Trump expected to announce 'framework' to cut health costs

[schmidlap]

MSN

The proposal, known as the “Healthcare Price Cuts Act,” seeks to prevent spikes in ACA premiums, affecting nearly 22 million Americans as subsidies approach their expiration at the end of the year.

How's that one working out?

Remember this one?

Trump asked 'Why can't Medicare simply cover everybody?'​

 

[dblack]

HSA were vastly expanded under the ACA. Interesting that now seems to be the keystone of any Republican plan.

An HSA, combined with low-cost catastrophic insurance coverage was a sane alternative to dysfunctional group insurance. Sadly, ACA outlawed these low-cost policies. If Trump wants to fix things he needs to reverse that.

Will he?

 

[Greenbeard]

An HSA, combined with low-cost catastrophic insurance coverage was a sane alternative to dysfunctional group insurance. Sadly, ACA outlawed these low-cost policies. If Trump wants to fix things he needs to reverse that.

Will he?

The politics of bringing back pre-existing conditions are fraught, even among rightwing electorates.

 

[dblack]

The politics of bringing back pre-existing conditions are fraught, even among rightwing electorates.

Yeah. People love their free shit. Just a question of whether they're stupid enough think it an actually work that way.

 

[debbiedowner]

An HSA, combined with low-cost catastrophic insurance coverage was a sane alternative to dysfunctional group insurance. Sadly, ACA outlawed these low-cost policies. If Trump wants to fix things he needs to reverse that.

Will he?

What? Sadly, ACA outlawed these low-cost policies.

No, ACA did not outlaw those policies had many sign up for one over the years. Not really all that low cost these days but all bronze plans for 2026 are HSA compatible plans and damn near all have a deductible of $10,100 but that is also the max out of pocket.

 

[dblack]

What? Sadly, ACA outlawed these low-cost policies.

No, ACA did not outlaw those policies had many sign up for one over the years. Not really all that low cost these days but all bronze plans for 2026 are HSA compatible plans and damn near all have a deductible of $10,100 but that is also the max out of pocket.

Yeah, they outlawed them. They did away with the old low-cost, catastrophic policies and forced insurance companies to rewrite them with additional benefits and broader eligibility criteria (eg pre-existing conditions), making them, as you noted, much more expensive. They're no longer a worthwhile alternative.

 

[debbiedowner]

Yeah, they outlawed them. They did away with the old low-cost, catastrophic policies and forced insurance companies to rewrite them with additional benefits and broader eligibility criteria (eg pre-existing conditions), making them, as you noted, much more expensive. They're no longer a worthwhile alternative.

Out of the ones I have sold those to not one of them has set up an HSA and some have had the plan since obamacare started. I ask them every year and tell them what the benefits may be to setting one up at their bank. These are clients that earn over $200,000 per year.

 

[IM2]

If Dem's had done the right thing there would be no need for a GOP plan.

Dems did the right thing. Because people refused the single-payer system. This is about a long time Repubicn wish to destroy anything Obama. The GOP plan is not going to be the answer, if there is a plan. My money is on Trump reinstituting what Obama did, and all the racists will hail his plan as the greatest of all time.

 

[pknopp]

Dems did the right thing. Because people refused the single-payer system. This is about a long time Repubicn wish to destroy anything Obama. The GOP plan is not going to be the answer, if there is a plan. My money is on Trump reinstituting what Obama did, and all the racists will hail his plan as the greatest of all time.

People never got a chance to refuse single payer. It never happened,
.

 

[IM2]

Yeah, they outlawed them. They did away with the old low-cost, catastrophic policies and forced insurance companies to rewrite them with additional benefits and broader eligibility criteria (eg pre-existing conditions), making them, as you noted, much more expensive. They're no longer a worthwhile alternative.

I worked in insurance when Obama was working on his plan. Insurance companies did not have to raise their premiums. They wanted to because they were pisse that Obama took away one way they could rob people and not provide service. Because you still had to pay an initial premium before you were insured, and the company could deny you based on pre-existing conditions. Furthermore heath insurance policies have always been 1 year contracts an the companies were raising pemiums on customers every year, without increasing benefits. Low cost policies had low services an aften times high deductibles and co-pays, and even then the company could deny your claim.

It's time America did like the rest of the civilized world and provide nationalized health care..

 

[dblack]

Out of the ones I have sold those to not one of them has set up an HSA and some have had the plan since obamacare started. I ask them every year and tell them what the benefits may be to setting one up at their bank. These are clients that earn over $200,000 per year.

So what?

 

[dblack]

I worked in insurance when Obama was working on his plan. Insurance companies did not have to raise their premiums. They wanted to because they were pisse that Obama took away one way they could rob people and not provide service. Because you still had to pay an initial premium before you were insured, and the company could deny you based on pre-existing conditions. Furthermore heath insurance policies have always been 1 year contracts an the companies were raising pemiums on customers every year, without increasing benefits. Low cost policies had low services an aften times high deductibles and co-pays, and even then the company could deny your claim.

Oh, the insurance market is all kinds of fucked up. You'll get no argument from me there. But ACA made it worse, and pushed us further down the road to:

It's time America did like the rest of the civilized world and provide nationalized health care..

Lovely: "Dr. Trump will see you now ..."

 

[IM2]

Oh, the insurance market is all kinds of fucked up. You'll get no argument from me there. But ACA made it worse, and pushed us further down the road to:

Lovely: "Dr. Trump will see you now ..."

The ACA was a compromise, and it has helped millions. It did not make insurance worse. It did stop insurance from taking premiums then denying people coverage.

 

[IM2]

People never got a chance to refuse single payer. It never happened,
.

That's because Congress, specifically the Repubicans, refused to debate single payer. Then we got the socialism scare from the right. It to almst 2 years to get what it ended up to be amd even then, it cost Democrats the House and Senate.

 

[dblack]

That's because Congress, specifically the Repubicans, refused to debate single payer.

That's a pretty silly excuse, given that no Republicans voted for ACA. If all the same Dems who voted for ACA had voted for Single Payer, you'd have Single Payer. The Republicans had no influence either way.

That said, we dodged a bullet there. And there's still time to prevent it.

Then we got the socialism scare from the right.

ism, schmism... I just don't want creeps like Donald Trump in charge of my health care. Seriously, have you given that ANY thought? Let's say Obama and the Dems had passed Single Payer. What do you think Trump would be doing to it now??

 

[Fort Fun Indiana]

MSN

The proposal, known as the “Healthcare Price Cuts Act,” seeks to prevent spikes in ACA premiums, affecting nearly 22 million Americans as subsidies approach their expiration at the end of the year.

Senate Majority Leader John Thune and House Speaker Mike Johnson are expected to be briefed on the plan, the report said. The Republican-led initiative introduces measures aimed at curbing “surprise premium hikes” and eliminating “zero-premium” subsidies to counter alleged fraudulent enrollments.

Additionally, the proposal includes a deposit program meant to encourage lower-premium options on the ACA exchange, redirecting savings into taxpayer-funded Health Savings Accounts.



Health Savings Accounts is a great option and takes power away from health insurance companies. This would allow more ‘concierge medicine’ thus controlling costs.

If, if Trump can pull this off this will be a big deal.

Healthcare cost is a weapon wielded by the dems. If the Republicans can make an actual improvement to the current mess that is the health insurance industry, then it will certainly help push the “undecided crowd” further right.

Cool thread