Zoom-boing
Platinum Member
Since you continually dodge my questions I'll take it as a yes, you have zero problem with everyone paying the same for all kinds of insurance.
Good for you for digging in on your idiocy.
Car insurance is not health insurance.....your profound "analogy" is laughable
Never has been. You voluntarily drive a car. To drive it on public streets you need to be covered for liability.
You do not voluntarily "live". Pre-existing conditions generally have nothing to do with something you have control over.
So you love the free market as a solution to health insurance. A free market that punishes women, older people and those with bad genes and prices them out of the insurance market
The analogy isn't one of voluntary vs involuntary.
The analogy is one of risk
Should someone who is a high risk driver pay the same as someone who is not?
Yes or no?
For driving...YES
In order to live....NO
And the reason for the new driver to pay more is what? They pay more because they are a higher risk for having an accident.
Insurance is based on risk. Not feelings, not 'fairness'.
If I have no p/e's and cost $300/month to insure and you have a p/e and cost $900/month to insure (again, because your p/e makes you a higher risk that's why the cost is higher), how is it fair that we both pay $450?
Again....apples and oranges
When we talk about saving peoples lives, we are talking fairness
If left up to the accountants and actuaries at insurance companies, only the most healthy among us would be worth the "risk"
Why would an insurance company, trying to make a profit, insure a kid born with severe birth defects? Why would they insure women?(they have a tendency of getting pregnant) Why would they insure old people?
People at high "risk" have enough issues in their life. They do not need to make decisions on buying insurance or losing your house to pay for insurance.
Most other nations in the world would laugh at what you are proposing. It just confirms how callous and selfish Americans can be
More bleeding heart blather and projection.
Insurance is based on statistics, analysis, and risk.
Answer the question: how is it fair for person A to pay $150 MORE and person B (the higher risk) to pay $450 LESS? Why is person A being punished for something they don't have?
According to your logic, risk shouldn't even be a factor because feelings or something.