If they didn’t save enough for an early retirement, then they have to keep working. My friend is 68 and still working, but she has no savings - spent every cent she made on luxury vacations with top-level accommodations (like suites), super-expensive steakhouses, and $1500 purses..I'm saying a 60 year old shouldn't have to be working. That's unacceptable. Work if one wants to.
I OTOH saved at least 10% of what I earned, booked regular cabins on cruises, went to midscale restaurants, and bought normal purses. I retired in my 50s.