LoneLaugher
Diamond Member
Yeah and the people who are not "poor" get to pay more than everanyone who is poor on the exchange, also get cost sharing reductions in addition to premium help, which makes their copays, deductibles and out of pocket expenses much less than the shown deductibles....
otherwise, you are right about the insurance plans and their very high deductibles and out of pocket expenses....However what you fail to mention is that individual plans were always expensive....
in 2006, here in Maine when we moved here, before Matthew found a job, we were paying around $700 a month for COBRA, so I priced with Anthem, Blue Cross Blue shield an individual policy for Matt and me and it was $2400 a month for our premium. I was absolutely shell shocked! That was in 2006!!!! We thought the $700 from COBRA was way too high, considering we had no income coming in at that time....boy oh boy were we wrong!!!
My State is like the worst State in the Nation when it comes to health insurance costs....and I have no idea why, other than many of us are rural or maybe no doctors want to live here, unless they are Nature lovers too??? It's just gosh awful here on healthcare costs....
Needless to say, Matt took any job he could at the time, just to get healthcare insurance coverage as a benefit....
Nope. People with good jobs which provide benefits such as sponsored health insurance have gotten better coverage with lower yearly increases in premiums since the ACA was passed.
Some employers fucked over their workers by decreasing the portion that they cover, but that's just employers being players.