So, no, the govt is NOT the answer to our healthcare delivery problems. They suck at managing just about everything. And if they really want to get rid of excessive profit for insurance companies, they can do that without having the govt take over healthcare as a whole.
Everything my friends tell me about Medicare and Medicaid leads me to believe you're right. Our health care system works precisely because the government stays out of the delivery end of things and just writes the cheques, leaving doctors and hospitals to make decisions about testing, diagnosis and treatment. Patients get better care because medical staff are able to focus their attention on the patient, not dealing with the approval process and overall costs are reduced because we aren't paying actuaries and underwriters to screen every patient and pre-approve procedures. In Ontario, OHIP's administration costs are 1% of their total budget.
The American system seems to be predicated on the notion that doctors, hospitals and patients are all conspiring to fleece the payer so abuse must be prevented at all costs. As a result, every treatment has the added costs for the time your doctor, hospital or any of their staff spend dealing your insurance company getting treatment approvals. As well, the insurance companies have the added expense of the salaries of the insurance company people who issue the approvals. Then there's expense of the third party billing companies which adds another layer of cost.
Do we have fraud and waste? Yes, but not as much as you think. And the advantage of a single payer system is that it's not hard to spot. A doctor was charged with fraud a few years ago after OHIP accountants looked at his billing records and determined he would have had to be seeing one patient every 15 minutes, 24 hours a day, 7 days a week for a year, to earn that much. From 1990 to 2003 there were 15 prosecutions for fraud and 12 convictions. The money lost is certainly a lot less than the cost of reviewing, questioning and pre-approving every patient treatment that goes on in the province.
The Ontario Conservative Party is currently convinced that there is massive fraud going on at OHIP and the Liberals are ignoring it, but the Conservatives were in power from 1995 to 2002 and they sure didn't find much.
I wish I could remember who said this because I like to give credit where it's due, but someone said that everyone wants health care that's good, fast, and cheap, but that's not possible. You can have two out of those three but you can't have all three. We have health care that's good and it's cheap, but's not fast. You have health care that is good and fast, but it sure ain't cheap.