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Healthmyths,
Please don't start with your personal insults and screaching rhetoric. First of all, you are going to give yourself a coronary. Second, you have zero credentials in health insurance compared to me. My 50 year career was spent in health insurance, including over 25 years in senior managment at the VP level. Go to the library, and read the March 3 issue of Time Magazine, which is dedicated totally to health care costs, then get back to me. It is the first time I have ever seen the whole convaluted system exposed in a way that people can understand.
Right... And I started a company (NOT work for..STARTED!!) that every day 24 hours thousands of requests to advise medicare providers whether they will be paid!
So I have better obviously credentials then YOU!
And more importantly REFUTE with your credentials the FACT THERE NEVER were 46 million truly uninsured that want insurance??
10 million of the 46 per the CENSUS are illegal citizens i.e. NOT ELIGIBLE!
14 million counted as uninsured because they said so don't know THEY are eligible all they need to do is ENROLL in Medicaid!
18 million people who can afford at $50k a year and don't want because under age 34 they pay all their health services out of their pocket are counted.. falsely!
And for those 42 million reasons there are less then 4 million truly need and there is NO need to destroy health care system that is the best in the world!
NOW are you telling me with all your 25 years experience that the entire problem is the insurance companies fault.. even an idiot knows the companies and
Medicare SIMPLY pay the claims submitted!!
And among those claims are $850 billion a year in defensive medicine... PLEASE WITH YOUR VAST knowledge refute this:
NOW if you want to solve the problem of these 4 million "uninsured"
TAX lawyers 10% like Obamacare did tanning salons!
After all the experts i.e. doctors all contend they spend 34% of the national $2.5 trillion in duplicate tests,specialists. ALL out of fear of lawsuits!
That's $850 billion!
Findings from this survey include the following:
Source:Health News Observer ? Physicians Estimate The Cost Of Defensive Medicine In Us At 650 To 850 Bill Articles
- Physicians estimate the cost of defensive medicine in US at $650 to $850 billion per year. This is 26 to 34% of all US healthcare costs.
- Up to 92% of US physicians practice defensive medicine.
- 76% of physicians report that defensive medicine decreases patient access to healthcare.
- 53% of physicians report delaying new techniques, procedures, and treatments due to fear of lawsuits.
- Patients most affected by defensive medicine include those visiting emergency rooms and those requiring surgery.
- Women are most affected by defensive medicine.
- Emergency medicine, primary care, and OB/GYN physicians are most likely to practice defensive medicine.
- 79 to 83% of surgeons and OB/GYNs have been named in lawsuits.
- Physicians contracted by the federal government practice significantly less defensive medicine as they are protected against lawsuits by the Federal Tort Claims Act. Only 48% practice defensive medicine compared to 92% of non-government physicians.
- Physicians in New Zealand, Canada, the United Kingdom, and Sweden (much lower risk of lawsuits) claim to order no tests, treatments, or consultations in an effort to prevent a lawsuit.
- 89% of physicians support a patients right to be compensated fairly for true negligence.
I will insult ignorance regardless of credentials all day because YOU provided NO facts countering the facts I've supplied!
Counter them and I'll apologize!
Health Savings Accounts?
It seems that you have rethought your OP......
By the way, Carson does suggest that insurance companies be reigned in to a point of "adequate profit". Which might run him into a little trouble with the "conservatives" who claim to want government out of health care.
ACA is the health insurance's industry to get it right. If it can't make the 80% requirement of dollars spent on care and delivery while trying to maintain the outlandish profit and dividend margins (making profit through denying coverage to the ill), then single payer for all (Medicare) will be the next step.
There's nothing "outlandish" about insurance industry profits. 6% is hardly a reason for outrage. The cost of healthcare is so high precisely because of government meddling. Laws that limit the number of hospitals that can be built are a classic example. When you restrict the supply of hospital beds, you drive up the price. It's simple economics.
Japan is a dying society due to its incredibly low birth rate, massive debt, and resistance to immigration.
Emulating it is suicide pact.
Guess what Japan's debt to GDP ratio is. Go ahead.
I was thinking about it this morning.
If the government is in the process of socializing medicine and making it available to everybody, wouldn't that eliminate the need for insurance companies?
I mean, why would there even be any? They don't provide any medical service. If anything they would only slow things down. And I'd also assume they'd artificially drive the cost of healthcare up, as they would essentially be making profits without offering any real value. And they do make quite a bit of profit.
Wouldn't this also make the cost of healthcare much cheaper?
I understand this idea is a bit radical, especially for a conservative like myself. But as a fiscal conservative I'm also against waste and inefficiency. Hence, medical insurance companies came to mind.
What are your thoughts?
Why that's what Obama Prefers!!! Obama has said: "I happen to be a proponent of a single payer universal health care program."Obama's words exactly!!
which means that you and he ...
prefer to destroy the 1,300 health insurance companies
that pay $100 billion a YEAR in Federal/State/Local taxes AND local property taxes on their office buildings!
You and Obama prefer to put out of work the 400,000 people that work in the health insurance companies!"
YOU and Obama prefer to pay out over 99 weeks at $300/week -- $11.8 billion in unemployment benefits.
You and Obama prefer to make up out of YOUR tax payments
400,000 employees at $40,000/year SS/Medicare payments of @15.3% paid by employer/employee or $2.4 billion a year paid into Federal govt.
All in in you and Obama prefer that local property taxes will increase because non-profits i.e. govt. don't pay property taxes!
All in all you and Obama prefer to destroy federal tax on dividends paid out to those evil money grubbing pension funds, 401Ks,etc. based on the reality that
the AVERAGE insurance company's net profit BEFORE TAXES is 4.6%?
You are in favor OF THAT but you won't tax LAWYERS 10% of their $200 billion a year income to be used to pay the premium on the truly 4 million uninsured..
(AGAIN you don't seem to handle simple math:
10 million Obama counts as "uninsured" NOT CITIZENS! 14 million he counts as uninsured. Covered already by Medicaid and the biggest phoniest lie
18 million people who pay out of their OwN pocket annually less then $1,000 for health services refuse employer insurance and there fore counted as "uninsured" falsely!
These 18 million are under 34 and make over $50K and they are NOT happy about buying health insurance!
That leaves 4 million truly uninsured that every time they go to the hospital all they need to is show they are registered as a member of the Uninsured Health Insurance Co.!
Hospitals send claims and not allowed to charge then Medicare/insurance companies sometimes 6,000% markups because of EMTALA!!!
But you want the ambulance chasing lawyers to continue putting $850 billion a year in defensive medicine.. (BY FAR the biggest cost driver in insurance premiums/Medicare)
all because the experts i.e. physicians FEAR BEING SUED!
And your solution is to put insurance companies out of business.. causing $100 billion a year in lost tax revenue, putting 400,000 people out of work who'll collect $11 billion?
That's your solution???
Obama also said he wants companies to go bankrupt!!!
"if somebody wants to build coal utility plant its just that it will bankrupt them,![/I][/B][/COLOR]"
Why would ANY president want any business to go bankrupt?
And he went on to say: Under my plan....electricity rates would necessarily skyrocket."
Why would ANY president want electricity rates to skyrocket???
D) Obama said "I'd like higher gas prices.."
WHAT? A president WANTS YOU to pay HIGHER gas prices?
I mean seriously... YOU want health insurance companies to go out of business and in doing so stop paying $100 billion in state taxes, federal taxes, property taxes, sales and use taxes, payroll taxes, workers compensation taxes and unemployment taxes.?
See I don't think YOU much less Obama KNOW HOW MUCH in TAXES businesses pay!
If the insurance companies don't want to be eliminated then they can stop expanding to global markets and use that extra cash into lower deductibles and premiums for US citizens.
Guess what Japan's debt to GDP ratio is. Go ahead.
Doesn't mean a thing if you can't show the debt to GDP ratio is caused by government health care.
Coincidence is not causation.
Social and health care spending also accelerate, often placing greater and greater burdens on the government. For example, social security spending in Japan has leapt from 19.7% of the federal budget to more than 31% in the past decade (between 2000 and 2011), according to Japan’s Ministry of Finance. Already, social spending and national debt service costs are causing the federal budget deficit to grow to unwieldy heights and are clearly threatening the cash flow model that has enabled Japan’s rates to stay so low.
The greatest growth industry in Japan right now is perhaps health care, but health care is delivered locally.
The US ranks #37Like in Cuba.
Laugh.
Health Care in Cuba
The Cuban health care system is respected around the world, and is literally decades more advanced than any system found in Latin America. For this reason, the Cuban system serves as a model for Third World developing nations.
Why is that funny?
With all due respect,
That's nothing but pure propaganda. The Cuban healthcare system, along with any other government-run program in Cuba are all complete disasters.
Praising the Cuban healthcare system is a joke. If you don't believe me, take a vacation to Cuba and visit the hospitals the locals use.
I was thinking about it this morning.
If the government is in the process of socializing medicine and making it available to everybody, wouldn't that eliminate the need for insurance companies?
I mean, why would there even be any? They don't provide any medical service. If anything they would only slow things down. And I'd also assume they'd artificially drive the cost of healthcare up, as they would essentially be making profits without offering any real value. And they do make quite a bit of profit.
Wouldn't this also make the cost of healthcare much cheaper?
I understand this idea is a bit radical, especially for a conservative like myself. But as a fiscal conservative I'm also against waste and inefficiency. Hence, medical insurance companies came to mind.
What are your thoughts?
Yes. A healthcare bureaucracy run by civil servants in a non competitive monopoly is certain to be more cost effective.............any clueless progressive will attest to that........
The Democrats thought up a way to offer more expensive healthcare to force OTHER PEOPLE to pay for so of course, we will lose some Insurance companies. But the congresscritters will want to be insured, so some companies will survive if they pay Democrat congresscritters enough in campaign contributions.I was thinking about it this morning.
If the government is in the process of socializing medicine and making it available to everybody, wouldn't that eliminate the need for insurance companies?
I mean, why would there even be any? They don't provide any medical service. If anything they would only slow things down. And I'd also assume they'd artificially drive the cost of healthcare up, as they would essentially be making profits without offering any real value. And they do make quite a bit of profit.
Wouldn't this also make the cost of healthcare much cheaper?
I understand this idea is a bit radical, especially for a conservative like myself. But as a fiscal conservative I'm also against waste and inefficiency. Hence, medical insurance companies came to mind.
What are your thoughts?
Yes. A healthcare bureaucracy run by civil servants in a non competitive monopoly is certain to be more cost effective.............any clueless progressive will attest to that........
I was thinking about it this morning.
If the government is in the process of socializing medicine and making it available to everybody, wouldn't that eliminate the need for insurance companies?
I mean, why would there even be any? They don't provide any medical service. If anything they would only slow things down. And I'd also assume they'd artificially drive the cost of healthcare up, as they would essentially be making profits without offering any real value. And they do make quite a bit of profit.
Wouldn't this also make the cost of healthcare much cheaper?
I understand this idea is a bit radical, especially for a conservative like myself. But as a fiscal conservative I'm also against waste and inefficiency. Hence, medical insurance companies came to mind.
What are your thoughts?
ACA is the health insurance's industry to get it right. If it can't make the 80% requirement of dollars spent on care and delivery while trying to maintain the outlandish profit and dividend margins (making profit through denying coverage to the ill), then single payer for all (Medicare) will be the next step.
There's nothing "outlandish" about insurance industry profits. 6% is hardly a reason for outrage. The cost of healthcare is so high precisely because of government meddling. Laws that limit the number of hospitals that can be built are a classic example. When you restrict the supply of hospital beds, you drive up the price. It's simple economics.