Do you believe what the Bible says?
"For by GRACE you are saved through FAITH, and this not of yourselves; it is the GIFT of God, not as a result of works, so that no one may boast."
Read that very carefully. Notice how it says that Salvation is a GIFT. It is not something that can be earned. Jesus either paid the price for sin, or He didn't. If you say that He didn't, then you are negating the sacrifice that He made. You are saying that what Jesus did on the Cross is not enough for salvation. That we must somehow earn it. Preposterous!
The good works you mention are not required for salvation. They are simply a manifestation of the Holy Spirit in our lives. If one is a child of God, then they will do good works. That is what the verse really means.
Once more, What do you mean when you say, "Saved?"
One of the problems Protestants have is that they actually think they are arguing with someone on whether or not salvation is a gift. What is salvation in the Protestant view?
In Catholic thought, salvation is not a final destination, it is a way of life--The Way. It is the Kingdom of God--a gift which is in everyone's reach. When one enters into salvation, one doesn't sit down and twiddle his/her thumbs. We
live salvation which means acting in the most loving and the most just manner possible.
Catholic life is centered around The Way Jesus lived his life: Baptism, repentance/forgiveness of sins, the Last Supper, the Holy Spirit, healing the sick, anointing/appointing Apostles to teach and train so that they may do as he did. Christ taught marriage the way God intended marriage to be. He taught discerning God's will and following it in love. This is The Way Jesus and the Apostles taught. This is The Way of Salvation Catholics follow, because it is The Way of Eternal Life.
Protestants, on the other hand, often seem to paint salvation as a heavenly afterlife, a gift in the next life from God because at a specific moment in time in this life, they declared they believed in Jesus as savior. Ha-ha, no works, no living as Jesus taught--just say the words and your spot in heaven is reserved and guaranteed. If that is all Jesus--and salvation--is to you, fine. But don't expect for Catholics to reduce Jesus--and salvation--to this narrow point of view.