Yes, that's the point. If not for DumBama, I wouldn't have those transfer fees to deal with. Until he invaded the White House, I never had to pay interests or transfer fees.
Sure you didn't... you probably think the Credit Card companies didn't see you as a chump.
Out of all the Presidents I've lived through, DumBama cost me more than all the others combined.
Naw, man, that's just you whining because you are a racist... The Obama Years were probably the best growth for me economically.