You were never an appraiser. I was. I was more than just an appraiser, I owned my own appraisal firm and hired appraisers. I also was called on by major lenders to double check work done by other appraisers.
The law does not demand you be honest on your form. We assumed borrowers were not honest. We double checked all borrowers honesty. We got credit reports, we got appraisals we got internal appraisers to verify the veracity of the appraisal submitted. You said you work at XYZ and you signed a form that gave us permission to verify this with company XYZ. Do not think lenders trust you.
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