Harris to Propose $25,000 Assistance for First-Time Homeowners

[irosie91]

I'm listening to the Harris campaign live on tv. Some Latina supporter said they have a saying in the Latin American community: "yes we can!" (In Spanish). And I couldn't help but think no you can't. The US stole all the goddam drinking water out of Mexico. Now the whole country has degenerated into gang violence and they're snuggling Mexican slaves across the US border by the truckload. The f**k you can. You most definitely CAN'T.

And blacks can't either. Even with the $25,000 new home assistance, it won't make any difference. Whites will have access to the same policy so it won't be a competitive advantage for blacks. Whites are still coasting off the competitive advantage they acquired from the GI Bill et al. Blacks big time can't.

bull shit

 

[evelynzlon]

bull shit

As a black person I know when I can't. For some strange reason most black people I've met think they can. I myself am half-German. I know the scientific facts and the math doesn't lie: I can't. My European ancestors were all helpless. They were helpless for a reason. They can't. Once they emigrated to America they can, but someone has to carry the torch of I can't. That person is me. As an African-American female I know where I stand and I can't.

 

[Moonglow]

You know your govt has no clue when the solution to everything is more money

I can tell yous that both parties love to spread the wealth.

 

[evelynzlon]

I can tell yous that both parties love to spread the wealth.

The solution to everything IS more money. That's why it would require a massive earthquake to render Western civilization susceptible to a military overthrow. Not in America but abroad. All money except "human capital" originates from the Earth. If the ground under your feet is torn asunder you better hope nobody hates your guts. Human capital mainly consists of education and skills which cannot be suddenly destroyed by a natural disaster. However the possessors of this human capital can potentially be destroyed by violence. Look at the Holocaust. Nazi Germany's concentration camp detainees were better-educated than most folks, but the best-educated ones had the highest mortality rate amongst them. I'm not saying the Holocaust was right. Or wrong. I have no idea. I've met Hitler and some of his disciples who are a**holes so I'm guessing it was wrong. My point is that you must be out of your f**king if you think I'm putting up with your goddam bills**t. I'll rip you a new a**hole.

 

[evelynzlon]

The solution to everything IS more money. That's why it would require a massive earthquake to render Western civilization susceptible to a military overthrow. Not in America but abroad. All money except "human capital" originates from the Earth. If the ground under your feet is torn asunder you better hope nobody hates your guts. Human capital mainly consists of education and skills which cannot be suddenly destroyed by a natural disaster. However the possessors of this human capital can potentially be destroyed by violence. Look at the Holocaust. Nazi Germany's concentration camp detainees were better-educated than most folks, but the best-educated ones had the highest mortality rate amongst them. I'm not saying the Holocaust was right. Or wrong. I have no idea. I've met Hitler and some of his disciples who are a**holes so I'm guessing it was wrong. My point is that you must be out of your f**king if you think I'm putting up with your goddam bills**t. I'll rip you a new a**hole.

I've come to the conclusion that Hitler is a vampire whose alter egos include my great-great-great grandpa. However I have a neighbor I've never met before in my life who thinks the same thing. She is convinced that Hitler is HER grandpa. Maybe there are Nazi "operatives" who go around informing random people that Hitler was their grandpa. This way even if they find his politics and genocidal activities reprehensible, they'll still feel warm fuzzies towards him. In reality he's probably a very, very old vampire who is INDEED the progenitor of maybe a quarter of the human population. That's not really a valid basis to feel any kind of way about him. Unless he serenades you. Which he did me.

 

[Moonglow]

The solution to everything IS more money. That's why it would require a massive earthquake to render Western civilization susceptible to a military overthrow. Not in America but abroad. All money except "human capital" originates from the Earth. If the ground under your feet is torn asunder you better hope nobody hates your guts. Human capital mainly consists of education and skills which cannot be suddenly destroyed by a natural disaster. However the possessors of this human capital can potentially be destroyed by violence. Look at the Holocaust. Nazi Germany's concentration camp detainees were better-educated than most folks, but the best-educated ones had the highest mortality rate amongst them. I'm not saying the Holocaust was right. Or wrong. I have no idea. I've met Hitler and some of his disciples who are a**holes so I'm guessing it was wrong. My point is that you must be out of your f**king if you think I'm putting up with your goddam bills**t. I'll rip you a new a**hole.

 

[Woodznutz]

I'm listening to the Harris campaign live on tv. Some Latina supporter said they have a saying in the Latin American community: "yes we can!" (In Spanish). And I couldn't help but think no you can't. The US stole all the goddam drinking water out of Mexico. Now the whole country has degenerated into gang violence and they're snuggling Mexican slaves across the US border by the truckload. The f**k you can. You most definitely CAN'T.

And blacks can't either. Even with the $25,000 new home assistance, it won't make any difference. Whites will have access to the same policy so it won't be a competitive advantage for blacks. Whites are still coasting off the competitive advantage they acquired from the GI Bill et al. Blacks big time can't.

For every one black person in line for the handout there will be 8 white people that are just as poor.

 

[Manonthestreet]

I can tell yous that both parties love to spread the wealth.

Well that makes it all better

 

[Lisa558]

No one starts out building a house.

You buy a small house, work to pay it off then get a better house. Even if you still owe on the mortgage if you're selling it for more than you owe you can roll that money towards your new and better house.

Renting is paying money for something you can never own, it's money gone forever. Paying a house puts that money into something that gives you equity you can turn over towards something else.

I bought my home that was 200,000 dollars and after down payment and such I paid 1200 dollars a month on the mortgage. Apartments in my area range from low end ones at 900 bucks a month to 1800 dollars a month. That's just a little under a mortgage payment and a good chunk over a mortgage payment.

Hell for around 60k you can get a 1/2 or 1/4 acre, get it surveyed, buy a mobile home, get a septic system put in and such and have a 600 dollar a month loan to repay where at the end of it you actually own the place that can be sold again for a modest price. Meanwhile you're pocketing 300 to 1000 dollars a month you'd have otherwise spent on rent as a down payment on a real house. You could buy a used mobile home on a lot or in a park for a lot less as well.

For 90% of Americans there is a better way than renting. It just takes times when you start out

I bought a little condo for about $60,000 when I was 3 years out of college. Lived in that little place for almost 15 years while I saved for a downpayment, and then bought a $200,000 townhouse. It is now worth almost $750,000.

That’s how it’s done. The problem is that young middle class people feel entitled to live in the same level of house that their parents bought as THEIR trade-up house - and are unwilling to start with a tiny place and work their way up.

 

[Lisa558]

For every one black person in line for the handout there will be 8 white people that are just as poor.

Anybody who does not have the financial ability or discipline to save $25,000 for a house really should not buy one with Other People’s Money.

 

[Moonglow]

Anybody who does not have the financial ability or discipline to save $25,000 for a house really should not buy one with Other People’s Money.

I doubt you care about other people getting started in life.

 

[Manonthestreet]

I bought a little condo for about $60,000 when I was 3 years out of college. Lived in that little place for almost 15 years while I saved for a downpayment, and then bought a $200,000 townhouse. It is now worth almost $750,000.

That’s how it’s done. The problem is that young middle class people feel entitled to live in the same level of house that their parents bought as THEIR trade-up house - and are unwilling to start with a tiny place and work their way up.

Your 60 grand condo is now probably 250.....making it very difficult for first time buyers.

 

[evelynzlon]

For every one black person in line for the handout there will be 8 white people that are just as poor.

As a black person I have given up on conventional means of socioeconomic progress. I have contingency plans to resort to cannibalism.

 

[Mac-7]

And here I thought you all were all for people paying less taxes.

If paying taxes meant lower government spending I might go along.

And so would many other Americans

Unfortunately a dollar in new taxes usually leads to more than one dollar in new spending

 

[Harpy Eagle]

If paying taxes meant lower government spending I might go along.

And so would many other Americans

Unfortunately a dollar in new taxes usually leads to more than one dollar in new spending

Damn, if we could only get people to vote for those that would spend less...but alas none of you will....it is if spending is really not a big deal for you all

 

[HikerGuy83]

Damn, if we could only get people to vote for those that would spend less...but alas none of you will....it is if spending is really not a big deal for you all

I wish we could.

And I agree.....neither party is doing much about it (except spending more).

 

[HikerGuy83]

That’s how it’s done.

Starter homes where I live are 400 K.

Kids can't do that.

At six percent that is close to 24000 in interest alone.

2000 a month in interest, principle (lots of principle), and taxes/insurance.....a payment close to 2800/month.

Not gonna work

 

[Harpy Eagle]

I wish we could.

And I agree.....neither party is doing much about it (except spending more).

and yet you keep voting for one of them.

 

[Harpy Eagle]

Starter homes where I live are 400 K.

That is because people do not build starter homes any longer.

 

[HikerGuy83]

and yet you keep voting for one of them.

Yes, I really needed salt rubbed in that one..

Thanks.