"It's not a matter of if, it's a matter of when"
Exactly, there are 2 kinds of bikers, those who have gone down, and those who are going to go down.
And, you don't always see the idiot in the car until it's too late. Had one time where some idiot chick was texting on her phone and ran a stop sign and I broadsided her at about 25 mph.
Another time, I was coming into Durango CO, heading up to Sturgis when some soccer mom damn near ran me over making a left hand turn. My guardian angels were working overtime, because she missed me by only about 3 inches, and I had already done a dodge maneuver to avoid her. The person riding behind me was more shook up than I was, because she thought for sure I was a goner.