Should we help the poor and jobless with charity or welfare ? Charity - Pros - No cost to the state Giver feels they are doing good. Cons - Not guaranteed Feudal Welfare - Pros - We all pay in so it is a right. Universal Cons - Subject to political interference. Workhouse stigma. Anybody can fall on hard times so how do we help them get through it and back on the road to success ? NB - I am not interested in the junkie round the corner who never works and drives a better car than you. Stick to the big picture.