I would rather see some minor changes made in the way providers operate as opposed to a major overhaul in the system.
Okay...like what for instance?
I think the insurance industry is the cause of many problems in this country today, and not just the health insurance companies.
Totally agree.
I believe we have serious abuses occurring in all facets of the insurance industry. I have posted a couple of things regarding the economic realities facing people at the user level. No need for me to rehash them.
Agreed.
But, there is a bigger issue in play here. Is healthcare a right? I believe it is.
Well...if health care is a right, then you're putting yourself and all of us on a slippery slope where the government, having assumed responisiblity for your health, also has a legitmate excuse to tell you HOW to live, too.
So be careful what you wish for.
Having accepted that it is, I also have to accept that the government now has a right to get involved. The two beliefs have to go together.
Yeah, I think you're right about that, too. You have to start from the presupposition that health care is a right if you're going to support the government getting involved.
But then, you have to accept that those who do NOT think it's a right can, starting from THEIR presupposition, ALSO have logical arguments for why this is a bad idea, too.
It ALL depends on those presuppositions about HC, doesn't it?
At this point, the debate moves away from economics, because once you have public money in play, economics doesn't really matter.
No it doesn't. Or perhaps I am failing to understand the point.
The main reason I am against UHC as it has been discussed to this point is that I don't believe it has anything to do with delivering quality healthcare to all.
Politically, you mean? Of course it doesn't.
In my opinion, it's about government control, and creating one hell of a huge political football for current and future politicians to play with.
Yup.
If the government wants to establish and attempt to manage individual accounts for every American, I think the task is just too big for them and will not be responsive to the needs of individuals.
I don't think anyone has susggested such a plan, have they?
I have a better idea. Handle healthcare the same way we handle education loans. If someone needs expensive care, have them get a subsidized loan and/or a grant.
That will STILL drive up the cost of HC. And when it does, the cost of HC will rise to capture those extra dollars while slowly but inevitably NOT solving out problem, I think.
Some people will default on the loans, but most will probably pay, and the government pays off on the default amount.
MOST people will not pay off their loans. First of all most of the money spent on HC now is spend on people in the last year of their life, so you won't be able to get them to pay.
Secondly the cost of last year of life HC exceeds the net lifetime incomes of most people, so it won't be like you can take their estates to pay for that HC, either.
It's not cheap, but it's better in my opinion than establishing another huge government bureacracy. I will now stop so others among you can once again explain to me why I'm colossal moron. (Damn that was a lot of typing, I don't know how some of you do this all day long)
I do NOT think you're a moron.
I just don't think you realize how expensive HC really is.
My mother was a working class woman who worked from the time she was 14 until she was about 70.
So for two years she died by inches, right?
In that time Medicade spend more keeping her dying than she's made in her ENTIRE LIFE. Just her Oxygen tanks every month cost more than she was making on Social security.
My mother's example is NOT an uncommon example of the problem we are truly facing.
Her case really exemplifies the imbalance between what most most people are making and how expensive HC had become.
The average FAMILY income is about $50,000 a year.
Any idea how much it costs to die from cancer?
L:et me tell you, no working class person can save enough to pay for that end of life care, and THAT is the problem.