Christian sharing health care plan, shut down. Fraud.

So, the insurance companies coverages, territory and prices are "freedom"?
Not in my book.

Employees do, for the most part .

Again, Most have to.
They just don't. That's become the standard, in large part due to government regulation and tax policy, but there's no good reason employers should be responsible for their employees health care.
People can opt for private insurance, in any country that has government sponsored healthcare.
Are you being deliberately specious? People still have to keep paying for the government sponsored health care regardless of whether they use it. That's like saying you can quit your employer - reject the paycheck and benefits - but you still have to go in and work for them.
 
Last edited:
They don't work.
They work as intended.
ONE persons opinion.
Republicans keep claiming that masks prevent COVID, they don't.
Just like this ill-informed writer claims.

www.nytimes.com › do-mask-mandates-workThe Mask Mandates Did Nothing. Will Any Lessons Be Learned?


16 hours ago · By Bret Stephens. Opinion Columnist. The most rigorous and comprehensive analysis of scientific studies conducted on the efficacy of masks for reducing the spread of respiratory illnesses ...


Per the NYT article today.

Wow, you're sticking by masks even when the NYT flees....heh
NOT.............. NYT, an opinion article, but just as long as one person agrees with opinion, that makes it "fact" for republicans.

Yes, mask disperse exhaled particles, making them smaller and traveling less than a normal distance.
Thereby reducing risk to anyone nearby.

Does a flu shot prevent the flu?
Then, why does everyone still get the flu?
 
They just don't.
Then why do they?
That's become the standard, in large part due to government regulation and tax policy,
WTF?
"Government regulation" forces companies to offer insurance?
but there's no good reason employers should be responsible for their employees health care.
There is for employers.
Employee retention, just like $$$.

Are you being deliberately specious? People still have to keep paying for the government sponsored health care regardless of whether they use it.
So............the same as paying for private insurance.

BUT when you refuse insurance, and something happens, where you need medical care, you will be taken care of..............depending.
So, everyone else is subsidizing YOUR healthcare, which is why it's so expensive.
That's like saying you can quit your employer - reject the paycheck and benefits - but you still have to go in and work for them.

My kids are grown, I still have to pay for other kids to go to school.
Don't drive on the interstate anymore, still have to pay a federal/state fuel tax.
Called the sheriff's office, twice in 40 years, still have to pay for them.
 
Given REAL single payer (i.e. Medicare4All)
People can opt for private insurance, in any country that has government sponsored healthcare.
People could opt for private insurance to cover unnecessary, cosmetic health care only. There would no longer be any insurance for common health care needs. The government would pay for all of that directly, just as they do for eligible veterans and as they did for the elderly through Medicare until very recently. Private, impersonal insurance for common needs is simply government sanctioned highway robbery. It serves no useful purpose for your average Joe Blow, regardless how hard one may wish they were more "independent" as a result.
 
Given REAL single payer (i.e. Medicare4All)

People could opt for private insurance to cover unnecessary, cosmetic health care only. There would no longer be any insurance for common health care needs. The government would pay for all of that directly, just as they do for eligible veterans and as they did for the elderly through Medicare until very recently. Private, impersonal insurance for common needs is simply government sanctioned highway robbery. It serves no useful purpose for your average Joe Blow, regardless how hard one may wish they were more "independent" as a result.
Not entirely true.

In Canada, private medical insurance does not exist. Our health care system does not allow paying with private health insurance for any hospital services that are “medically necessary.” It’s illegal for patients to pay out of pocket to skip a long waitlist for a surgery and physicians cannot accept payment from patients who want to see them sooner.
To be clear, we’re not talking about the private insurance that covers dental care, vision, or prescription drugs. Private medical insurance in Canada would aim to provide an alternative option to waitlists and providing faster and better options for currently covered elective procedures.

In England, 10.5 percent of the population have private medical insurance while 44 percent of the population in Australia have purchased complementary coverage on top of their public system.

Private health insurance also known as private medical insurance (PMI), is a type of insurance designed to provide speedy access to high-quality healthcare.

Policies can provide cover for individuals, whole families or employees of a business and are typically paid for on a monthly or yearly subscription which is referred to as your premium.

In the UK, private medical insurance is provided by both large, international insurers together with more specialist providers that focus purely on servicing the needs of the UK population. Each insurer may have a selection of different policies delivering various level of cover and member benefits.

In general, policies are designed to cover the cost of obtaining non-emergency treatment from private health care facilities that are associated with providing a high level of care.

Health insurance does not exclude insured individuals from accessing the free coverage provided by the NHS. In the event of a medical emergency call 999.
 
.

It's not denied to others ... You can purchase healthcare insurance from the same company for the same base premiums.
They are not exclusive to school boards or government institutions ... It's like any other employer provided healthcare options and benefits.

Premiums may vary depending on the number of people in the Group ...
But that varies the same between each Group and each Employer.

.

For most people with employer-based insurance, their employer is their insurer. The employer puts aside funds to directly pay for employees' health expenses. Employers who do that don't buy insurance from health insurance companies, they buy administrative services for a fee. Which means that 'premium' (i.e., the amount withheld from employees' checks) and often that plan design are not available on the open market. You can't take them with you and you can't buy them on your own. Hence the challenges with portability.

That's why the ACA marketplaces, as open markets with consistent prices and products available to all comers, are so important.
 
Not entirely true.

In Canada, private medical insurance does not exist. Our health care system does not allow paying with private health insurance for any hospital services that are “medically necessary.” It’s illegal for patients to pay out of pocket to skip a long waitlist for a surgery and physicians cannot accept payment from patients who want to see them sooner.
So, so far, entirely true then. A service supply issue that gradually gets addressed through public pressure from below, exactly as it should. Meanwhile, most Canadians remain satisfied, unlike Americans.
To be clear, we’re not talking about the private insurance that covers dental care, vision, or prescription drugs. Private medical insurance in Canada would aim to provide an alternative option to waitlists and providing faster and better options for currently covered elective procedures.
Allowing that would obviously destroy the whole thing. You be right back to our shitty system in no time.
In England, 10.5 percent of the population have private medical insurance while 44 percent of the population in Australia have purchased complementary coverage on top of their public system.

Private health insurance also known as private medical insurance (PMI), is a type of insurance designed to provide speedy access to high-quality healthcare.

Policies can provide cover for individuals, whole families or employees of a business and are typically paid for on a monthly or yearly subscription which is referred to as your premium.

In the UK, private medical insurance is provided by both large, international insurers together with more specialist providers that focus purely on servicing the needs of the UK population. Each insurer may have a selection of different policies delivering various level of cover and member benefits.

In general
You're paying little to no attention to the premise. To any extent one can pay for private alternatives (as opposed to stuff neither supplied nor funded), that is not analogous to Medicare4All. It's a failure to fight back against the crazed greedy, I-must-have-it-all-instantly! minority. If the fucking rich people can't wait in line (at all!) like us reasonable people do every damned day, then fuck 'em! They can fly to wherever and get their precious hip replaced faster and without warranty to boot!
 
So, so far, entirely true then. A service supply issue that gradually gets addressed through public pressure from below, exactly as it should. Meanwhile, most Canadians remain satisfied, unlike Americans.

Allowing that would obviously destroy the whole thing. You be right back to our shitty system in no time.

You're paying little to no attention to the premise. To any extent one can pay for private alternatives (as opposed to stuff neither supplied nor funded), that is not analogous to Medicare4All.
Sure, they can pay for alternatives, the way most are set up, they still have to pay into the public healthcare system, regardless.
Unless, like in the US , they avoid taxes.
It's a failure to fight back against the crazed greedy, I-must-have-it-all-instantly! minority. If the fucking rich people can't wait in line (at all!) like us reasonable people do every damned day, then fuck 'em! They can fly to wherever and get their precious hip replaced faster and without warranty to boot!
AND..............They will, just like they always have done.
 
"They will," -- Fine. Not a problem.
Sure, they can pay for alternatives, the way most are set up, they still have to pay into the public healthcare system, regardless.
Unless, like in the US , they avoid taxes.
Nope. This is why I insist upon talking exclusively about real Medicare4All here. So few genuinely understand the critical distinctions.
Sec. 801. Prohibition of employee benefits duplicative of benefits under the Medicare for All Program;
No duplication. None. Vamoose! Mach schnell! (Not you. Private, for-profit insurance!)
 
"They will," -- Fine. Not a problem.

Nope. This is why I insist upon talking exclusively about real Medicare4All here. So few genuinely understand the critical distinctions.
So, how will "real medicare" for all force the rich to use it, $$$ talks?
No duplication. None. Vamoose! Mach schnell! (Not you. Private, for-profit insurance!)
Hope you're right, healthcare in the US would be fixed so fast, it would make people's heads spin, AND everyone would be covered for "headspins".
 
Sloppy quote, but more to the point:
SEC. 107. PROHIBITION AGAINST DUPLICATING COVERAGE.
4 (a) IN GENERAL.—Beginning on the effective date described in section 106(a), it shall be unlawful for a private health insurer to sell health insurance coverage that duplicates the benefits provided 8 under this Act; or 9 (2) an employer to provide benefits for an employee, former employee, or the dependents of an employee or former employee that duplicate the benefits provided under this Act.
 
Not entirely true.

In Canada, private medical insurance does not exist. Our health care system does not allow paying with private health insurance for any hospital services that are “medically necessary.” It’s illegal for patients to pay out of pocket to skip a long waitlist for a surgery and physicians cannot accept payment from patients who want to see them sooner.
To be clear, we’re not talking about the private insurance that covers dental care, vision, or prescription drugs. Private medical insurance in Canada would aim to provide an alternative option to waitlists and providing faster and better options for currently covered elective procedures.

In England, 10.5 percent of the population have private medical insurance while 44 percent of the population in Australia have purchased complementary coverage on top of their public system.

Private health insurance also known as private medical insurance (PMI), is a type of insurance designed to provide speedy access to high-quality healthcare.

Policies can provide cover for individuals, whole families or employees of a business and are typically paid for on a monthly or yearly subscription which is referred to as your premium.

In the UK, private medical insurance is provided by both large, international insurers together with more specialist providers that focus purely on servicing the needs of the UK population. Each insurer may have a selection of different policies delivering various level of cover and member benefits.

In general, policies are designed to cover the cost of obtaining non-emergency treatment from private health care facilities that are associated with providing a high level of care.

Health insurance does not exclude insured individuals from accessing the free coverage provided by the NHS. In the event of a medical emergency call 999.
You better do a little more research because there certainly are private health plans offered in Canada, expensive but they are offered.
 
Then why do they?

WTF?
"Government regulation" forces companies to offer insurance?

Yep. Where have you been?

They also promote the practice with tax breaks.

... there's no good reason employers should be responsible for their employees health care.

There is for employers.
Employee retention, just like $$$.

Exactly. Like I said, the dependency means they have you by the balls. But that's not a good thing.

People still have to keep paying for the government sponsored health care regardless of whether they use it.
So............the same as paying for private insurance.
Not at all. I you reject private insurance, you don't have to pay for.

I think we've reached that point where you just ropey-dope with feigned ignorance, so you don't actually have to address the points being made. :(

BUT when you refuse insurance, and something happens, where you need medical care, you will be taken care of..............depending.
So, everyone else is subsidizing YOUR healthcare, which is why it's so expensive.
Yeah. Socialism blows. Fix it. Don't use it as an excuse for ubiquitous government.
 
Yep. Where have you been?

They also promote the practice with tax breaks.
HOW?
Exactly. Like I said, the dependency means they have you by the balls. But that's not a good thing.


Not at all. I you reject private insurance, you don't have to pay for.

I think we've reached that point where you just ropey-dope with feigned ignorance, so you don't actually have to address the points being made. :(
WTF?
You're the one with ignorance "feigned" or any other kind.
What points?
You're "points"?
You haven't made any.
Yeah. Socialism blows. Fix it. Don't use it as an excuse for ubiquitous government.
THAT would be the for-profit, capitalistic system.
Hence..........PROFIT.
 
He means employers get to deduct employee insurance costs as a business expense. Employees normally can't (deduct them) here. Unless they stuff some into stupid healthcare savings accounts, which just amount to some potential savings in any case.
 
HOW?

WTF?
You're the one with ignorance "feigned" or any other kind.
What points?
You're "points"?
You haven't made any.

THAT would be the for-profit, capitalistic system.
Hence..........PROFIT.
Yeah. You're just trolling now. Seeyabye!
 
They work as intended.
ONE persons opinion.
Republicans keep claiming that masks prevent COVID, they don't.
Just like this ill-informed writer claims.

www.nytimes.com › do-mask-mandates-workThe Mask Mandates Did Nothing. Will Any Lessons Be Learned?


16 hours ago · By Bret Stephens. Opinion Columnist. The most rigorous and comprehensive analysis of scientific studies conducted on the efficacy of masks for reducing the spread of respiratory illnesses ...





NOT.............. NYT, an opinion article, but just as long as one person agrees with opinion, that makes it "fact" for republicans.

Yes, mask disperse exhaled particles, making them smaller and traveling less than a normal distance.
Thereby reducing risk to anyone nearby.

Does a flu shot prevent the flu?
Then, why does everyone still get the flu?

Didja ever think that masks dispersing particles and making them smaller makes them MORE LIKELY TO HANG IN THE AIR like Covid particles, and also, to get lodged in lungs?

So yeah, sick person breathes out of mask, droplets are aerosolized.

Great idea!!
 
Didja ever think that masks dispersing particles and making them smaller makes them MORE LIKELY TO HANG IN THE AIR like Covid particles, and also, to get lodged in lungs?

So yeah, sick person breathes out of mask, droplets are aerosolized.

Great idea!!
So.......................would you rather have someone cough in your direction without, at least holding their hand over their mouth?
OR........NOT holding their hand over their mouth, and letting it fly in your direction?
 
So.......................would you rather have someone cough in your direction without, at least holding their hand over their mouth?
OR........NOT holding their hand over their mouth, and letting it fly in your direction?

I laughed out loud. For real.

Gosh, maybe if we could just get back to COVERING OUR MOUTHS that would be great. Imagine if we just went back to where we started?

You folks are losing so hard it's sad.

Anyway, YES, it's way better to COVER those sneezes and coughs rather than have them dispersed into tiny airborne particles. Wouldn't you say?

losing hard, you are.
 

Forum List

Back
Top