Like the other advocates of republicanism, Franklin emphasized that the new republic could survive only if the people were virtuous in the sense of attention to civic duty and rejected corruption. All his life he explored the role of civic and personal virtue, as expressed in Poor Richard's aphorisms.
Franklin had been baptized and educated in a Presbyterian Church based on the doctrines of John Calvin. Franklin's wife, Deborah, retained a life-long association with Christ Church, Philadelphia. Franklin later in life rarely attended Sunday services but commented that "...Sunday being my studying day, I never was without some religious principles. I never doubted, for instance, the existence of the Deity; that He made the world, and governed it by His providence; that the most acceptable service of God was the doing good to man; that our souls are immortal; and that all crime will be punished, and virtue rewarded, either here or hereafter."[47]
One of Franklin's endearing beliefs was in the respect and tolerance of all religious groups. Referring to his experience in Philadelphia, he wrote in his autobiography, "new Places of worship were continually wanted, and generally erected by voluntary Contribution, my Mite for such purpose, whatever might be the Sect, was never refused."[47]
Although Franklin's parents had intended for him to have a career in the church, Franklin became disillusioned with organized religion after discovering Deism. "I soon became a thorough Deist."[48] He went on to attack Christian principles of free will and morality in a 1725 pamphlet, A Dissertation on Liberty and Necessity, Pleasure and Pain.[49] He consistently attacked religious dogma, arguing that morality depended more on virtue and benevolent actions than on strict obedience to religious orthodoxy: "I think opinions should be judged by their influences and effects; and if a man holds none that tend to make him less virtuous or more vicious, it may be concluded that he holds none that are dangerous, which I hope is the case with me."
In 1790, just about a month before he died, Franklin wrote the following in a letter to Ezra Stiles, president of Yale University, who had asked him his views on religion:
“ As to Jesus of Nazareth, my Opinion of whom you particularly desire, I think the System of Morals and his Religion, as he left them to us, the best the world ever saw or is likely to see; but I apprehend it has received various corrupt changes, and I have, with most of the present Dissenters in England, some Doubts as to his divinity; tho' it is a question I do not dogmatize upon, having never studied it, and I think it needless to busy myself with it now, when I expect soon an Opportunity of knowing the Truth with less Trouble....[8] ”
Like most Enlightenment intellectuals, Franklin separated virtue, morality, and faith from organized religion, although he felt that if religion in general grew weaker, morality, virtue, and society in general would also decline. Thus he wrote Thomas Paine, "If men are so wicked with religion, what would they be if without it." According to David Morgan,[50] Franklin was a proponent of all religions. He prayed to "Powerful Goodness" and referred to God as "the infinite". John Adams noted that Franklin was a mirror in which people saw their own religion: "The Catholics thought him almost a Catholic. The Church of England claimed him as one of them. The Presbyterians thought him half a Presbyterian, and the Friends believed him a wet Quaker." Whatever else Franklin was, concludes Morgan, "he was a true champion of generic religion." Ben Franklin was noted to be "the spirit of the Enlightenment."
Walter Isaacson argues[51] that Franklin became uncomfortable with an unenhanced version of Deism and came up with his own conception of the Creator. Franklin outlined his concept of deity in 1728, in his Articles of Belief and Acts of Religion.[52] From this, Isaacson compares Franklin's conception of deity to that of strict Deists and orthodox Christians. He concludes that unlike most pure Deists, Franklin believed that a faith in God should inform our daily actions, but that, like other Deists, his faith was devoid of sectarian dogma. Isaacson also discusses Franklin's conception that God had created beings who do interfere in wordly matters, a point that has led some commentators, most notably A. Owen Aldridge, to read Franklin as embracing some sort of polytheism, with a bevy of lesser gods overseeing various realms and planets.
On July 4, 1776, Congress appointed a committee that included Franklin, Thomas Jefferson, and John Adams to design the Great Seal of the United States.[53] Each member of the committee proposed a unique design: Franklin's proposal featured a design with the motto: "Rebellion to Tyrants is Obedience to God." This design was to portray a scene from the Book of Exodus, complete with Moses, the Israelites, the pillar of fire, and George III depicted as Pharaoh.[54]
Franklin may have financially supported one particular Presbyterian group in Philadelphia.[55] According to the epitaph Franklin wrote for himself at age 20, it is clear that he believed in a physical resurrection of the body some time after death. Franklin's actual grave, however, as he specified in his final will, simply reads "Benjamin and Deborah Franklin."[56]
Franklin's writings on virtue became the subject of much derision to some European authors, such as Jackob Fugger in his critical work Portrait of American Culture. Max Weber considered Franklin's ethical writings a culmination of the Protestant ethic, which ethic created the social conditions necessary for the birth of capitalism.[57]