Why don't you ask these people with college debt who are working unrelated jobs due to bad degrees why they made such a risky or poor choice? Did they simply go into what they loved? That's a short-sighted action, and a loan no company would take on... so college loans shouldn't either. Loans are supposed to be considered as far as a person's ability to pay it off. If a dance major wants $15,000 per year... the market for such a major is almost non-existent, so it's bad business for the loan to be given. Yet, the gov't/college system gives it to them anyways. They're causing the problem, and you want all of us to bail them out, and have the gall to accuse me of being selfish or wrong? You need to point the finger at the individual making the poor choice, and the system for giving such horrible loans. They aren't paying my mortgage, so I shouldn't have to pay for their loans.