Some simple questions for Trump supporters

[Marener]

Dickhead. Answer my question. Because we are discussing the Biden presidency not the Trump one when inflation was under control you mental midget. So I answer your questions and you don’t answer mine? Thats not how it works, British cigarette

I’m sticking with the actual debate.

Discussing the Biden presidency requires we have a point of comparison. The only logical one is pre-pandemic. We wouldn’t want the data to be distorted by the artificial changes due to COVID.

If the pre-pandemic economy was so good, why wouldn’t you want to use that as a point of comparison?

 

[Robert W]

Clinton signed legislation to deregulate financial industry, and I agree that was a significant part of the problem. The CRA almost certainly was not.

The market wanted those junk loans made. The government didn’t have to coerce them to do it.

I am happy not to be your doctor nor your lawyer given when explained the facts you keep up that sort of nonsense.

Want my belief or not? I am the only loan professional on this forum. Do you want facts or more of your nonsense?

 

[AzogtheDefiler]

I’m sticking with the actual debate.

Discussing the Biden presidency requires we have a point of comparison. The only logical one is pre-pandemic. We wouldn’t want the data to be distorted by the artificial changes due to COVID.

If the pre-pandemic economy was so good, why wouldn’t you want to use that as a point of comparison?

No you’re not. You’re not answering my question. That’s not how it works. I work in finance. I have an MBA. What are your credentials?

 

[AzogtheDefiler]

I am happy not to be your doctor nor your lawyer given when explained the facts you keep up that sort of nonsense.

Want my belief or not? I am the only loan professional on this forum. Do you want facts or more of your nonsense?

He can’t dispute this. He is defeated. He is also a defect and a liar.

 

[Marener]

I am happy not to be your doctor nor your lawyer given when explained the facts you keep up that sort of nonsense.

Want my belief or not? I am the only loan professional on this forum. Do you want facts or more of your nonsense?

How did Clinton convince Lehman to make more bad loans? Let’s hear your facts.

 

[Robert W]

No you’re not. You’re not answering my question. That’s not how it works. I work in finance. I have an MBA. What are your credentials?

You are a professional and so am I. And the man pulls crap out of the air and expects you and I to eat it. He refuses to learn.

 

[Marener]

No you’re not. You’re not answering my question. That’s not how it works. I work in finance. I have an MBA. What are your credentials?

My credentials are not part of the debate.

Starting Jan 2021 is a dumb thing to do. The labor market was still highly skewed from the pandemic.

Wages increased dramatically in 2020 because low wage workers were the ones most likely to be laid off due to COVID restrictions, those in retail and hospitality. That distorts the data and makes it a bad comparison.

An apples to apples comparison would be before pandemic to now. Comparing mid-pandemic to now is not apples to apples.

 

[AzogtheDefiler]

You are a professional and so am I. And the man pulls crap out of the air and expects you and I to eat it. He refuses to learn.

Here is the link

Study: Wages Are Still Losing In The Post-Pandemic Inflation Race | Bankrate

Since Jan. 1, 2021, prices have risen 20.0 percent, compared with a 17.4 percent increase in wages, Bankrate’s Wage To Inflation Index found.

www.bankrate.com

 

[Robert W]

How did Clinton convince Lehman to make more bad loans? Let’s hear your facts.

Clinton did not have to persuade them. When he changed standards for loans, letting poor credit risks to get loans, he gave them all they wanted to eat the home owners alive.

 

[AzogtheDefiler]

My credentials are not part of the debate.

Starting Jan 2021 is a dumb thing to do. The labor market was still highly skewed from the pandemic.

Wages increased dramatically in 2020 because low wage workers were the ones most likely to be laid off due to COVID restrictions, those in retail and hospitality. That distorts the data and makes it a bad comparison.

An apples to apples comparison would be before pandemic to now. Comparing mid-pandemic to now is not apples to apples.

Yes they are. Before you tell
Me what is or isn’t dumb I need to know em. Imagine me debating medicine against some hack if I am a doctor. Credentials matter. Either share em or admit defeat. I shared Mine. Last chance, loser

 

[Marener]

Clinton did not have to persuade them. When he changed standards for loans, letting poor credit risks to get loans, he gave them all they wanted to eat the home owners alive.

The government does not set the standards for loans made by private lenders. They set their own standards. You said this yourself.

 

[AzogtheDefiler]

The government does not set the standards for loans made by private lenders. They set their own standards. You said this yourself.

Yes it does. There are usury laws and such. You really don’t know anything. Idiot

 

[Marener]

Yes they are. Before you tell
Me what is or isn’t dumb I need to know em. Imagine me debating medicine against some hack if I am a doctor. Credentials matter. Either share em or admit defeat. I shared Mine. Last chance, loser

Appeal to authority is a logical fallacy.

Either your argument is backed up by facts and logic or it’s not. Your credentials have nothing to do with it.

Your argument is thin on facts and very short on logic.

If you want to run from the debate over a hissy fit, suit yourself, but it just proves how weak you are that you can’t even debate someone you consider beneath you.

 

[Robert W]

The government does not set the standards for loans made by private lenders. They set their own standards. You said this yourself.

I was approved by California to teach this to students. What makes you claim government is absent from setting standards? What do you mean by private lenders? If private, borrowers won't know how to contact them.

 

[Marener]

I was approved by California to teach this to students. What makes you claim government is absent from setting standards? What do you mean by private lenders? If private, borrowers won't know how to contact them.

Private meaning non-GSE lenders. The investment banks and mortgage brokers.

if you have evidence the government set the lending standards for private lenders, please share. Earlier you claimed those standards were determined by the lender.

 

[AzogtheDefiler]

Appeal to authority is a logical fallacy.

Either your argument is backed up by facts and logic or it’s not. Your credentials have nothing to do with it.

Your argument is thin on facts and very short on logic.

If you want to run from the debate over a hissy fit, suit yourself, but it just proves how weak you are that you can’t even debate someone you consider beneath you.

I accept Your surrender. Too easy.

 

[Robert W]

Yes it does. There are usury laws and such. You really don’t know anything. Idiot

I think what was on the mind of Clinton and his team was the VA loans and also FHA loans. Both loans were for those who had good or poor credit. VA did not require a down payment. VA loans were generally cheaper to get and pay for than conventional loans. Before Carter virtually ran the Savings and loans out of existence, they only made conventional loans. And when they could not make a living, they went kaput.

Together you and I can't teach this person a damned thing. He will make up silly claims and pretend he is the expert. He needs to learn from you.

 

[AzogtheDefiler]

I think what was on the mind of Clinton and his team was the VA loans and also FHA loans. Both loans were for those who had good or poor credit. VA did not require a down payment. VA loans were generally cheaper to get and pay for than conventional loans. Before Carter virtually ran the Savings and loans out of existence, they only made conventional loans. And when they could not make a living, they went kaput.

Together you and I can't teach this person a damned thing. He will make up silly claims and pretend he is the expert. He needs to learn from you.

He is a troll. He won’t even share his credentials. I am not going to debate an ignorant defect who doesn’t understand basic Econ and finance.

 

[Robert W]

Private meaning non-GSE lenders. The investment banks and mortgage brokers.

if you have evidence the government set the lending standards for private lenders, please share. Earlier you claimed those standards were determined by the lender.

For conventional loans, it was both Fannie Mae and Freddie Mac setting the rules we all followed. I studied this in both college and industry courses just to be eligible to do loans for borrowers. We had to know the law and history. Are you willing to learn from two experts, me and Azogthedefiler?

 

[Marener]

I accept Your surrender. Too easy.

I haven’t surrendered. You’re the one running away.

You’re such a pussy you couldn’t even debate the topic and tried to make it personal.