Maybe the discussion should start with why are health care cost climbing at a rate that seems much higher then the inflation rate?
Is it because there is more use?
Is it because of law suits?
Is it because of exorbitant raises given to medical staff?
Then we can discuss how Obamacare is to reduce the cost.
How can it reduce the cost, right or wrongly, there will obviously be more use by people not paying into the system? Will this reduce emergency room visits enough to break even.
Are they going to limit the amount medical facilities can charge as they have done with Medicare? Which of course means that those with private insurance will be charged more?
Will this reduce drug costs? If I remember correctly Obama made a deal with the drug companies so the price will not go down.
What I see, and this is my opinion, this is a boom for the insurance companies. Sure they will pick up people they don't want to pick up but the cost will be spread out over the rest no lost to them. It may be a boon to the medical facilities that treat those on medicare or will force those who are on medicare to pay even more for supplemental insurance.
I am not sure how a single payer system would fix any of this. What I do believe is that when things are free that is when they get abused. So those getting a free ride, rightly or wrongly, will end up using the bulk of the services. Those who pay their own way will end up paying even more. Unless the cost for services can be contained.
I was thinking of retiring next year and making room for a younger man but now I am not sure, really not sure.
So far as I know, a single payer system isn't being mentioned by anybody but the RWNJ conspiracy freaks. It's just not an issue at this time.
As I see it, the biggest factor driving the rise in healthcare costs is what Medicare will pay. It seems that the whole system is built around milking Medicare for all it's worth. Medicare payments appear to be the basis for every charge on a hospital or nursing home bill.
For instance: My Mom is in a nursing home. The charge is roughly $4000 per month (which she's currently paying) and that's what Medicare will reimburse. In other words, we have no way of knowing if that's a fair price or not, it's just that every resident is charged the Medicare maximum, regardless of anything else. When the time comes that Mom can no longer afford it and the tab is picked up by Medicaid, the charge will be the same.
Another example: She had an emergency and they sent her to the hospital in an ambulance (about 2 miles distant). Charge: About $1500. Why? Because that's what Medicare would pay. The return trip was $100. Medicare won't pay that, I don't think. While in the hospital, she had TWO MRI's of the same spot in her head in a single day and was scheduled for a third the next day. Why? Apparently because Medicare would pay for it. (We sons said "to hell with that" and checked her out.)
One more: When my Dad was dying in the same hospital 20 years ago, we elected to just let him go. As soon as we left and Mom was there alone, they moved him down to intensive care which, at the time, was billed at about $1500 per day, as opposed to the $120 a day for his private room. When I went back up there and confronted the doctor about WHY he was moved to IC, his response was "Why shouldn't the hospital make some money off this?" Literally...that was his response.
Until and unless somebody addresses the amount of legal, Medicare over billing and the resultant un-necessary costs associated with that, healthcare costs will continue to rise.
Obamacare attempts to address that through reducing Medicare payments to providers, which is a good start, but it doesn't go far enough to contain for-profit hospitals from milking the system and their patients.
ps: My figures may be a little off in this because I don't have the actual bills right in front of me, but you get my drift.