Health care is not a luxury; it is a necessity. We pay far more than we need to for it, the insurance companies and the medical community make far more than they should, and Washington does nothing about it because it would cut into their investment returns. It's time to send Washington a message. Here's the best example of the problem with health care you'll probably ever get: After trying to remove a tick from my wifes back, I realized the head of the tick remained behind. I suggested to my wife that she make an appointment to see our physician and get it removed. My wife kept the appointment, at which time our physician removed the head of the tick and dressed the area, all in about four minutes. Some time later we received a print out from our health insurance company of the charges submitted to them from our physician. Over and above our co-pay of $25.00, our physician charged and received $595.00 for his services. This is not the only example I can personally offer, and for that reason, I can confidently state that excessive charges are the biggest problem with health care in America today. Americans are being financially abused by the health care system in this Country, and it would appear were not going to get the help we really need, not by anything being proposed in Washington these days. The insurance companies and the medical community are laughing all the way to the bank; they have been for years, and thanks to any proposed "health care reform bill" coming out of Washington these days, they will continue to do so for many more years to come. Together, they and Washington, have duped the public in the interest of protecting the income and the investments. What they are trying to sell us is as much an illusion as the so called "road to recovery" scenario is to the economic situation. Everyone wants the security of health insurance. Forcing people to have health insurance is not the answer. In Massachusetts the least expensive option gets you next to nothing, with high co-pays and few benefits. I'm not the only one you'll find who will describe it as a sick joke. In my opinion, there are certain aspects of life that the public should be protected from being financially raped; housing, energy, food, and medical care.