Never3ndr
Silver Member
- Feb 29, 2016
- 981
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I agree that learning to invest wisely isn't too tough. I'd also say that if you have been in the market, you should have far outstripped inflation.In one sentence you say the Dow is up 400% in 20 years, then in the next sentence you say that by not timing the market you have stayed flat with inflation.There was an investor study done by DALBAR a couple of years back that showed the average "active" investor had "earned" a 3.49% return over the last 20 years.
Invest smart (according to your time frame, risk tolerance and long term goals), don't try to time the market, don't get emotional, dollar cost average.
Next.
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No kidding, well that is pretty useless information. Considering the last 20 years the DOW is up like 400% and the NASDAQ almost 500%. So by not timing the market as you suggest, you've have essential stayed flat with inflation. Btw- what exactly does invest smart mean? Does it mean invest so you barely kept up with inflation?
NEXT
Which is it?
I'm a financial advisor, CFP, ChFC, CLU. Learning how to invest wisely just ain't that tough. The internet is your friend.
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With that being said, don't throw around your job title, "Financial Advisor" and your certifications and act like you aren't much more than a salesperson. You and I both know what that really means. You want to sound like you know what you are talking about in investing, the only certification that really lends you some weight is the CFA. All the other ones may give you some knowledge on asset management or portfolio weights, but don't really show you know how to break down and analyze the actual value of a company and, therefore, make somewhat credible investment recommendations.