Polishprince
Diamond Member
- Jun 8, 2016
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I doubt that there are any plans that have a blanket exclusion for HIV treatment. I think that these people are trying to cut side deals with insurers to deny coverage for HIV or to "certain people" with HIV. Doing so is not only unconstitutional but they may well find that they have run afoul of insurance regulators
Actually, you are showing your ignorance here, PP.
Many employers are "self insured". The employees get a card from Blue Cross, Aetna, or other insurance company. But those outfits are only hired to process claims- any claims paid to providers are paid by the employer himself.
The insurer is the employer, and the deals they make are for processing services only.