Those are the outlines. Where's the beef? They all SAY they are cost-effective, but don't detail how. Also, some of the provisions in each have been incorporated into the Senate Finance Committee's version.
1)let families and businesses buy health insurance across state lines.
Conflict A:States right(I do not buy too much into that concept myself, but States do have the right to set up regulations on products sold within their). This is the main reason why people cannot buy insurance across state lines.
Conflict B: Competition is not the problem since the general behavior of the insurance company is to provide the least amount of service for money earned. They will still seek to sell policies that cover only a couple of ailments. They will seek to kick people of the coverage if they become too expensive. Bottomline:1 million insurance companies equate to 1 million insurance companies doing the same thing.
2)Allow individuals, small businesses, and trade associations to pool together and acquire health insurance at lower prices, the same way large corporations and labor unions do.
No Conflict--except that this is already allowed. You have to create an organization and buy the policies in bulk.
3)Number three: give states the tools to create their own innovative reforms that lower health care costs.
What tools are these? The states pretty much have all the power governing what type of policies can be sold and who is licensed to sell them. Is the Republican #3 fluff?
4): end junk lawsuits that contribute to higher health care costs by increasing the number of tests and procedures that physicians sometimes order not because they think it's good medicine, but because they are afraid of being sued.
Either one of the conflicts will occur
ConflictA:The TORT reform arguement. Let me tell you what is going to happen. Insurance company will try to settle with individual A for a small amount. Individual A will recognizes the insurance company is cheating him and sue. They take it to court. Court throw case out due to it being a junk lawsuit.
Then there is Conflict B:The insurance companies will gain extra rights to sue the Doctor for ordering tests that the insurance company feels is unnecessary.
The best idea I heard from the right is still the health savings account. It is participatory, requires no legislation, and depends only on the individual ability to save.
The only down side to this idea is that not many people know how to save.