Harris to Propose $25,000 Assistance for First-Time Homeowners

[Mac-7]

Damn, if we could only get people to vote for those that would spend less...but alas none of you will....it is if spending is really not a big deal for you all

Politic involves compromise

Something you are seldom willing to do

When I pick a candidate I look for the one with the fewest deadline faults

Someone who is “fiscally responsible“ may be rather looney on everything else

And before you start calling me I’m a cultist, a nazi, or a racist tell us all about the Wonder Boy you’re voting for

 

[Woodznutz]

I doubt you care about other people getting started in life.

Too many people rush their start in life, usually doing it bassackwards.

"Act in haste, repent in leisure."

 

[Woodznutz]

As a black person I have given up on conventional means of socioeconomic progress. I have contingency plans to resort to cannibalism.

Two cannibals eating lunch.
1st cannibal: "Are you having fun?"
2nd cannibal: "I'm having a ball."

 

[Moonglow]

Too many people rush their start in life, usually doing it bassackwards.

"Act in haste, repent in leisure."

Such is life

 

[toobfreak]

Harris to Propose $25,000 Assistance for First-Time Homeowners​

That is intrinsically biased towards young people most likely to vote for Harris and intrinsically biased AGAINST older people most likely to vote for Trump.

More electioneering for the DNC using public funds.

 

[Moonglow]

That is intrinsically biased towards young people most likely to vote for Harris and intrinsically biased AGAINST older people most likely to vote for Trump.

More electioneering for the DNC using public funds.

Bush did it also.

 

[Lisa558]

Starter homes where I live are 400 K.

So what about a little studio condo to start with? I just checked the value of the little one I bought 40 years ago, and it is $260k. And it was right outside DC, so prices were high. Where you live, I bet you could buy a studio condo for $200k.

Kids can't do that.

At six percent that is close to 24000 in interest alone.

My rate was almost 13%.

2000 a month in interest, principle (lots of principle), and taxes/insurance.....a payment close to 2800/month.

I don’t recall precisely, but I believe my mortgage, principal, and condo fee totaled around $900. Just did an inflation calculator, and that was equivalent to $2400 in current dollars. When rates dropped, I refinanced, and my payment dropped.)

 

[Lisa558]

As a black person I have given up on conventional means of socioeconomic progress. I have contingency plans to resort to cannibalism.

Why as a black person have you given up? With DEI prioritizing you for a job over a white who is better qualified, you have advantages over whites.

 

[Lisa558]

Your 60 grand condo is now probably 250.....making it very difficult for first time buyers.

I just wrote about this, and I checked….youre right. It’s now at $260k. BUT….my rate was 13%, and the rate now is 6%. So bring the equivalent down to $200’.

And I bought it with a salary of low 20s. (Can’t remember exactly.) But that would be around $70k or so for a college graduate after working several years and saving diligently.)

Plus, my condo was in an expensive city. I could have always moved an hour or so outside the city - some of my friends did - to get a cheaper price.

 

[Lisa558]

Politic involves compromise

Something you are seldom willing to do

When I pick a candidate I look for the one with the fewest deadline faults

Someone who is “fiscally responsible“ may be rather looney on everything else

And before you start calling me I’m a cultist, a nazi, or a racist tell us all about the Wonder Boy you’re voting for

Yup! My priorities are:

1) Clamping down on illegal immigration - rather than incentivize it
2) Lowering prices, which will be done in part by reducing the cost of energy to produce and transport goods - rather than just fix prices which will bring on shortages
3) Side clearly with Israel rather than enabling HAMAS and their supporters - and punishing colleges that foster antisemitism
4) Keeping the tax cuts on corporations, thus allowing our businesses to thrive - and seeing hiring, real wage growth, and healthy retirement portfolios
5) a president who is not trying to bring socialist policies to our shores

 

[Manonthestreet]

I just wrote about this, and I checked….youre right. It’s now at $260k. BUT….my rate was 13%, and the rate now is 6%. So bring the equivalent down to $200’.

And I bought it with a salary of low 20s. (Can’t remember exactly.) But that would be around $70k or so for a college graduate after working several years and saving diligently.)

Plus, my condo was in an expensive city. I could have always moved an hour or so outside the city - some of my friends did - to get a cheaper price.

Every city is expensive now. Getting the down payment for 225 is mountain in itself. My brother's neighbor's house, a whole 1000 sq ft sold for 375 . Good luck with that. Real estate is verging on ponzi

 

[Mac-7]

Yup! My priorities are:

1) Clamping down on illegal immigration - rather than incentivize it
2) Lowering prices, which will be done in part by reducing the cost of energy to produce and transport goods - rather than just fix prices which will bring on shortages
3) Side clearly with Israel rather than enabling HAMAS and their supporters - and punishing colleges that foster antisemitism
4) Keeping the tax cuts on corporations, thus allowing our businesses to thrive - and seeing hiring, real wage growth, and healthy retirement portfolios
5) a president who is not trying to bring socialist policies to our shores

I’m still waiting for Harpy Eagle to tell us the name of the candidate who scores 100% on your list of requirements

He’s not in for compromises, meaning his 3rd party candidate is sure to make you happy

So dont vote without clearing it with Harpy first

 

[Harpy Eagle]

I’m still waiting for Harpy Eagle to tell us the name of the candidate who scores 100% on your list of requirements

So dont vote without clearing it with Harpy first

There are of course no candidates that are 100% in line with anyone.

Thus, as you said we have to have a list that we find most important and go with the one that is the closest to that.

Mine are fiscal responsibility and freedom. Thus I cannot vote for the duopoly as both sides fail in both areas.

Someone who is “fiscally responsible“ may be rather looney on everything else

Indeed, and this is why we are at 35T in debt.

 

[Mac-7]

Yup! My priorities are:

1) Clamping down on illegal immigration - rather than incentivize it
2) Lowering prices, which will be done in part by reducing the cost of energy to produce and transport goods - rather than just fix prices which will bring on shortages
3) Side clearly with Israel rather than enabling HAMAS and their supporters - and punishing colleges that foster antisemitism
4) Keeping the tax cuts on corporations, thus allowing our businesses to thrive - and seeing hiring, real wage growth, and healthy retirement portfolios
5) a president who is not trying to bring socialist policies to our shores

Btw, I approve of your goals and agree with every one of them

But the next election may not have anyone that uncompromising

They may differ on abortion or some other social issue

Or, God forgive them, they may want to compromise in some way about the 2nd Amendment

I’m not predicting anyone but rather just speculation based on the fact that no one is 100%

For me the important thing is that they are consistant

Dont wander all over the road trying please everyone

Tell us what you believe and stick to it

If that earns you a majority, fine

But if it doesent, then accept your defeat and work to elect the peoples choice instead

 

[Mac-7]

Bush did it also.

So?

 

[Lisa558]

Every city is expensive now. Getting the down payment for 225 is mountain in itself. My brother's neighbor's house, a whole 1000 sq ft sold for 375 . Good luck with that. Real estate is verging on ponzi

It does have to be a house. Start with a studio condo! My first place less than 600 sf, but I wanted to get started on home ownership.

 

[Harpy Eagle]

It does have to be a house. Start with a studio condo!

Do they even build those any longer?

 

[Woodznutz]

So what about a little studio condo to start with? I just checked the value of the little one I bought 40 years ago, and it is $260k. And it was right outside DC, so prices were high. Where you live, I bet you could buy a studio condo for $200k.


My rate was almost 13%.

I don’t recall precisely, but I believe my mortgage, principal, and condo fee totaled around $900. Just did an inflation calculator, and that was equivalent to $2400 in current dollars. When rates dropped, I refinanced, and my payment dropped.)

I had an adjustable mortgage on my apartment building. The first 3 years were fixed at 8 percent, then they floated with the market. They then went up to 9 percent, then down to 7 percent, then down again to 5 percent, automatically. This between 1994 and 2004 when I paid it off.

 

[Mac-7]

There are of course no candidates that are 100% in line with anyone.

Thus, as you said we have to have a list that we find most important and go with the one that is the closest to that.

Mine are fiscal responsibility and freedom. Thus I cannot vote for the duopoly as both sides fail in both areas.



Indeed, and this is why we are at 35T in debt.

I suppose you were a ron paul voter back in the day

He was solid gold on fiscal responsibility

 

[Harpy Eagle]

I suppose you were a ron paul voter back in the day

He was solid gold on fiscal responsibility

I voted for him in the primaries, but he never made it to a national ticket.

It is a shame he tried so hard to stay with the GOP