Cheaper for who? My premiums are up dramatically as are my deductibles. Obamacare is just another gov't redistribution of wealth.
INEPTOCRACY - a system of government where the least capable to lead are elected by the least capable of producing and where the members of society least likely to sustain themselves or even try are rewarded with goods and services paid for by the confiscated wealth of a diminishing number of producers.
And now you have the Republicans to fix that for you
Republicans take away Obamacare, what will cause your rates to go down? You can go on the open insurance market right now if you think you will find a cheaper rate
Have you checked out things like Medishare? Not insurance, but sharing costs and allows for cheaper plans to be bought.
Would you pay a doctor $1,000/year for your family to see him for routine checkups, inoculations and minor treatments if you could save $2,000/year on insurance premiums? I would. If I was the doctor and could get the cash payment without messing with insurance companies, I'd go for it too. There are ways to get lower insurance costs, but they are not necessarily easy or fun. As it is now, there is no incentive to economize when it comes to health insurance.
Ball is in your court Republicans
Show us a plan that is better and cheaper than Obamacare
I won't even take the obvious shot and say that any plan would be better. Here's where I think your vision is too narrow. Ask this question, why do we need a government plan in the first place? There are some steps we can take that will lower costs without expensive new bureaucracies or more government power over our healthcare. These are just a few:
1. Opening up competition across state lines among health insurers.
2. Fewer regulations that force all insurance plans to cover things that patients won't need, ala a 60 year old man that has to pay for maternity coverage while a 30 year old woman that has to pay for Viagra. Sex reassignment treatments should be not be forced on society at large to pay for.
3. Wider adoption of tax free healthcare savings accounts.
4. Tort reform that doesn't require an obstetrician to pay 6 figures every year for malpractice insurance.
5. Allowing highly trained nurses to do more things that currently require an expensive doctor's oversight.
Now, obviously that's not going to make every experience for every person fantastically better. What it would do, though, is help to mitigate some of the astronomical cost increases we see regularly. It's a farce now, any way, because healthcare providers routinely charge massive prices that they know will never be paid, insurers pay a fraction of it, and the difference is wiped out. They do it, obviously, to build in enough overhead to get what they actually want in the first place.
