October Non-Surprise: Unemployment at 10%, Gallup!

[teapartysamurai]

Cleveland...Obama just visited there to save the State for Statist Democrats...

Well, I live in Ohio too and I can tell you, that 1000 bucks a month for insurance for single adult is some big pile of bullshit.

Anyone stupid enough to pay that for insurance deserves it!

I am curious if that included a myriad of things? Auto/Home/Life? Cumulative?

So much for shopping and choice if $1K is just for health. Must be one heck of a policy...All Inclusive??

AH! You may have come upon something.

I mean like we pay all our car and home insurance to the same place.

It could be she is talking about ALL of it, and not just health insurance. THAT would be more reasonable!

Good point! In which case it might just be that much.

But how many young people 22 or younger own their own home? I sure didn't at that age.

 

[Madeline]

teapartysamurai wrote:

Well, I have asthma and I tell you, my first couple jobs (on my own) didn't offer health insurance.

I just paid for it out of my pocket! Didn't have a choice.

I spent a week in the hospital with asthma and the first thing I did upon leaving was go down to the billing office and work out a payment plan.

I was pretty happy to get my first job that had health insurance, but even now with two kids, we don't pay a thousand bucks! I mean that's insane!
__________________

There is a ginormous difference between the rates for group coverage and those for individual, TPS.

 

[Annie]

No, I cannot. Try asking Greenbeard; he's very well versed in insurance rates issues.

In other words you are talking out your ass. What a big surprise!

A thousand bucks a month for a single adult!

Need to see the quotes? For someone my age, it is more like $1,500. Granted, this is full coverage...but IMO, catastrophic coverage should not be sold as health insurance.

"Catastrophic" meaning 'major medical'?

Hells bells, that was at one time normal health care coverage. Also called, 'hospitalization.' Meaning, you paid your doctor for normal visits, inoculations, and well child check ups. If, 'god forbid', something awful happened, major medical would kick in.

That is what we need to get back to.

 

[Madeline]

Really? My son was offered major medical coverage for less than $95 a month, with $500 deductible. He could have afforded it, chose not to. Same with all of his friends, ALL OF THEM. They are now all insured, through employers. Yes, it took 6-12 months, but all now have full time jobs. They've all had new cars from 3 weeks after graduation, off of part time jobs. Choices, choices.

I mean yeah! Once upon a time (22 years ago) I was a reasonably healthy single adult, and I didn't even pay that.

I know it's gone up, but I don't believe for a MINUTE it's a thousand bucks worth of gone up!

Hell, $95 a month is about what we were paying for family coverage when my husband and I had the youngest.

I know it's gone up since then, but I KNOW it isn't a thousand. We put only two thousand in the medical savings account for the year to cover prescriptions for the year, and we are still covering the college age kid!

1000 a month? Where does Madelbrain live? MARS???

He was 22 when out of college. Ran cross country, only health issue was 'sports induced asthma', meaning an inhaler needed immediately after race, to avoid vomiting and dry heaves, (non-life threatening).

For $95 a month, he'd have to pay for doctor visits, meds, etc. BUT, if the worst happened and needed hospitalization and perhaps cancer treatments, or etc., he'd have been covered. He opted out. I was upset, but he did get full time job in 9 months.

BTW, he never did go to doctor or hospital. His gamble worked.

One reason we needed health care reform was, the policy your son was offered was not "health insurance" IMO. It is fairly easy to be bankrupted by health care costs without staying the night in a hospital.

I am not all that pleased with Obamacare -- I support government-provided, single payor coverage. But if the Tea Party wants to repeal it, will they be addressing any of the unmet needs (lifetime spending caps, portability, pre-exisitng conditions, etc.) we all agree existed before?

Or are we going to be hearing more about "social darwinism" where poor people who cannot afford insurance just fucking die?

 

[Annie]

I mean yeah! Once upon a time (22 years ago) I was a reasonably healthy single adult, and I didn't even pay that.

I know it's gone up, but I don't believe for a MINUTE it's a thousand bucks worth of gone up!

Hell, $95 a month is about what we were paying for family coverage when my husband and I had the youngest.

I know it's gone up since then, but I KNOW it isn't a thousand. We put only two thousand in the medical savings account for the year to cover prescriptions for the year, and we are still covering the college age kid!

1000 a month? Where does Madelbrain live? MARS???

He was 22 when out of college. Ran cross country, only health issue was 'sports induced asthma', meaning an inhaler needed immediately after race, to avoid vomiting and dry heaves, (non-life threatening).

For $95 a month, he'd have to pay for doctor visits, meds, etc. BUT, if the worst happened and needed hospitalization and perhaps cancer treatments, or etc., he'd have been covered. He opted out. I was upset, but he did get full time job in 9 months.

BTW, he never did go to doctor or hospital. His gamble worked.

One reason we needed health care reform was, the policy your son was offered was not "health insurance" IMO. It is fairly easy to be bankrupted by health care costs without staying the night in a hospital.

I am not all that pleased with Obamacare -- I support government-provided, single payor coverage. But if the Tea Party wants to repeal it, will they be addressing any of the unmet needs (lifetime spending caps, portability, pre-exisitng conditions, etc.) we all agree existed before?

Or are we going to be hearing more about "social darwinism" where poor people who cannot afford insurance just fucking die?

Seriously? You are putting this forth, seriously?

 

[teapartysamurai]

No, I cannot. Try asking Greenbeard; he's very well versed in insurance rates issues.

In other words you are talking out your ass. What a big surprise!

A thousand bucks a month for a single adult!

Need to see the quotes? For someone my age, it is more like $1,500. Granted, this is full coverage...but IMO, catastrophic coverage should not be sold as health insurance.

Madelaine you are making no sense!

Are you talking about ONLY health insurance or is this car insurance, home insurance, et all.

There is no way I buy that a normal healthy adult either needs or would pay $1000 a month for health insurance.

Good lord, I have asthma, high cholesterol, I have a specialist tilting at windmills trying to keep me from going full blown diabetic, and another doctor screaming at me to exercise more. I mean I have ANGELS sitting on my shoulders and I don't pay that much (and don't even get me started on hubby)

That's NUTS, you're not telling the full story here!

 

[Madeline]

In other words you are talking out your ass. What a big surprise!

A thousand bucks a month for a single adult!

Need to see the quotes? For someone my age, it is more like $1,500. Granted, this is full coverage...but IMO, catastrophic coverage should not be sold as health insurance.

"Catastrophic" meaning 'major medical'?

Hells bells, that was at one time normal health care coverage. Also called, 'hospitalization.' Meaning, you paid your doctor for normal visits, inoculations, and well child check ups. If, 'god forbid', something awful happened, major medical would kick in.

That is what we need to get back to.

Who can afford to shoulder drug costs alone, once an illness takes hold? But no, not that I can recall. I had BC/BS in the early 1970's and while MD visits had a copay, they were covered.

 

[Madeline]

In other words you are talking out your ass. What a big surprise!

A thousand bucks a month for a single adult!

Need to see the quotes? For someone my age, it is more like $1,500. Granted, this is full coverage...but IMO, catastrophic coverage should not be sold as health insurance.

Madelaine you are making no sense!

Are you talking about ONLY health insurance or is this car insurance, home insurance, et all.

There is no way I buy that a normal healthy adult either needs or would pay $1000 a month for health insurance.

Good lord, I have asthma, high cholesterol, I have a specialist tilting at windmills trying to keep me from going full blown diabetic, and another doctor screaming at me to exercise more. I mean I have ANGELS sitting on my shoulders and I don't pay that much (and don't even get me started on hubby)

That's NUTS, you're not telling the full story here!

Fine, believe what you like TPS. I am not here to argue with those who are so ill-informed and stubborn they cannot take in information. There's no affordability problem and life is all sunshine and unicorns -- that better?

 

[LibocalypseNow]

Just like Al Franken's magically miraculous last minute votes appearing in Minnesota,look for this Administration to claim that the Unemployment Rate is magically dropping just before November 2nd. Don't believe the hype though. They are lying. Unemployment is much much worse than they're telling the people.

 

[The T]

Well, I live in Ohio too and I can tell you, that 1000 bucks a month for insurance for single adult is some big pile of bullshit.

Anyone stupid enough to pay that for insurance deserves it!

I am curious if that included a myriad of things? Auto/Home/Life? Cumulative?

So much for shopping and choice if $1K is just for health. Must be one heck of a policy...All Inclusive??

AH! You may have come upon something.

I mean like we pay all our car and home insurance to the same place.

It could be she is talking about ALL of it, and not just health insurance. THAT would be more reasonable!

Good point! In which case it might just be that much.

But how many young people 22 or younger own their own home? I sure didn't at that age.

Not too many I assure you. Most would be renting at that age...and yes Insurance would be an afterthought at that age unless it was provided for at work...

 

[Annie]

Need to see the quotes? For someone my age, it is more like $1,500. Granted, this is full coverage...but IMO, catastrophic coverage should not be sold as health insurance.

"Catastrophic" meaning 'major medical'?

Hells bells, that was at one time normal health care coverage. Also called, 'hospitalization.' Meaning, you paid your doctor for normal visits, inoculations, and well child check ups. If, 'god forbid', something awful happened, major medical would kick in.

That is what we need to get back to.

Who can afford to shoulder drug costs alone, once an illness takes hold? But no, not that I can recall. I had BC/BS in the early 1970's and while MD visits had a copay, they were covered.

Most can afford. If not, make separate accommodations. duh. Instead, we have a system that says all medicine cost $10 minus co-pay. Sorry, but our health care system is more expensive than that and we cannot afford to pick up the slack.

 

[teapartysamurai]

teapartysamurai wrote:

Well, I have asthma and I tell you, my first couple jobs (on my own) didn't offer health insurance.

I just paid for it out of my pocket! Didn't have a choice.

I spent a week in the hospital with asthma and the first thing I did upon leaving was go down to the billing office and work out a payment plan.

I was pretty happy to get my first job that had health insurance, but even now with two kids, we don't pay a thousand bucks! I mean that's insane!
__________________

There is a ginormous difference between the rates for group coverage and those for individual, TPS.

That much????????

Your kid is getting RIPPED off. Here, try this!

Cheap Ohio Health Insurance Plans

Seriously. No cheap shots. Your kid is getting ripped off. I even apologize for saying you are talking about your butt. If that's what they quoted your kid, he is getting ripped off.

Otherwise my advice is your kid get a job and pay out of pocket until he can. That's what I did! And I had more at risk for "catastrophic" (my asthma was worse then than now).

I even did spend a week in the hospital and paid for it out of pocket.

What is your kid, in college?

I mean my kid is in college and we got her covered on our policy. She's covered as long as she is a full time student.

Plus colleges do have policies the kids can get. I know her boyfriend at Wesleyan is on one, and I know he sure can't pay $1000!

You might look into that, because 1000 bucks just sounds UNBELIEVABLY RIDICULOUS!

 

[teapartysamurai]

In other words you are talking out your ass. What a big surprise!

A thousand bucks a month for a single adult!

Need to see the quotes? For someone my age, it is more like $1,500. Granted, this is full coverage...but IMO, catastrophic coverage should not be sold as health insurance.

"Catastrophic" meaning 'major medical'?

Hells bells, that was at one time normal health care coverage. Also called, 'hospitalization.' Meaning, you paid your doctor for normal visits, inoculations, and well child check ups. If, 'god forbid', something awful happened, major medical would kick in.

That is what we need to get back to.

Heck when we kids (my brother and sisters and I) were born, my dad paid for it out of pocket!

 

[Annie]

that was the norm until sometime in the late 60's or 70's. I'm over 50, my folks paid for all physicals, and such. Major medical kicked in for stuff that resulted or might result in hospitalization.

If we needed stitches, went to the emergency room. If over the deductible, it was covered.

 

[The T]

Need to see the quotes? For someone my age, it is more like $1,500. Granted, this is full coverage...but IMO, catastrophic coverage should not be sold as health insurance.

"Catastrophic" meaning 'major medical'?

Hells bells, that was at one time normal health care coverage. Also called, 'hospitalization.' Meaning, you paid your doctor for normal visits, inoculations, and well child check ups. If, 'god forbid', something awful happened, major medical would kick in.

That is what we need to get back to.

Heck when we kids (my brother and sisters and I) were born, my dad paid for it out of pocket!

Heck for me? It was chickens...Milk from 'Ol Bessie...Gallons of it!

 

[DiamondDave]

I mean yeah! Once upon a time (22 years ago) I was a reasonably healthy single adult, and I didn't even pay that.

I know it's gone up, but I don't believe for a MINUTE it's a thousand bucks worth of gone up!

Hell, $95 a month is about what we were paying for family coverage when my husband and I had the youngest.

I know it's gone up since then, but I KNOW it isn't a thousand. We put only two thousand in the medical savings account for the year to cover prescriptions for the year, and we are still covering the college age kid!

1000 a month? Where does Madelbrain live? MARS???

He was 22 when out of college. Ran cross country, only health issue was 'sports induced asthma', meaning an inhaler needed immediately after race, to avoid vomiting and dry heaves, (non-life threatening).

For $95 a month, he'd have to pay for doctor visits, meds, etc. BUT, if the worst happened and needed hospitalization and perhaps cancer treatments, or etc., he'd have been covered. He opted out. I was upset, but he did get full time job in 9 months.

BTW, he never did go to doctor or hospital. His gamble worked.

One reason we needed health care reform was, the policy your son was offered was not "health insurance" IMO. It is fairly easy to be bankrupted by health care costs without staying the night in a hospital.

I am not all that pleased with Obamacare -- I support government-provided, single payor coverage. But if the Tea Party wants to repeal it, will they be addressing any of the unmet needs (lifetime spending caps, portability, pre-exisitng conditions, etc.) we all agree existed before?

Or are we going to be hearing more about "social darwinism" where poor people who cannot afford insurance just fucking die?

The 'unmet needs' are personal responsibilities and needs... and the government was not and should never be set up to be a safety net for your personal needs... opening up regulations so that there is more competition, more groups able to provide group coverage (HOAs, clubs, etc) all well and good... but the government is not there to be the single source for personal needs coverage for all citizens...

 

[Annie]

I mean yeah! Once upon a time (22 years ago) I was a reasonably healthy single adult, and I didn't even pay that.

I know it's gone up, but I don't believe for a MINUTE it's a thousand bucks worth of gone up!

Hell, $95 a month is about what we were paying for family coverage when my husband and I had the youngest.

I know it's gone up since then, but I KNOW it isn't a thousand. We put only two thousand in the medical savings account for the year to cover prescriptions for the year, and we are still covering the college age kid!

1000 a month? Where does Madelbrain live? MARS???

He was 22 when out of college. Ran cross country, only health issue was 'sports induced asthma', meaning an inhaler needed immediately after race, to avoid vomiting and dry heaves, (non-life threatening).

For $95 a month, he'd have to pay for doctor visits, meds, etc. BUT, if the worst happened and needed hospitalization and perhaps cancer treatments, or etc., he'd have been covered. He opted out. I was upset, but he did get full time job in 9 months.

BTW, he never did go to doctor or hospital. His gamble worked.

One reason we needed health care reform was, the policy your son was offered was not "health insurance" IMO. It is fairly easy to be bankrupted by health care costs without staying the night in a hospital.

I am not all that pleased with Obamacare -- I support government-provided, single payor coverage. But if the Tea Party wants to repeal it, will they be addressing any of the unmet needs (lifetime spending caps, portability, pre-exisitng conditions, etc.) we all agree existed before?

Or are we going to be hearing more about "social darwinism" where poor people who cannot afford insurance just fucking die?

explain how? truly you are speaking out of your flower hole.

 

[pinqy]

Just like Al Franken's magically miraculous last minute votes appearing in Minnesota,look for this Administration to claim that the Unemployment Rate is magically dropping just before November 2nd. Don't believe the hype though. They are lying. Unemployment is much much worse than they're telling the people.

Except the Employment Situation won't be released until November 5th, and the administration will have no idea what the rate will be before then (President and Sec Labor get a copy on the evening of Nov 4th).

 

[The T]

He was 22 when out of college. Ran cross country, only health issue was 'sports induced asthma', meaning an inhaler needed immediately after race, to avoid vomiting and dry heaves, (non-life threatening).

For $95 a month, he'd have to pay for doctor visits, meds, etc. BUT, if the worst happened and needed hospitalization and perhaps cancer treatments, or etc., he'd have been covered. He opted out. I was upset, but he did get full time job in 9 months.

BTW, he never did go to doctor or hospital. His gamble worked.

One reason we needed health care reform was, the policy your son was offered was not "health insurance" IMO. It is fairly easy to be bankrupted by health care costs without staying the night in a hospital.

I am not all that pleased with Obamacare -- I support government-provided, single payor coverage. But if the Tea Party wants to repeal it, will they be addressing any of the unmet needs (lifetime spending caps, portability, pre-exisitng conditions, etc.) we all agree existed before?

Or are we going to be hearing more about "social darwinism" where poor people who cannot afford insurance just fucking die?

explain how? truly you are speaking out of your flower hole.

 

[DiveCon]

Obama's campaign contained many specific promises. The trouble with him is, he failed to keep far too many.

No... specific platitudes... he did NOT give the details you indeed are asking for from others

Sorry, DiamondDave, that's a nonstarter. Here's a link to Obama's campaign promise so you can look-see for yourself.

Organizing for America | BarackObama.com | Policy Issues

Now, if you know of an economic recovery plan being touted by any Tea Party candidate, may we hear it? A-n-y p-l-a-n; because as I said, to me it sounds as if all of them are running on the "I hate Muslims" bullshit machine.

those are nothing but platitudes, maddy
which is what you CLAIM to not want