Meanwhile, despite cars getting more and more expensive, and thus auto repair getting more expensive, the cost of auto insurance has decreased.
You can't compare auto insurance to health insurance. For one, auto insurance isn't a necessity. You can live without a car (and millions do). But health care
is a necessity, as everyone will need health care at some point in their lives. Also, auto insurance is national whereas health insurance is state-by-state because every state regulates health insurance differently, yet auto insurance doesn't have that obstacle. I think we just want to stick to health insurance in this debate.
You should be buying your health insurance the same way you buy your auto insurance.
We shouldn't be buying health insurance
at all. We should have a single entity that administers reimbursement, and that entity should not have a profit motive which results in less spent on health care and more into the pockets of insurance companies.
We need LESS government in health insurance, not more!
We don't need for-profit health insurance
at all. Since the function of an insurance company is
purely administrative, there exists no benefit to patients for having how health care is paid privatized and for-profit. All insurance companies do is restrict access to health care. They play no part in how health care is delivered to you.