Post here when you are notified that you can no longer afford your health insurance.

[Seymour Flops]

I'm older now. I don't really care. Not all that many years left .. I see Mr. Reaper around the corner.

He has his eye on me, also. But he will have to catch me in stride.

 

[Rambunctious]

Then why are you whining all the time?

 

[Dante]

He has his eye on me, also. But he will have to catch me in stride.

We became friends long ago. We make the most fabulous deals. Family and close friends will have to wait til I see them in Hell before they get a whiff of it all

 

[Greenbeard]

No link, no credibility.

Blue text indicates a link.

 

[debbiedowner]

again, don't let the inconvenient facts get in the way of a partisan shitfest argument

AI Overview


View attachment 1170181
A $750/month single-person bronze plan is possible, but costs vary by location, plan specifics, and insurer. Bronze plans typically have lower monthly premiums but higher out-of-pocket costs for care when you need it, with premiums often ranging from a few hundred to over $7,000 per month depending on factors like the plan's deductible

Add to that age, state, county, subsidy if any.

 

[Dekster]

Single person bronze plan costs my neighbor 750/month That's 9,000/year.

Then your single person neighbor is making more than $105,882.35 per year if he/she gets their insurance through the marketplace.

 

[debbiedowner]

So you, at least, are safe from the carnage?

Wouldn't it be strange if nobody posted about losing their health insurance due to high premium cost, because of those horrible Republicans?

We know it will happen because hakeem jeffries told us so! What a statistical anomaly If not one, the person on this forum was affected!

How many in this forum do you estimate are under 65 and on an individual health plan?

Oh should have added group insurance to that because if the employer keeps the same plan as today it most likely is getting a bump.

 

[Seymour Flops]

They got the savings by achieving zero excess health care cost growth for more than a decade starting in 2010 when the ACA passed. The only time on record such a feat has been achieved.

If these numbers are real, why did so many people's health insurance premiums, deductables, and co-pays go up instead of down?

 

[Seymour Flops]

How many in this forum do you estimate are under 65 and on an individual health plan?

How would I know?

How many of them are illegal aliens granted "legal status" by the Autopen Administration?

I don't know.

What are you saying? That those who supposedly will have deal-breaking increases in their health insurance premiums are such a narrow demographic that we would not expect to see a single on among the hundreds of posters on here?

 

[debbiedowner]

How would I know?

How many of them are illegal aliens granted "legal status" by the Autopen Administration?

I don't know.

What are you saying? That those who supposedly will have deal-breaking increases in their health insurance premiums are such a narrow demographic that we would not expect to see a single on among the hundreds of posters on here?

what I'm saying is that you wondered how many people will post about their rising premiums? What makes you think anyone will reply even if they've taken a big hit? But every year someone on your side bitches and moans about their premiums. You'll just have to keep bumping this up until January.

I didn't say a damn thing about illegals. Are you destroying your thread? But those granted legal status would have to have a valid green card and it has to be proven at time of application. That has never been easy and healthcare.gov always ask for proof you have to provide through the mail or upload.

 

[Seymour Flops]

After whining repeatedly about not being taken seriously, Schumer says that notices started going out to millions of people on October 1st telling them that their premiums are going up dramatically. By $25,000!

3:25:



Who has gotten one?

Show it!

The Democrat hostess can't take that lie and tells him that their numbers "we see" are about $1,000 in increase.

 

[Greenbeard]

If these numbers are real, why did so many people's health insurance premiums, deductables, and co-pays go up instead of down?

Premiums in private plans depend on a thousand things, like the employee's share of the premium, dynamics in local insurer and health care provider markets, how price negotiations go between insurers and providers, how sick others in the community are, etc. Any individual person's situation may or may not deviate from the overall trend.

But more generally, flat costs still means nominal numbers that go up since incomes and the price level increase with time. If health care costs you 6% of your income that's going to be a different nominal dollar amount in 1990 than in 2030.

 

[Seymour Flops]

Premiums in private plans depend on a thousand things, like the employee's share of the premium, dynamics in local insurer and health care provider markets, how price negotiations go between insurers and providers, how sick others in the community are, etc. Any individual person's situation may or may not deviate from the overall trend.

But more generally, flat costs still means nominal numbers that go up since incomes and the price level increase with time. If health care costs you 6% of your income that's going to be a different nominal dollar amount in 1990 than in 2030.

Myself and everyone I knew who had a full-time job had their premiums go way up after the ACA passed. Even Democrats at my job at a news station were saying "I thought we were supposed to save money."

Why would you not believe Jonathan Gruber, when he said that Obamacare was a way to shift money from the healthy to the sick, and from people with employer provided health care policies to people who had not bothered to get jobs that provided benefits? That he relied on the stupidity of the American voter?

That's why our premiums went up. We had taken the time to get whatever combination of education, training, and experience it took to get good jobs with good benefits, only to be punished for our hard-earned success by having those benefits taxed so that the "unable or unwilling" as AOC called them, would have tax funded benefits.

Now the Democrats want me to pay for health care policies for all of the 5K plus per day that the Autopen Administration gave mass assylum or parole to? If I don't want to do that, their threat is to shut down the government so that Trump can fire non-essential employees?

That is the world's worst sales job.

 

[HikerGuy83]

Your comment is senseless has nothing to do with mine. Obama loves you long time by destroying our health system

Try to read.

I don't like Obamacare and I don't like the federal government.

But I've paid into medicare my entire life and I expect to see something from it.

 

[HikerGuy83]

That remains to be seen.

Not worried at all.

 

[HikerGuy83]

Then your single person neighbor is making more than $105,882.35 per year if he/she gets their insurance through the marketplace.

Probably.

So, he's paying 8 to 9% of his income for health insurance.

Those are the numbers.

For those who make less.....they get subsidies.

How did we get to this point.....took a long time.

 

[Dekster]

We get no federal subsidy and have 5 people on our policy. My wife pays right around $1500 a month but I am not sure how much her employer kicks in to get it to that.

 

[Moonglow]

How weird, after we were promised we'd all have lower rates if only we would pass Obama's Affordable Care Act.

What happened?

When discussing healthcare, Donald Trump has consistently promised a plan that is "better and cheaper" than the Affordable Care Act (ACA), also known as Obamacare. In practice, his proposals have focused on increasing price transparency, promoting market-based solutions, and limiting government spending. Many healthcare experts, however, project that some of his policies would likely increase costs for many Americans and reduce insurance coverage.
Key policy areas
Affordable Care Act (ACA) and subsidies

• Promise: In 2024, Trump stated he would make the ACA "much less expensive".
• Projection: Policy experts widely expect that his administration will allow the enhanced ACA subsidies passed under President Biden to expire at the end of 2025. The non-profit KFF projects that if the subsidies expire, average net premiums on the ACA marketplaces will increase by about 75%. The Congressional Budget Office estimates that millions would become uninsured.
• Action: Immediately after the 2024 election, the Trump administration took steps that analysts view as a signal of its intent to roll back ACA expansions, including removing guidance that aimed to strengthen Medicaid.

Prescription drug prices

• Promise: Trump has vowed to lower prescription drug costs.
• Action: In September 2025, his administration announced a "Most-Favored-Nation" drug pricing agreement with pharmaceutical company Pfizer, which is designed to lower drug costs.
• Comparison: This approach contrasts with the Biden-era Inflation Reduction Act, which gives Medicare the power to directly negotiate drug prices. Trump's position on these existing Medicare negotiation powers is uncertain.

Price transparency

• Promise: The Trump administration aims to lower healthcare costs by empowering patients to "shop for the highest-quality care at the lowest cost" through "radical price transparency".
• Action: In February 2025, an executive order was issued to enforce and expand existing price transparency regulations. The goal is to require hospitals and insurers to disclose actual prices, not just estimates, for services.

Medicaid

• Promise: Trump has given inconsistent messages on his approach to Medicaid, promising not to cut funding while endorsing budgets that propose significant reductions.
• Projection: A House Republican budget, endorsed by Trump, includes $880 billion in cuts to Medicaid over 10 years. The plan also includes replacing the ACA's expansion with block grants to states, which experts believe would shift costs to states and likely reduce coverage for millions.

Expert analysis of cost claims
Despite the rhetoric of a "better and cheaper" plan, analyses from policy experts and non-partisan organizations like KFF raise significant questions about how many Americans would experience lower healthcare costs.

• Impact on individuals: While the Trump administration emphasizes reducing government spending and increasing transparency, experts note this could lead to higher out-of-pocket costs for many individuals and increased financial risk for states.
• Increased uninsured rate: Changes to the ACA and Medicaid are projected to increase the uninsured rate, particularly among low-income populations.
• Marketplace enrollment: The expiration of enhanced subsidies is expected to cause millions of Americans to face "sticker shock" from significantly higher monthly premiums, with many potentially dropping coverage.

Compare Trump and Harris Health Care Records and Positions | KFF

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www.kff.org

What Trump’s 2024 Victory Means for the Affordable Care Act

During his winning 2024 campaign, President-elect Trump made conflicting statements about the future of Obamacare, though his record during his first term suggests that big changes could be in store.

www.kff.org

Health Policy in Flux: Trump Administration Updates | AJMC

HHS announces it is taking steps to implement President Trump’s Executive Order on prescription drug pricing. Keep up with the latest moves made in health policy under President Donald Trump's second administration. This timeline will be updated as orders and policy progress.

www.ajmc.com

 

[Dekster]

Probably.

So, he's paying 8 to 9% of his income for health insurance.

Those are the numbers.

For those who make less.....they get subsidies.

How did we get to this point.....took a long time.

8.5% is where the subsidy evaporates so that is where I came up with the number mathing it out if that is his out of pocket. He could be making more if it is an employer sponsored plan as those I think can go to 9.1% before the subsidy evaporates.

 

[Blisterfinger]

Were you in this country during the Obama administration?

Obama’s Inflated Health ‘Savings’​

He claims that a shift to electronic medical records will help save families up to $2,500 a year in his first term. Independent experts say that's wishful thinking.

By Jess Henig and Lori Robertson

Summary​

Obama says his health care plan will garner large savings – $120 billion a year, or $2,500 per family – with more than half coming from the use of electronic health records. And he says he’ll make that happen in his first term. We find his statements to be overly optimistic, misleading and, to some extent, contradicted by one of his own advisers. And it masks the true cost of his plan to cover millions of Americans who now have no health insurance.

Obama's Inflated Health 'Savings' - FactCheck.org

Summary Obama says his health care plan will garner large savings – $120 billion a year, or $2,500 per family – with more than half coming from the use of electronic health records. And he says he’ll make that happen in his first term. We find his statements to be overly optimistic, misleading...

www.factcheck.org

Typical Democrat liar, taught Biden everything he knows.