EVERY day, at least 10 times a day, an ad has been running on tv, for people making less than $48k a year to please remember to file for the Earned Income Credit.... the hubby and i have no children and earn literally nothing so i thought i would see if we, for a change, would qualify for a tax credit of any sort...i mean, we brought in less than half of that $48k one can make and still get an EIC credit if they have a child? BUTTTTTTTTT, don't qualify for the credit if a childless couple makes more than $20, 500...the couple with a child can get a tax break while income is $48k, the couple without $20.5k is the cutoff????????? IS that really fair? does it really cost each couple with a child, $28, 000 A YEAR more than the couple without a child? anyway....you lucky dogs with children, don't forget to see if you qualify for this credit!