Why no affordable housing?

[Cassandro]

Just one click.

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Your blithe response ignores the demographic differences between the US and Scandinavia. The only significant health factor in similar groups is higher obesity in the US.

 

[Care4all]

In my opinion this is because cities don't want poor people around so while they talk about affordable housing, they find ways to thwart any serious effort at providing such.

I'm not certain affordable housing for the poorest among us in the cities is the main issue for affordable housing to buy or rent.

We do provide assistance to the poorest.

It's s the middle class that is being squeezed out by affordability.

 

[Care4all]

Exactly. My first purchase was a 600-square foot apartment, with a tiny bedroom.

My first purchase was a 1 story villa in Florida, connected to a row of two story townhouses....it was about 1200 sq ft, $55,000 but this was with my groom when first married, so it was for two people planning to have kids.... some time in the 80's and it was barely affordable because the interest rate for the mortgage was 13.5%!!!!

13.5%!!!

 

[Lisa558]

My first purchase was a 1 story villa in Florida, connected to a row of two story townhouses....it was about 1200 sq ft, $55,000 but this was with my groom when first married, so it was for two people planning to have kids.... some time in the 80's and it was barely affordable because the interest rate for the mortgage was 13.5%!!!!

13.5%!!!

My experience exactly - mid-80s and mortgage of 13%.

The plus to that is that the sale price was low to offset the high interest rates, and a few years later I refinanced at 10%. Then a few years after that, again to 7%. My payment was barely $400!

 

[Woodznutz]

Your blithe response ignores the demographic differences between the US and Scandinavia. The only significant health factor in similar groups is higher obesity in the US.

Pointing out racial differences is...racism. Can't have that.

 

[sartre play]

I tend to agree with the left on this issue.

Corporations need to be barred from purchasing single-family housing. They turn the houses into rental properties that fully cover the mortgage on not only that unit but also two others.

No corporate ownership of housing other than their own personal use -- meaning the people who work for that corporation -- should be permitted.

SOME,rules are needed to curb unnecessary Greed.

 

[Woodznutz]

My first purchase was a 1 story villa in Florida, connected to a row of two story townhouses....it was about 1200 sq ft, $55,000 but this was with my groom when first married, so it was for two people planning to have kids.... some time in the 80's and it was barely affordable because the interest rate for the mortgage was 13.5%!!!!

13.5%!!!

I remember those days too. I was earning 11 percent on my CDs which allowed me to buy my apartment building in 1984. My 3-year ARM started at 8 percent but jumped to over 9 percent the next year. It did come down from there however, to 5.15 percent in 1992.

 

[Care4all]

My experience exactly - mid-80s and mortgage of 13%.

The plus to that is that the sale price was low to offset the high interest rates, and a few years later I refinanced at 10%. Then a few years after that, again to 7%. My payment was barely $400!

Yep!!!! We refinanced too, and got it down to 8%, which we were ecstatic over, then we sold it!

These interest rates for mortgages today are really low, compared to what we went through with the double digit interest rates!

But the homes were cheaper, especially in Florida back then....!

 

[Lisa558]

Yep!!!! We refinanced too, and got it down to 8%, whichever we were ecstatic over, then we sold it!

These interest rates for mortgages today are really low, compared to what we went through with the double digit interest rates!

But the homes were cheaper, especially in Florida back then....!

Yup! I was THRILLED with my 7%!

 

[Dogmaphobe]

Back in the 80s, I had a friend who was from Mexico whose family moved here when he was young. His family shared a house with aunts and uncles, and although it was cramped, they made payments on their minimal salaries. He was a hard worker and super great guy, and one day he left his job at a nursery and started working for many of the customers who shopped there as their gardener. Gradually, his business increased, and he hired several people to work under him, and by that time he had long since moved out on his own. He eventually got married, started a family, and last I heard, had tons of accounts, multiple trucks and was doing very well, indeed.

It's the American way, baby.

It is also the answer to affordable housing.

 

[Toddsterpatriot]

SOME,rules are needed to curb unnecessary Greed.

How do you differentiate between the greed that is necessary and that which is unnecessary?

 

[Missouri_Mike]

The last place I rented before I got married was in a large-estate-turned-rooming -house right on the lake. I rented a small room, no kitchen, common bathroom in the hall. When a larger room came up I moved to it, finally moving to the basement apartment with three others. It was a dump but we loved it. When I got married we moved out of the city to a 20-acre hobby farm. I've lived in so many places and houses I can't even remember them all.

We’ve done over a dozen remodels to get where we are. It’s a lot of work and slow going but can still be done today. I get tired of hearing how we had it made in the 80’s. Bullshit, we did more work toward the goal and way less complaining about it.

 

[Lisa558]

We’ve done over a dozen remodels to get where we are. It’s a lot of work and slow going but can still be done today. I get tired of hearing how we had it made in the 80’s. Bullshit, we did more work toward the goal and way less complaining about it.

In the 80s, when I was first starting out, my big treat for the week was the $5.99 buffet at Big Boys.

Nowadays, if the kids can’t afford L&N Seafood and Morton’s Steakhouse three times a month, they think they’re suffering.

 

[Darkwind]

SOME,rules are needed to curb unnecessary Greed.

Some, I agree.

 

[White 6]

YES, they ARE coming here for that. They know that as soon as they drop an anchor baby, they will get subsidized housing and food stamps. And then in leftist places like California, they don’t even need to have a kid in order to get Medicaid-like programs. And of course ALL of them show up at the ER for free treatment.

All paid for by American taxpayers.

That is another of the lies, like illegal alien voting.
No, undocumented immigrants are generally not eligible for food stamps (SNAP) benefits. Only certain categories of lawful non-citizens, such as green card holders, may qualify under specific conditions. michiganlegalhelp.org cwsglobal.org

No, illegal aliens are generally not eligible for subsidized housing in the U.S. Recent policies have reinforced restrictions, ensuring that taxpayer-funded housing programs prioritize American citizens and eligible immigrants only. U.S. Department of Justice hud.gov

They can and do, get emergency care at ERs but that is about it.

Your problem is states like California, if that is how it is there. They don't get the perks here in Tennessee. If they do you your state, your problem is with your governor not being worth a shit, along with your legislature. If that is the case in your state, you should move to a better state.

 

[White 6]

It sure doesn't hurt. Of the sixteen developed countries that are ahead of us in healthcare all have trade surpluses with us.

Got a link for that, or was it just something you heard?

 

[White 6]

Who is not getting health care?

Try comparing similar demographic factors.

Lots of people cannot even afford TennCare or whatever they call it in your state. For many uninsured, the Emergency Room in a crisis, is the only healthcare they get.

In 2023, approximately 25.3 million people ages 0-64 were uninsured in the U.S., with many of them coming from low-income families. However, specific numbers of uninsured individuals below the poverty line are not detailed in the available data.

KFF pgpf.org

 

[Woodznutz]

Got a link for that, or was it just something you heard?

I researched it from two different articles Too laborious to post them. You are free to research them, or disbelieve what I've said.

 

[j-mac]

You can add, "Why are we, the largest economy in the world, unable to afford healthcare for all Americans" when all the other major industrial countries with much lower GDP can and do? It is all economics and what the ruling political class, wants to address and pay for, out of this country's resources.

Still dreaming of that Socialist eutopia aren't you?

 

[Missouri_Mike]

Lots of people cannot even afford TennCare or whatever they call it in your state. For many uninsured, the Emergency Room in a crisis, is the only healthcare they get.

In 2023, approximately 25.3 million people ages 0-64 were uninsured in the U.S., with many of them coming from low-income families. However, specific numbers of uninsured individuals below the poverty line are not detailed in the available data.

KFF pgpf.org

That can’t be true. We had 25 million uninsured before Obiecare was passed to fix it.