If things are as bad as you say...why have my wife and I, both retired, been able to take money cleared from our IRA's and install a new boat dock, build a storage building, buy two new cars etc. from money we cleared?
We have been retired 22 years and in my wildest dreams I never figured we might be able to do such a thing:
DOW Jones in late 2008........................8800
DOW Jones in early 2016......................18,000
Good for you, well done...
Not everyone is as lucky as you are. There are a great number of Americans for whom things are not so good. But I suppose your self centeredness blinds you to that fact...
Try looking beyond that new boat dock or try driving your new cars through some inner city neighborhoods at take a really good look around...