Education is a window to prosperity, class, indentured servitude (IS), debt, and self esteem or ambiguity about all of the above. When I joined the workforce college was no required, today it may at least get you an interview or if your college is a breeding ground for IS, even a sixty hour a week job in which you will make from 35 to 65 starting. I am being partially tongue in cheek cynical but... Why is it so expensive, ask your self why parents pay 10 to 20k for grade school, even pre-school. Or why parents in good public education areas still send the little darlings to a private school costing more than college used to cost. Class cost money and money buys class.
Most of the people I know who can afford it go the big money school route. I don't think grades are nearly as important as they used to be. One professor who now subs, tells me many colleges today are 'check schools.' Turn in the check get the paper. Simple marketing in the grand old American way. Having managed people for over thirty years I have to say a nice degree is nice, beyond that show me the motivation, intelligence, creativity and stick to-it-tive-ness. One manager once told me our recent employee was over qualified. What a BS term that is.
If Harvard goes to 40k, why shouldn't Smallville college not charge more. Teachers can't be outsourced, today the ads are full of online education. Reminds me of the ads in comic books years ago about learning to be something. Many years ago a peer paid me to do his courses. LOL
Anyway, enough cynicism, college can be great, I enjoyed it until we had children and time became something else. GI bill helped too. Eventually I finished but except for allowing me to teach part time, the degree was not that important. But times have changed. Go small if cost is a problem, confirm credits transfer, and then decide. I'm sure there must be corporations still that provide assistance too. Do we ever know what we want to be when we grow up. Good luck.
"Thirty years ago, 10 percent of CaliforniaÂ’s general revenue fund went to higher education and 3 percent to prisons. Today nearly 11 percent goes to prisons and 8 percent to higher education." Friedman/Mandelbaum in 'That Used To Be Us'