So someone else got stiffed for the $20K.
Like the rest of us innocent, healthy taxpayers. And our children, grandchildren, etc. for decades to generations to come.
Selfish comes in all sizes.
One form of 'small' selfish is expecting others to pay your bills and costs of living. Which we see too often and too much of lately.
My health and usually my cause for the affliction, yet doesn't violate my or anyone else's morals and ethics to expect others, not related, to pay the huge obligation owed in expenses covered.

Also, insert sarcasm smiley
Your "right to life" doesn't mean others, even those not related to you, must pay for your care~expenses. Your "right" to life merely means
YOU have responsibility to take care of yourself, &/or your body.