US Birthrate Continues to Decline

[JohnDB]

Access to affordable health insurance is a huge issue for many working people. Deductibles aren't coming down. Thats a big issue for working people and one our politicians seem unable to relate with. Theres a disconnect there.

There's a trick to Healthcare costs and insurance....
Name unborn children on your policy....you really don't even have to name them. "Unnamed, unborn child" is what I listed my son as when I got a job with insurance. He was covered that way long before he was born and the cost was practically nothing....like most dependant children. My wife covered herself.

And your wife is not legally pregnant until an OBGYN actually declares her to be pregnant. Meaning you can manipulate the insurance and premiums up until you actually see the doctor.

Most people get stuck paying cash for the newborn child's medical expenses who has zero medical coverage....and that can add up very quickly. If that baby cries too loud or not loud enough they wanna run some tests.$$$$...or give them an extra shot just to be sure.$$$$ Or put them under a blue light or blue blanket$$$$$$$.
Nevermind that $$$$$ crib you just assembled last week with crappy directions and nonstandard parts no one could understand....then came putting in that super expensive car seat with electronic everything.....that somehow requires an act of congress to get it buckled in.
Then comes that nurse teaching lactation....
Then the pediatrician bills for saying "yep, it's a baby" then the pediatricians nurse gets to bill you too.

However....listing an unborn child as well as having your wife double covered with medical insurance (yours and hers) and it won't actually cost you anything out of pocket for medical bills except for insurance premiums. And if you strongly suspect that she is pregnant due to positive pregnancy home tests or IVF treatments....

Get her double covered as well as the unborn child.
The biggest thing to worry about then is filling a closet at home with diapers....every coupon and sale on them becomes important that whole 9 months she is pregnant. So that AFTER the baby is born and all the other little expenses keep you down you don't need to buy diapers immediately every week...you might get enough to last you 9 months to a year. They do not spoil and they are usually good about swapping out sizes at the stores in case your baby grew too big too fast.

 

[initforme]

There's a trick to Healthcare costs and insurance....
Name unborn children on your policy....you really don't even have to name them. "Unnamed, unborn child" is what I listed my son as when I got a job with insurance. He was covered that way long before he was born and the cost was practically nothing....like most dependant children. My wife covered herself.

And your wife is not legally pregnant until an OBGYN actually declares her to be pregnant. Meaning you can manipulate the insurance and premiums up until you actually see the doctor.

Most people get stuck paying cash for the newborn child's medical expenses who has zero medical coverage....and that can add up very quickly. If that baby cries too loud or not loud enough they wanna run some tests.$$$$...or give them an extra shot just to be sure.$$$$ Or put them under a blue light or blue blanket$$$$$$$.
Nevermind that $$$$$ crib you just assembled last week with crappy directions and nonstandard parts no one could understand....then came putting in that super expensive car seat with electronic everything.....that somehow requires an act of congress to get it buckled in.
Then comes that nurse teaching lactation....
Then the pediatrician bills for saying "yep, it's a baby" then the pediatricians nurse gets to bill you too.

However....listing an unborn child as well as having your wife double covered with medical insurance (yours and hers) and it won't actually cost you anything out of pocket for medical bills except for insurance premiums. And if you strongly suspect that she is pregnant due to positive pregnancy home tests or IVF treatments....

Get her double covered as well as the unborn child.
The biggest thing to worry about then is filling a closet at home with diapers....every coupon and sale on them becomes important that whole 9 months she is pregnant. So that AFTER the baby is born and all the other little expenses keep you down you don't need to buy diapers immediately every week...you might get enough to last you 9 months to a year. They do not spoil and they are usually good about swapping out sizes at the stores in case your baby grew too big too fast.

Rising deductibles are an issue. Pure and simple. 5 thousand is hard for many an average wage worker.

 

[JohnDB]

Rising deductibles are an issue. Pure and simple. 5 thousand is hard for many an average wage worker.

Double insured like I described will result in no deductible. Because the secondary picks up all deductibles and copayments required by the primary.

Thats the law concerning Health insurance.

 

[Correll]

Tough twinkies on those who can't find a mate.

YOur callousness is just you being an asshole. Not to your credit. It is BAD THING.

Thats on them.

Or, it might be a result of problems in SOCIETY, that need a POLICY or CULTURAL fix.

You just dismissing it, is you advocating for your side's world view, but not being honest about that.

That is very, very shitty of you, considering that you are talking about people's LIVES, and you want to LIE to them, to get them to paths that you know are bad for them.

Secondly, yes, both paths are equal.

No, they are not. Both from a personal level and from a society pov, they are not equal. You keep claiming that, but you have nothing to support it, except shit talk. And pretending to be retarded.

Being responsible and not having kids a couple DOESNT want is something admirable. Why do you think they need to have a family if that's not what they want? It's not our business what they do is it? Of course not.

you are pretending that this issue is solely the result of COUPLES, that are making a well informed decision, to NOT have children, and are happy with that choice.

EVERYTHING, I have seen is that that is not hte case. That the majority of this trend is caused by people that WANT to find mates, and fail to, at least in a timely fashion, and then want to have kids, but fail to, at least in a timely fashion.


Would you like to address that point, or would you like to pretend to be retarded some more and talk some more shit talk?


That was a rhetorical question. I know that you will pretend to mis understand my simple points, and respond to made up shit, you pulled from your ass.

 

[candycorn]

Well reality is, the midwife I know, told me. You might wanna check if you're standing in reality.

The midwife? Thanks for the chuckle.

 

[Unkotare]

The midwife? Thanks for the chuckle.

?????????

 

[Correll]

?????????

Agreed. WTF?

 

[DigitalDrifter]

It's the single-best thing about liberals.