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The Impossibility Of Being Ignorant And Free

Skylar

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…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?



Can't you read, you dunce???

It is that every American is either an oppressor or a victim.


It is false, and simply one more lie from the Democrats/Liberals/Progressives.

Morons like you buy it like it was on sale.




Here's your new avi:

View attachment 502212
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

You didn't answer the question. I don't think you actually understand what CRT is. Its a conversation about how racism of the past created systems of inequity that still effect people of color today.

Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods. With people of color relegated to areas with lower land values, or unable to purchase at all.

That's still felt today with the vast discrepancies in generational wealth built up in equity in more lucrative homes that white families were allowed to purchase, but people of colors weren't.

If you disagree, please tell us why.


"Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods."


Gads, you're an imbecile.


That's not what red-lining was.

How do you suppose (I almost said 'think') banks money....by not lending?????


They have a fiduciary responsivity not to lose money.

Democrats lie about everything and count on imbeciles like you to accept the lies.



'Red-lining' is what one would expect from any institution with fiduciary responsibility......don't give NINJA loans.....

a type of high-risk loan issued to borrowers with no income, no job, and no assets
www.collinsdictionary.com

Ninja loan definition and meaning | Collins English Dictionary

Ninja loan definition: a type of high-risk loan issued to borrowers with no income , no job , and no assets | Meaning, pronunciation, translations and examples
www.collinsdictionary.com
www.collinsdictionary.com


It says nothing about race.




Politicians know that they can buy the votes of the weak and uninformed, by this giving away of the public's largesse. Still with me?

Both Freddie and Fannie were created by Democrat congresses, see above for the "why."

CRA claimed to be designed by Democrats to give home mortgages to poor who were unfairly deprived. See the Democrat fingerprints?

Under the Clinton Administration, this not only continued, but the avalanche picked up speed, with Clinton HUD Secretary Andrew Cuomo announcing how he had forced banks to give even more loans against their interests (no pun intended):

YouTube - EVIDENCE FOUND!!! Clinton administration's "BANK AFFIRMATIVE ACTION" They forced banks to make BAD LOANS and ACORN and Obama's tie to all of it!!!


Further, Freddie Mac and Fannie Mae increased making risky loans from 42% to 50% of their loans.
Democrat Senator Dodd fully backed the program, and concurrently received sweetheart mortgage-loans on property that he owns. Topic Galleries -- Courant.com He and Democrat Representative Barney Frank thwarted Bush Administration attempts to rein in the loans, (Frank's fingerprints are all over the financial fiasco - The Boston Globe) many of which fell under the slogan “NINJA” loans: no income, no job, no assets.
IBDeditorials.com: Editorials, Political Cartoons, and Polls from Investor's Business Daily -- Let The Inquisition Start With Frank

Democrat philosophy is not too bad, as long as you add the warning: "works well for a large segment of the population, until we have a very, very bad financial meltdown. Have a good day."





http://www.usnews.com/blogs/capital...really-did-help-cause-the-housing-crisis.html CRA caused housing crisis



MRI Torture | The American Spectator | USA News and PoliticsThe American Spectator | USA News and Politics

from the American spectator








Obama's Financial Friends: Schumer, Dodd and Barney Frank

blocking the housing reform and regulation


So your argument is that red lining never happened in our nation's history....and thus it should never be mentioned in any class?

I just want to be sure I understand your argument.


No, you moron.....that it isn't racist.

It's capitalism.
No bank should give a loan to anyone who probably won't be able to repay the loan.

Red-lining is based on the area of town for property the loan is being sought for. Not a person's ability to repay the loan.

It doesn't look like you understand what Red-Lining actually is either.

Insisting that folks seeking loans for property in black neighborhoods shouldn't be granted those loans is 'capitalism'?

Really?



Red-lining is a circle around an area on a map where the analysts feel that the majority will be unable to repay loans.

That is exactly the job of a bank.


If it reflects largely black owned homes, with low incomes and ability to re-pay.....blame their 'friends,' the Democrats.

The Democrat Party works tirelessly to keep black Americans poor and on the government plantation.



View attachment 502359



"It was the misfortune of black Americans that they were just on the verge of passing through the immigrant experience when damaging ideas about welfare and the lenient attitude about crime took hold. It could have happened to the Italians, Germans, Jews or Irish, but luckily for them, there were no Liberals around to “help” when they arrived."
Coulter

You just switched your entire description, insisting before that it was about the PERSON'S ability to repay a loan. Now you admit that it had nothing to do with the individual's abillity to repay a loan, but instead where the property was. Just obliterating your original argument.

With neighborhoods of color targeted for these blanket restrictions on loans and insurance. This wasn't 'capitalism'. It was government policy. The federal government refusing to extend mortgage insurance in many black neighborhoods, or even near them.

All while the FHA bankrolled massive housing developments in white areas.....as long as they only sold to white people. It was actually part of the FHA underwriting manual, upon which funding and insurance for these new developments was predicated.


"980 (3). Recorded restrictive covenants should strengthen and supplement zoning ordinances and to be really effective should include the provisions listed below. The restrictions should be recorded with the plat, or imposed as a blanket encumbrance against all lots in the subdivision, and should run for a period of at least twenty-five to thirty years. Recommended restrictions should include provision for the following:


a. Allocation of definite areas for specific uses such as single or two-family houses, apartments, and business structures

b. The placement of buildings so they will have adequate light and air with assurance of a space of at least ten feet between buildings

c. Prohibition of the resubdivision of lots

d. Prohibition of the erection of more than one dwelling per lot

e. Control of the design of all buildings, by requiring their approval by a qualified committee, and by appropriate cost limitations or minimum square foot ground floor areas

f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."



And yet you insist that children should be legally forbidden to ever be taught about any of this in public schools?

What about this part of our nation's history frightens you so utterly that you feel it should be a crime to inform kids about it?




Inability to repay a loan.


Nothing more.

Again, you weren't reading. It wasn't the ability to repay loans that were the defining factor of who could live in these FHA funded settlements. But the race of the people who wanted to buy there. This from the FHA Underwriter Manual:




"f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."




And yet, per you, teaching any child about this portion of our history should be a crime and forbidden. Why? What about this part of our history do you believe is so frightening that you have to make LAWS to prevent children from ever hearing about it?
 
OP
PoliticalChic

PoliticalChic

Diamond Member
Joined
Oct 6, 2008
Messages
114,589
Reaction score
49,284
Points
2,300
Location
Brooklyn, NY
…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?



Can't you read, you dunce???

It is that every American is either an oppressor or a victim.


It is false, and simply one more lie from the Democrats/Liberals/Progressives.

Morons like you buy it like it was on sale.




Here's your new avi:

View attachment 502212
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

You didn't answer the question. I don't think you actually understand what CRT is. Its a conversation about how racism of the past created systems of inequity that still effect people of color today.

Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods. With people of color relegated to areas with lower land values, or unable to purchase at all.

That's still felt today with the vast discrepancies in generational wealth built up in equity in more lucrative homes that white families were allowed to purchase, but people of colors weren't.

If you disagree, please tell us why.


"Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods."


Gads, you're an imbecile.


That's not what red-lining was.

How do you suppose (I almost said 'think') banks money....by not lending?????


They have a fiduciary responsivity not to lose money.

Democrats lie about everything and count on imbeciles like you to accept the lies.



'Red-lining' is what one would expect from any institution with fiduciary responsibility......don't give NINJA loans.....

a type of high-risk loan issued to borrowers with no income, no job, and no assets
www.collinsdictionary.com

Ninja loan definition and meaning | Collins English Dictionary

Ninja loan definition: a type of high-risk loan issued to borrowers with no income , no job , and no assets | Meaning, pronunciation, translations and examples
www.collinsdictionary.com
www.collinsdictionary.com


It says nothing about race.




Politicians know that they can buy the votes of the weak and uninformed, by this giving away of the public's largesse. Still with me?

Both Freddie and Fannie were created by Democrat congresses, see above for the "why."

CRA claimed to be designed by Democrats to give home mortgages to poor who were unfairly deprived. See the Democrat fingerprints?

Under the Clinton Administration, this not only continued, but the avalanche picked up speed, with Clinton HUD Secretary Andrew Cuomo announcing how he had forced banks to give even more loans against their interests (no pun intended):

YouTube - EVIDENCE FOUND!!! Clinton administration's "BANK AFFIRMATIVE ACTION" They forced banks to make BAD LOANS and ACORN and Obama's tie to all of it!!!


Further, Freddie Mac and Fannie Mae increased making risky loans from 42% to 50% of their loans.
Democrat Senator Dodd fully backed the program, and concurrently received sweetheart mortgage-loans on property that he owns. Topic Galleries -- Courant.com He and Democrat Representative Barney Frank thwarted Bush Administration attempts to rein in the loans, (Frank's fingerprints are all over the financial fiasco - The Boston Globe) many of which fell under the slogan “NINJA” loans: no income, no job, no assets.
IBDeditorials.com: Editorials, Political Cartoons, and Polls from Investor's Business Daily -- Let The Inquisition Start With Frank

Democrat philosophy is not too bad, as long as you add the warning: "works well for a large segment of the population, until we have a very, very bad financial meltdown. Have a good day."





http://www.usnews.com/blogs/capital...really-did-help-cause-the-housing-crisis.html CRA caused housing crisis



MRI Torture | The American Spectator | USA News and PoliticsThe American Spectator | USA News and Politics

from the American spectator








Obama's Financial Friends: Schumer, Dodd and Barney Frank

blocking the housing reform and regulation


So your argument is that red lining never happened in our nation's history....and thus it should never be mentioned in any class?

I just want to be sure I understand your argument.


No, you moron.....that it isn't racist.

It's capitalism.
No bank should give a loan to anyone who probably won't be able to repay the loan.

Red-lining is based on the area of town for property the loan is being sought for. Not a person's ability to repay the loan.

It doesn't look like you understand what Red-Lining actually is either.

Insisting that folks seeking loans for property in black neighborhoods shouldn't be granted those loans is 'capitalism'?

Really?



Red-lining is a circle around an area on a map where the analysts feel that the majority will be unable to repay loans.

That is exactly the job of a bank.


If it reflects largely black owned homes, with low incomes and ability to re-pay.....blame their 'friends,' the Democrats.

The Democrat Party works tirelessly to keep black Americans poor and on the government plantation.



View attachment 502359



"It was the misfortune of black Americans that they were just on the verge of passing through the immigrant experience when damaging ideas about welfare and the lenient attitude about crime took hold. It could have happened to the Italians, Germans, Jews or Irish, but luckily for them, there were no Liberals around to “help” when they arrived."
Coulter

You just switched your entire description, insisting before that it was about the PERSON'S ability to repay a loan. Now you admit that it had nothing to do with the individual's abillity to repay a loan, but instead where the property was. Just obliterating your original argument.

With neighborhoods of color targeted for these blanket restrictions on loans and insurance. This wasn't 'capitalism'. It was government policy. The federal government refusing to extend mortgage insurance in many black neighborhoods, or even near them.

All while the FHA bankrolled massive housing developments in white areas.....as long as they only sold to white people. It was actually part of the FHA underwriting manual, upon which funding and insurance for these new developments was predicated.


"980 (3). Recorded restrictive covenants should strengthen and supplement zoning ordinances and to be really effective should include the provisions listed below. The restrictions should be recorded with the plat, or imposed as a blanket encumbrance against all lots in the subdivision, and should run for a period of at least twenty-five to thirty years. Recommended restrictions should include provision for the following:


a. Allocation of definite areas for specific uses such as single or two-family houses, apartments, and business structures

b. The placement of buildings so they will have adequate light and air with assurance of a space of at least ten feet between buildings

c. Prohibition of the resubdivision of lots

d. Prohibition of the erection of more than one dwelling per lot

e. Control of the design of all buildings, by requiring their approval by a qualified committee, and by appropriate cost limitations or minimum square foot ground floor areas

f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."



And yet you insist that children should be legally forbidden to ever be taught about any of this in public schools?

What about this part of our nation's history frightens you so utterly that you feel it should be a crime to inform kids about it?




Inability to repay a loan.


Nothing more.

Again, you weren't reading. It wasn't the ability to repay loans that were the defining factor of who could live in these FHA funded settlements. But the race of the people who wanted to buy there. This from the FHA Underwriter Manual:




"f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."




And yet, per you, teaching any child about this portion of our history should be a crime and forbidden. Why? What about this part of our history do you believe is so frightening that you have to make LAWS to prevent children from ever hearing about it?




Democrats forced banks to give loans to folks who couldn't pay them back.


The result was the Mortgage Meltdown.....costing $billions.


. Clinton Administration housing secretary, Henry Cisneros, declared that he would expand homeownership among lower- and lower-middle-income renters. His strategy: pushing for no-down-payment loans; expanding the size of mortgages that the government would insure against losses; and using the CRA and other lending laws to direct more private money into low-income programs.

f. Shortly after Cisneros announced his plan, Fannie Mae and Freddie Mac agreed to begin buying loans under new, looser guidelines. Freddie Mac, for instance, started approving low-income buyers with bad credit histories or none at all, so long as they were current on rent and utilities payments. Freddie Mac also said that it would begin counting income from seasonal jobs and public assistance toward its income minimum, despite the FHA disaster of the sixties.

g. Freddie Mac began an “alternative qualifying” program with the Sears Mortgage Corporation that let a borrower qualify for a loan with a monthly payment as high as 50 percent of his income, at a time when most private mortgage companies wouldn’t exceed 33 percent. The program also allowed borrowers with bad credit to get mortgages if they took credit-counseling classes administered by Acorn and other nonprofits. Subsequent research would show that such classes have little impact on default rates.

h. Pressuring nonbank lenders to make more loans to poor minorities didn’t stop with Sears. If it didn’t happen, Clinton officials warned, they’d seek to extend CRA regulations to all mortgage makers. In Congress, Representative Maxine Waters called financial firms not covered by the CRA “among the most egregious redliners.”

i. Mortgage Bankers Association (MBA) shocked the financial world by signing a 1994 agreement with the Department of Housing and Urban Development (HUD), pledging to increase lending to minorities and join in new efforts to rewrite lending standards. The first MBA member to sign up: Countrywide Financial, the mortgage firm that would be at the core of the subprime meltdown.

j. A 1998 sales pitch by a Bear Stearns managing director advised banks to begin packaging their loans to low-income borrowers into securities that the firm could sell. Forget traditional underwriting standards when considering these loans, the director advised. For a low-income borrower, he continued in all-too-familiar terms, owning a home was “a near-sacred obligation. A family will do almost anything to meet that monthly mortgage payment.” Bunk, says Stan Liebowitz, a professor of economics at the University of Texas: “The claim that lower-income homeowners are somehow different in their devotion to their home is a purely emotional claim with no evidence to support it.”
Steven Malanga

Obsessive Housing Disorder


City Journal,

Obsessive Housing Disorder



Timeline shows Dems were warned:

 

Skylar

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…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?



Can't you read, you dunce???

It is that every American is either an oppressor or a victim.


It is false, and simply one more lie from the Democrats/Liberals/Progressives.

Morons like you buy it like it was on sale.




Here's your new avi:

View attachment 502212
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

You didn't answer the question. I don't think you actually understand what CRT is. Its a conversation about how racism of the past created systems of inequity that still effect people of color today.

Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods. With people of color relegated to areas with lower land values, or unable to purchase at all.

That's still felt today with the vast discrepancies in generational wealth built up in equity in more lucrative homes that white families were allowed to purchase, but people of colors weren't.

If you disagree, please tell us why.


"Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods."


Gads, you're an imbecile.


That's not what red-lining was.

How do you suppose (I almost said 'think') banks money....by not lending?????


They have a fiduciary responsivity not to lose money.

Democrats lie about everything and count on imbeciles like you to accept the lies.



'Red-lining' is what one would expect from any institution with fiduciary responsibility......don't give NINJA loans.....

a type of high-risk loan issued to borrowers with no income, no job, and no assets
www.collinsdictionary.com

Ninja loan definition and meaning | Collins English Dictionary

Ninja loan definition: a type of high-risk loan issued to borrowers with no income , no job , and no assets | Meaning, pronunciation, translations and examples
www.collinsdictionary.com
www.collinsdictionary.com


It says nothing about race.




Politicians know that they can buy the votes of the weak and uninformed, by this giving away of the public's largesse. Still with me?

Both Freddie and Fannie were created by Democrat congresses, see above for the "why."

CRA claimed to be designed by Democrats to give home mortgages to poor who were unfairly deprived. See the Democrat fingerprints?

Under the Clinton Administration, this not only continued, but the avalanche picked up speed, with Clinton HUD Secretary Andrew Cuomo announcing how he had forced banks to give even more loans against their interests (no pun intended):

YouTube - EVIDENCE FOUND!!! Clinton administration's "BANK AFFIRMATIVE ACTION" They forced banks to make BAD LOANS and ACORN and Obama's tie to all of it!!!


Further, Freddie Mac and Fannie Mae increased making risky loans from 42% to 50% of their loans.
Democrat Senator Dodd fully backed the program, and concurrently received sweetheart mortgage-loans on property that he owns. Topic Galleries -- Courant.com He and Democrat Representative Barney Frank thwarted Bush Administration attempts to rein in the loans, (Frank's fingerprints are all over the financial fiasco - The Boston Globe) many of which fell under the slogan “NINJA” loans: no income, no job, no assets.
IBDeditorials.com: Editorials, Political Cartoons, and Polls from Investor's Business Daily -- Let The Inquisition Start With Frank

Democrat philosophy is not too bad, as long as you add the warning: "works well for a large segment of the population, until we have a very, very bad financial meltdown. Have a good day."





http://www.usnews.com/blogs/capital...really-did-help-cause-the-housing-crisis.html CRA caused housing crisis



MRI Torture | The American Spectator | USA News and PoliticsThe American Spectator | USA News and Politics

from the American spectator








Obama's Financial Friends: Schumer, Dodd and Barney Frank

blocking the housing reform and regulation


So your argument is that red lining never happened in our nation's history....and thus it should never be mentioned in any class?

I just want to be sure I understand your argument.


No, you moron.....that it isn't racist.

It's capitalism.
No bank should give a loan to anyone who probably won't be able to repay the loan.

Red-lining is based on the area of town for property the loan is being sought for. Not a person's ability to repay the loan.

It doesn't look like you understand what Red-Lining actually is either.

Insisting that folks seeking loans for property in black neighborhoods shouldn't be granted those loans is 'capitalism'?

Really?



Red-lining is a circle around an area on a map where the analysts feel that the majority will be unable to repay loans.

That is exactly the job of a bank.


If it reflects largely black owned homes, with low incomes and ability to re-pay.....blame their 'friends,' the Democrats.

The Democrat Party works tirelessly to keep black Americans poor and on the government plantation.



View attachment 502359



"It was the misfortune of black Americans that they were just on the verge of passing through the immigrant experience when damaging ideas about welfare and the lenient attitude about crime took hold. It could have happened to the Italians, Germans, Jews or Irish, but luckily for them, there were no Liberals around to “help” when they arrived."
Coulter

You just switched your entire description, insisting before that it was about the PERSON'S ability to repay a loan. Now you admit that it had nothing to do with the individual's abillity to repay a loan, but instead where the property was. Just obliterating your original argument.

With neighborhoods of color targeted for these blanket restrictions on loans and insurance. This wasn't 'capitalism'. It was government policy. The federal government refusing to extend mortgage insurance in many black neighborhoods, or even near them.

All while the FHA bankrolled massive housing developments in white areas.....as long as they only sold to white people. It was actually part of the FHA underwriting manual, upon which funding and insurance for these new developments was predicated.


"980 (3). Recorded restrictive covenants should strengthen and supplement zoning ordinances and to be really effective should include the provisions listed below. The restrictions should be recorded with the plat, or imposed as a blanket encumbrance against all lots in the subdivision, and should run for a period of at least twenty-five to thirty years. Recommended restrictions should include provision for the following:


a. Allocation of definite areas for specific uses such as single or two-family houses, apartments, and business structures

b. The placement of buildings so they will have adequate light and air with assurance of a space of at least ten feet between buildings

c. Prohibition of the resubdivision of lots

d. Prohibition of the erection of more than one dwelling per lot

e. Control of the design of all buildings, by requiring their approval by a qualified committee, and by appropriate cost limitations or minimum square foot ground floor areas

f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."



And yet you insist that children should be legally forbidden to ever be taught about any of this in public schools?

What about this part of our nation's history frightens you so utterly that you feel it should be a crime to inform kids about it?




Inability to repay a loan.


Nothing more.

Again, you weren't reading. It wasn't the ability to repay loans that were the defining factor of who could live in these FHA funded settlements. But the race of the people who wanted to buy there. This from the FHA Underwriter Manual:




"f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."




And yet, per you, teaching any child about this portion of our history should be a crime and forbidden. Why? What about this part of our history do you believe is so frightening that you have to make LAWS to prevent children from ever hearing about it?




Democrats forced banks to give loans to folks who couldn't pay them back.


The result was the Mortgage Meltdown.....costing $billions.


. Clinton Administration housing secretary, Henry Cisneros, declared that he would expand homeownership among lower- and lower-middle-income renters. His strategy: pushing for no-down-payment loans; expanding the size of mortgages that the government would insure against losses; and using the CRA and other lending laws to direct more private money into low-income programs.

f. Shortly after Cisneros announced his plan, Fannie Mae and Freddie Mac agreed to begin buying loans under new, looser guidelines. Freddie Mac, for instance, started approving low-income buyers with bad credit histories or none at all, so long as they were current on rent and utilities payments. Freddie Mac also said that it would begin counting income from seasonal jobs and public assistance toward its income minimum, despite the FHA disaster of the sixties.

g. Freddie Mac began an “alternative qualifying” program with the Sears Mortgage Corporation that let a borrower qualify for a loan with a monthly payment as high as 50 percent of his income, at a time when most private mortgage companies wouldn’t exceed 33 percent. The program also allowed borrowers with bad credit to get mortgages if they took credit-counseling classes administered by Acorn and other nonprofits. Subsequent research would show that such classes have little impact on default rates.

h. Pressuring nonbank lenders to make more loans to poor minorities didn’t stop with Sears. If it didn’t happen, Clinton officials warned, they’d seek to extend CRA regulations to all mortgage makers. In Congress, Representative Maxine Waters called financial firms not covered by the CRA “among the most egregious redliners.”

i. Mortgage Bankers Association (MBA) shocked the financial world by signing a 1994 agreement with the Department of Housing and Urban Development (HUD), pledging to increase lending to minorities and join in new efforts to rewrite lending standards. The first MBA member to sign up: Countrywide Financial, the mortgage firm that would be at the core of the subprime meltdown.

j. A 1998 sales pitch by a Bear Stearns managing director advised banks to begin packaging their loans to low-income borrowers into securities that the firm could sell. Forget traditional underwriting standards when considering these loans, the director advised. For a low-income borrower, he continued in all-too-familiar terms, owning a home was “a near-sacred obligation. A family will do almost anything to meet that monthly mortgage payment.” Bunk, says Stan Liebowitz, a professor of economics at the University of Texas: “The claim that lower-income homeowners are somehow different in their devotion to their home is a purely emotional claim with no evidence to support it.”
Steven Malanga

Obsessive Housing Disorder


City Journal,

Obsessive Housing Disorder



Timeline shows Dems were warned:


Again, the basis of the restriction of who loans and insurance would be granted to....wasn't the ability to repay. But your race.


f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."



This is critical race theory: that flagrantly racist policies of the past still impact people today.

And you insist that no child should ever be taught about this under penalty of law. Which speaks volumes of what conservatives actually believe.
 
OP
PoliticalChic

PoliticalChic

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…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?



Can't you read, you dunce???

It is that every American is either an oppressor or a victim.


It is false, and simply one more lie from the Democrats/Liberals/Progressives.

Morons like you buy it like it was on sale.




Here's your new avi:

View attachment 502212
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

You didn't answer the question. I don't think you actually understand what CRT is. Its a conversation about how racism of the past created systems of inequity that still effect people of color today.

Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods. With people of color relegated to areas with lower land values, or unable to purchase at all.

That's still felt today with the vast discrepancies in generational wealth built up in equity in more lucrative homes that white families were allowed to purchase, but people of colors weren't.

If you disagree, please tell us why.


"Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods."


Gads, you're an imbecile.


That's not what red-lining was.

How do you suppose (I almost said 'think') banks money....by not lending?????


They have a fiduciary responsivity not to lose money.

Democrats lie about everything and count on imbeciles like you to accept the lies.



'Red-lining' is what one would expect from any institution with fiduciary responsibility......don't give NINJA loans.....

a type of high-risk loan issued to borrowers with no income, no job, and no assets
www.collinsdictionary.com

Ninja loan definition and meaning | Collins English Dictionary

Ninja loan definition: a type of high-risk loan issued to borrowers with no income , no job , and no assets | Meaning, pronunciation, translations and examples
www.collinsdictionary.com
www.collinsdictionary.com


It says nothing about race.




Politicians know that they can buy the votes of the weak and uninformed, by this giving away of the public's largesse. Still with me?

Both Freddie and Fannie were created by Democrat congresses, see above for the "why."

CRA claimed to be designed by Democrats to give home mortgages to poor who were unfairly deprived. See the Democrat fingerprints?

Under the Clinton Administration, this not only continued, but the avalanche picked up speed, with Clinton HUD Secretary Andrew Cuomo announcing how he had forced banks to give even more loans against their interests (no pun intended):

YouTube - EVIDENCE FOUND!!! Clinton administration's "BANK AFFIRMATIVE ACTION" They forced banks to make BAD LOANS and ACORN and Obama's tie to all of it!!!


Further, Freddie Mac and Fannie Mae increased making risky loans from 42% to 50% of their loans.
Democrat Senator Dodd fully backed the program, and concurrently received sweetheart mortgage-loans on property that he owns. Topic Galleries -- Courant.com He and Democrat Representative Barney Frank thwarted Bush Administration attempts to rein in the loans, (Frank's fingerprints are all over the financial fiasco - The Boston Globe) many of which fell under the slogan “NINJA” loans: no income, no job, no assets.
IBDeditorials.com: Editorials, Political Cartoons, and Polls from Investor's Business Daily -- Let The Inquisition Start With Frank

Democrat philosophy is not too bad, as long as you add the warning: "works well for a large segment of the population, until we have a very, very bad financial meltdown. Have a good day."





http://www.usnews.com/blogs/capital...really-did-help-cause-the-housing-crisis.html CRA caused housing crisis



MRI Torture | The American Spectator | USA News and PoliticsThe American Spectator | USA News and Politics

from the American spectator








Obama's Financial Friends: Schumer, Dodd and Barney Frank

blocking the housing reform and regulation


So your argument is that red lining never happened in our nation's history....and thus it should never be mentioned in any class?

I just want to be sure I understand your argument.


No, you moron.....that it isn't racist.

It's capitalism.
No bank should give a loan to anyone who probably won't be able to repay the loan.

Red-lining is based on the area of town for property the loan is being sought for. Not a person's ability to repay the loan.

It doesn't look like you understand what Red-Lining actually is either.

Insisting that folks seeking loans for property in black neighborhoods shouldn't be granted those loans is 'capitalism'?

Really?



Red-lining is a circle around an area on a map where the analysts feel that the majority will be unable to repay loans.

That is exactly the job of a bank.


If it reflects largely black owned homes, with low incomes and ability to re-pay.....blame their 'friends,' the Democrats.

The Democrat Party works tirelessly to keep black Americans poor and on the government plantation.



View attachment 502359



"It was the misfortune of black Americans that they were just on the verge of passing through the immigrant experience when damaging ideas about welfare and the lenient attitude about crime took hold. It could have happened to the Italians, Germans, Jews or Irish, but luckily for them, there were no Liberals around to “help” when they arrived."
Coulter

You just switched your entire description, insisting before that it was about the PERSON'S ability to repay a loan. Now you admit that it had nothing to do with the individual's abillity to repay a loan, but instead where the property was. Just obliterating your original argument.

With neighborhoods of color targeted for these blanket restrictions on loans and insurance. This wasn't 'capitalism'. It was government policy. The federal government refusing to extend mortgage insurance in many black neighborhoods, or even near them.

All while the FHA bankrolled massive housing developments in white areas.....as long as they only sold to white people. It was actually part of the FHA underwriting manual, upon which funding and insurance for these new developments was predicated.


"980 (3). Recorded restrictive covenants should strengthen and supplement zoning ordinances and to be really effective should include the provisions listed below. The restrictions should be recorded with the plat, or imposed as a blanket encumbrance against all lots in the subdivision, and should run for a period of at least twenty-five to thirty years. Recommended restrictions should include provision for the following:


a. Allocation of definite areas for specific uses such as single or two-family houses, apartments, and business structures

b. The placement of buildings so they will have adequate light and air with assurance of a space of at least ten feet between buildings

c. Prohibition of the resubdivision of lots

d. Prohibition of the erection of more than one dwelling per lot

e. Control of the design of all buildings, by requiring their approval by a qualified committee, and by appropriate cost limitations or minimum square foot ground floor areas

f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."



And yet you insist that children should be legally forbidden to ever be taught about any of this in public schools?

What about this part of our nation's history frightens you so utterly that you feel it should be a crime to inform kids about it?




Inability to repay a loan.


Nothing more.

Again, you weren't reading. It wasn't the ability to repay loans that were the defining factor of who could live in these FHA funded settlements. But the race of the people who wanted to buy there. This from the FHA Underwriter Manual:




"f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."




And yet, per you, teaching any child about this portion of our history should be a crime and forbidden. Why? What about this part of our history do you believe is so frightening that you have to make LAWS to prevent children from ever hearing about it?




Democrats forced banks to give loans to folks who couldn't pay them back.


The result was the Mortgage Meltdown.....costing $billions.


. Clinton Administration housing secretary, Henry Cisneros, declared that he would expand homeownership among lower- and lower-middle-income renters. His strategy: pushing for no-down-payment loans; expanding the size of mortgages that the government would insure against losses; and using the CRA and other lending laws to direct more private money into low-income programs.

f. Shortly after Cisneros announced his plan, Fannie Mae and Freddie Mac agreed to begin buying loans under new, looser guidelines. Freddie Mac, for instance, started approving low-income buyers with bad credit histories or none at all, so long as they were current on rent and utilities payments. Freddie Mac also said that it would begin counting income from seasonal jobs and public assistance toward its income minimum, despite the FHA disaster of the sixties.

g. Freddie Mac began an “alternative qualifying” program with the Sears Mortgage Corporation that let a borrower qualify for a loan with a monthly payment as high as 50 percent of his income, at a time when most private mortgage companies wouldn’t exceed 33 percent. The program also allowed borrowers with bad credit to get mortgages if they took credit-counseling classes administered by Acorn and other nonprofits. Subsequent research would show that such classes have little impact on default rates.

h. Pressuring nonbank lenders to make more loans to poor minorities didn’t stop with Sears. If it didn’t happen, Clinton officials warned, they’d seek to extend CRA regulations to all mortgage makers. In Congress, Representative Maxine Waters called financial firms not covered by the CRA “among the most egregious redliners.”

i. Mortgage Bankers Association (MBA) shocked the financial world by signing a 1994 agreement with the Department of Housing and Urban Development (HUD), pledging to increase lending to minorities and join in new efforts to rewrite lending standards. The first MBA member to sign up: Countrywide Financial, the mortgage firm that would be at the core of the subprime meltdown.

j. A 1998 sales pitch by a Bear Stearns managing director advised banks to begin packaging their loans to low-income borrowers into securities that the firm could sell. Forget traditional underwriting standards when considering these loans, the director advised. For a low-income borrower, he continued in all-too-familiar terms, owning a home was “a near-sacred obligation. A family will do almost anything to meet that monthly mortgage payment.” Bunk, says Stan Liebowitz, a professor of economics at the University of Texas: “The claim that lower-income homeowners are somehow different in their devotion to their home is a purely emotional claim with no evidence to support it.”
Steven Malanga

Obsessive Housing Disorder


City Journal,

Obsessive Housing Disorder



Timeline shows Dems were warned:


Again, the basis of the restriction of who loans and insurance would be granted to....wasn't the ability to repay. But your race.


f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."



This is critical race theory: that flagrantly racist policies of the past still impact people today.

And you insist that no child should ever be taught about this under penalty of law. Which speaks volumes of what conservatives actually believe.



It was never about anything but ability to repay a loan .....from the Right.
And about garnering votes.....from the Left.


And, like every other lie, you swallowed it whole.
 

Skylar

Diamond Member
Joined
Jul 5, 2014
Messages
40,782
Reaction score
7,665
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1,830
…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

…or, what you don’t know will hurt all of us.




1. A Judas goat is a trained goat used in general animal herding. The Judas goat is trained to associate with sheep or cattle, leading them to a specific destination. In stockyards, a Judas goat will lead sheep to slaughter, while their own life is spared. (Wikipedia)
Of course, the use of a Judas Goat is successful because the goats, cattle, whatever, are oblivious. They simply follow, having no ability to think for themselves.
And we see this in contemporary America, in Democrat voters. If there is any doubt of this, ask one what Trump policies they voted against….or Biden policies, or executive orders, they voted for. You will get the same response you'd get asking a goat, or a cow.

The difference with the above, is that they have led all of America to the slaughter.





2. If you do not extend your knowledge beyond the present you will never understand contemporary events. That means that if you are not a reader, you will simply be an observer, a witness to the end of America. The lack of both reading, and of thinking, is a hallmark of Leftist voters. Neither reading nor thinking is encouraged in government school…..’else they would see where the irrational ideas advanced by the Left, have come from.

3. The ‘woke’ perspective is far from new….it is the result of planned conclusion of a century long attack on Western Civilization, with the aim of destroying it from within. Let’s assume, arguendo, that the go-along crowd has enough of their thinking left to wonder why it is advisable to give this up:
This is what we had within our grasp: Compared to an earlier time, mothers and their children can expect to survive childbirth, and their children live another eight decades. Almost every American lives in a climate-controlled home with food and a TV. They have a car, refrig, microwave, and a cell phone. We have computers with internet, buy products from all over the globe, and cheaply, at that. None will be enslaved, few murdered, and free to have unpopular views or lifestyles. You can worship as you wish, or not at all. There is no institutional racism, and no governmental requirement to have or not have children. There is no aristocracy, no perennial wealth class, and most will die richer than when they were born. Western Civilization, here, and promised to the whole world.

Perhaps some have thought ab out it.....but they have been trained to hear words like ‘racism,’ ‘inequality,’ ‘white supremacy,’ ….and they simply amble on behind the Judas Goat.



4. That training has long been the aim of the Left:
"In October 1919, Lenin paid a secret visit to the laboratory of the great physiologist I. P. Pavlov, a Russian physiologist known chiefly for the concept of the conditioned reflex. In his classic experiment, he found that a hungry dog can be trained to associate the sound of a bell with food and will salivate at the sound even in the absence of food.

Lenin wanted to find out if his work on the conditional reflexes of the brain might help the Bolsheviks control European behaviour.

“I want the masses of Russia to follow a Communistic pattern of thinking and reacting,” Lenin explained. Pavlov was astounded. It seemed that Lenin wanted him to do for humans what he had already done for dogs.
“Do you mean that you would like to standardise the population of Russia? Make them all behave in the same way?” he asked. “Exactly” replied Lenin. Man can be corrected. Man can be made what we want him to be.”…
Orlando Figes, "A People's Tragedy," p.732-733




When one considers the difficulty in un-training dogs to ignore the dinner bell…..one fails to have any hope for the future of America.



"85% Of Democrats Believe CRT Is ‘Good For America,’ Poll Finds

CRT teaches that America is fundamentally racist and to view every social interaction, institution, and person in terms of race.


The poll also found 91% of Republicans and 76% of Independents said they had an “unfavorable” or “very unfavorable” opinion of CRT. In comparison, only 9% of Democrats said the same."

What exactly is CRT in your estimation? Specifically.

Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is.


I've seen your posts, so I understand the need to make it really, really simply, with smallest words possible:

It is that every American is either an oppressor or a victim.
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?



Can't you read, you dunce???

It is that every American is either an oppressor or a victim.


It is false, and simply one more lie from the Democrats/Liberals/Progressives.

Morons like you buy it like it was on sale.




Here's your new avi:

View attachment 502212
So any discussion of how the racist policies of American's past still effect people of color today......would be CRT?

You didn't answer the question. I don't think you actually understand what CRT is. Its a conversation about how racism of the past created systems of inequity that still effect people of color today.

Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods. With people of color relegated to areas with lower land values, or unable to purchase at all.

That's still felt today with the vast discrepancies in generational wealth built up in equity in more lucrative homes that white families were allowed to purchase, but people of colors weren't.

If you disagree, please tell us why.


"Take red-lining for example.....the act of systematically denying people of color loans to purchase homes in 'white' neighborhoods."


Gads, you're an imbecile.


That's not what red-lining was.

How do you suppose (I almost said 'think') banks money....by not lending?????


They have a fiduciary responsivity not to lose money.

Democrats lie about everything and count on imbeciles like you to accept the lies.



'Red-lining' is what one would expect from any institution with fiduciary responsibility......don't give NINJA loans.....

a type of high-risk loan issued to borrowers with no income, no job, and no assets
www.collinsdictionary.com

Ninja loan definition and meaning | Collins English Dictionary

Ninja loan definition: a type of high-risk loan issued to borrowers with no income , no job , and no assets | Meaning, pronunciation, translations and examples
www.collinsdictionary.com
www.collinsdictionary.com


It says nothing about race.




Politicians know that they can buy the votes of the weak and uninformed, by this giving away of the public's largesse. Still with me?

Both Freddie and Fannie were created by Democrat congresses, see above for the "why."

CRA claimed to be designed by Democrats to give home mortgages to poor who were unfairly deprived. See the Democrat fingerprints?

Under the Clinton Administration, this not only continued, but the avalanche picked up speed, with Clinton HUD Secretary Andrew Cuomo announcing how he had forced banks to give even more loans against their interests (no pun intended):

YouTube - EVIDENCE FOUND!!! Clinton administration's "BANK AFFIRMATIVE ACTION" They forced banks to make BAD LOANS and ACORN and Obama's tie to all of it!!!


Further, Freddie Mac and Fannie Mae increased making risky loans from 42% to 50% of their loans.
Democrat Senator Dodd fully backed the program, and concurrently received sweetheart mortgage-loans on property that he owns. Topic Galleries -- Courant.com He and Democrat Representative Barney Frank thwarted Bush Administration attempts to rein in the loans, (Frank's fingerprints are all over the financial fiasco - The Boston Globe) many of which fell under the slogan “NINJA” loans: no income, no job, no assets.
IBDeditorials.com: Editorials, Political Cartoons, and Polls from Investor's Business Daily -- Let The Inquisition Start With Frank

Democrat philosophy is not too bad, as long as you add the warning: "works well for a large segment of the population, until we have a very, very bad financial meltdown. Have a good day."





http://www.usnews.com/blogs/capital...really-did-help-cause-the-housing-crisis.html CRA caused housing crisis



MRI Torture | The American Spectator | USA News and PoliticsThe American Spectator | USA News and Politics

from the American spectator








Obama's Financial Friends: Schumer, Dodd and Barney Frank

blocking the housing reform and regulation


So your argument is that red lining never happened in our nation's history....and thus it should never be mentioned in any class?

I just want to be sure I understand your argument.


No, you moron.....that it isn't racist.

It's capitalism.
No bank should give a loan to anyone who probably won't be able to repay the loan.

Red-lining is based on the area of town for property the loan is being sought for. Not a person's ability to repay the loan.

It doesn't look like you understand what Red-Lining actually is either.

Insisting that folks seeking loans for property in black neighborhoods shouldn't be granted those loans is 'capitalism'?

Really?



Red-lining is a circle around an area on a map where the analysts feel that the majority will be unable to repay loans.

That is exactly the job of a bank.


If it reflects largely black owned homes, with low incomes and ability to re-pay.....blame their 'friends,' the Democrats.

The Democrat Party works tirelessly to keep black Americans poor and on the government plantation.



View attachment 502359



"It was the misfortune of black Americans that they were just on the verge of passing through the immigrant experience when damaging ideas about welfare and the lenient attitude about crime took hold. It could have happened to the Italians, Germans, Jews or Irish, but luckily for them, there were no Liberals around to “help” when they arrived."
Coulter

You just switched your entire description, insisting before that it was about the PERSON'S ability to repay a loan. Now you admit that it had nothing to do with the individual's abillity to repay a loan, but instead where the property was. Just obliterating your original argument.

With neighborhoods of color targeted for these blanket restrictions on loans and insurance. This wasn't 'capitalism'. It was government policy. The federal government refusing to extend mortgage insurance in many black neighborhoods, or even near them.

All while the FHA bankrolled massive housing developments in white areas.....as long as they only sold to white people. It was actually part of the FHA underwriting manual, upon which funding and insurance for these new developments was predicated.


"980 (3). Recorded restrictive covenants should strengthen and supplement zoning ordinances and to be really effective should include the provisions listed below. The restrictions should be recorded with the plat, or imposed as a blanket encumbrance against all lots in the subdivision, and should run for a period of at least twenty-five to thirty years. Recommended restrictions should include provision for the following:


a. Allocation of definite areas for specific uses such as single or two-family houses, apartments, and business structures

b. The placement of buildings so they will have adequate light and air with assurance of a space of at least ten feet between buildings

c. Prohibition of the resubdivision of lots

d. Prohibition of the erection of more than one dwelling per lot

e. Control of the design of all buildings, by requiring their approval by a qualified committee, and by appropriate cost limitations or minimum square foot ground floor areas

f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."



And yet you insist that children should be legally forbidden to ever be taught about any of this in public schools?

What about this part of our nation's history frightens you so utterly that you feel it should be a crime to inform kids about it?




Inability to repay a loan.


Nothing more.

Again, you weren't reading. It wasn't the ability to repay loans that were the defining factor of who could live in these FHA funded settlements. But the race of the people who wanted to buy there. This from the FHA Underwriter Manual:




"f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."




And yet, per you, teaching any child about this portion of our history should be a crime and forbidden. Why? What about this part of our history do you believe is so frightening that you have to make LAWS to prevent children from ever hearing about it?




Democrats forced banks to give loans to folks who couldn't pay them back.


The result was the Mortgage Meltdown.....costing $billions.


. Clinton Administration housing secretary, Henry Cisneros, declared that he would expand homeownership among lower- and lower-middle-income renters. His strategy: pushing for no-down-payment loans; expanding the size of mortgages that the government would insure against losses; and using the CRA and other lending laws to direct more private money into low-income programs.

f. Shortly after Cisneros announced his plan, Fannie Mae and Freddie Mac agreed to begin buying loans under new, looser guidelines. Freddie Mac, for instance, started approving low-income buyers with bad credit histories or none at all, so long as they were current on rent and utilities payments. Freddie Mac also said that it would begin counting income from seasonal jobs and public assistance toward its income minimum, despite the FHA disaster of the sixties.

g. Freddie Mac began an “alternative qualifying” program with the Sears Mortgage Corporation that let a borrower qualify for a loan with a monthly payment as high as 50 percent of his income, at a time when most private mortgage companies wouldn’t exceed 33 percent. The program also allowed borrowers with bad credit to get mortgages if they took credit-counseling classes administered by Acorn and other nonprofits. Subsequent research would show that such classes have little impact on default rates.

h. Pressuring nonbank lenders to make more loans to poor minorities didn’t stop with Sears. If it didn’t happen, Clinton officials warned, they’d seek to extend CRA regulations to all mortgage makers. In Congress, Representative Maxine Waters called financial firms not covered by the CRA “among the most egregious redliners.”

i. Mortgage Bankers Association (MBA) shocked the financial world by signing a 1994 agreement with the Department of Housing and Urban Development (HUD), pledging to increase lending to minorities and join in new efforts to rewrite lending standards. The first MBA member to sign up: Countrywide Financial, the mortgage firm that would be at the core of the subprime meltdown.

j. A 1998 sales pitch by a Bear Stearns managing director advised banks to begin packaging their loans to low-income borrowers into securities that the firm could sell. Forget traditional underwriting standards when considering these loans, the director advised. For a low-income borrower, he continued in all-too-familiar terms, owning a home was “a near-sacred obligation. A family will do almost anything to meet that monthly mortgage payment.” Bunk, says Stan Liebowitz, a professor of economics at the University of Texas: “The claim that lower-income homeowners are somehow different in their devotion to their home is a purely emotional claim with no evidence to support it.”
Steven Malanga

Obsessive Housing Disorder


City Journal,

Obsessive Housing Disorder



Timeline shows Dems were warned:


Again, the basis of the restriction of who loans and insurance would be granted to....wasn't the ability to repay. But your race.


f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."



This is critical race theory: that flagrantly racist policies of the past still impact people today.

And you insist that no child should ever be taught about this under penalty of law. Which speaks volumes of what conservatives actually believe.



It was never about anything but ability to repay a loan .....from the Right.
And about garnering votes.....from the Left.


And, like every other lie, you swallowed it whole.

Again, that's provably false. As the standards laid out in the FHA underwriters manual restrict NOT on one's ability to pay.....but on one's race.



f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."



You're stuck, Poli. Your entire argument has been winnowed down to ignoring history and pretending it never existed. You can ignore history all you like. But its not like the FHA Underwriters Manual changes because its inconvenient to your argument.

And this is critical race theory: that racist policies of the past still effect us today.
 
OP
PoliticalChic

PoliticalChic

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There is no racism, it was simply ability to pay, and to get the hand-wringers like you to vote Democrat.

And you fell for it......


.....and always will.
 

Resnic

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The ignorant can never be free. Only the smart, capable and wilfull can be free.

Every freedom we ever lost in this country was because the government took it from us, and it was taken because the people were ignorant enough to let it happen. That's why racism against whites and asians is popular, it's why were censored on things that don't go along with popular opinion, it's why there is cancel culture, because of ignorance. The ignorant let themselves be controlled and freedoms removed.
 
OP
PoliticalChic

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The ignorant can never be free. Only the smart, capable and wilfull can be free.

Every freedom we ever lost in this country was because the government took it from us, and it was taken because the people were ignorant enough to let it happen. That's why racism against whites and asians is popular, it's why were censored on things that don't go along with popular opinion, it's why there is cancel culture, because of ignorance. The ignorant let themselves be controlled and freedoms removed.



A little courage wouldn't a' hurt, either.
 

Skylar

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There is no racism, it was simply ability to pay, and to get the hand-wringers like you to vote Democrat.

And you fell for it......


.....and always will.

There is absolutely racism when access to loans and insurance is based on race:


f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended

h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."


"Racial" Provisions of FHA Underwriting Manual, 1938


The HFA Underwriting Manual literally forbid occupancy of the properties except by the race for which they were intended.

But you insist that has nothing to do with race?

Um, wow.
 
OP
PoliticalChic

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There is no racism, it was simply ability to pay, and to get the hand-wringers like you to vote Democrat.

And you fell for it......


.....and always will.

There is absolutely racism when access to loans and insurance is based on race:


f. Prohibition of nuisances or undesirable buildings such as stables, pig pens, temporary dwellings, and high fences

g. Prohibition of the occupancy of properties except by the race for which they are intended


h. Appropriate provisions for enforcement.

982 (1). Adequacy of Civic, Social, and Commercial Centers. These elements of comfortable living usually follow rather than precede development. Those centers serving the city or section in which the development is situated should be readily available to its occupants. Schools should be appropriate to the needs of the new community and they should not be attended in large numbers by inharmonious racial groups. Employment centers, preferably diversified in nature, should be at a convenient distance. Source: Federal Housing Administration, Underwriting Manual: Underwriting and Valuation Procedure Under Title II of the National Housing Act With Revisions to February, 1938 (Washington, D.C.), Part II, Section 9, Rating of Location."


"Racial" Provisions of FHA Underwriting Manual, 1938


The HFA Underwriting Manual literally forbid occupancy of the properties except by the race for which they were intended.

But you insist that has nothing to do with race?

Um, wow.



I can explain it to you.....


.....I can't comprehend it for you.
 

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"Don't cut and paste some predigested rhetorical cud.....just tell us what you think it is."



Every one of my posts is linked, sourced, and documented.

It is the reason that I am always 100% correct, true, and accurate.

I am not responsible for your inability to do the same....perhaps you'd be more prepared if you hadn't been so damaged by government school.

Every one of your posts is linked to propaganda websites that have no validity or credibility.

You’re incapable of even explaining critical race theory.

You’re in ability to do anything other than cut and paste is pathetic. And all you have is diatribes against liberalism.

You hate freedom. You hate America. You hate other Americans.
 
OP
PoliticalChic

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Every one of your posts is linked to propaganda websites that have no validity or credibility.

You’re incapable of even explaining critical race theory.

You’re in ability to do anything other than cut and paste is pathetic. And all you have is diatribes against liberalism.

You hate freedom. You hate America. You hate other Americans.


"You’re incapable of even explaining critical race theory."


Let's check.



1. Critical Race Theory, in the definition proposed in the 1993 book Words That Wound, co-authored by Mari Matsuda, Charles Lawrence III, Richard Delgado, and Kimberlè Crenshaw:
"Critical race theory recognizes that racism is endemic to American life. Rather than seeing racism as aberrational, CRT scholars see it as the norm.
Critical race theory expresses skepticism toward dominant legal claims of neutrality, objectivity, color blindness, and meritocracy.

More important, as critical race theorists we adopt a stance that presumes that racism has contributed to all contemporary manifestations of group advantage and disadvantage along racial lines, including differences in income, imprisonment, health, housing, education, political representation, and military service. Our history calls for this presumption….whites must simply defer to the voices of their non-white peers."



2. The simplest rebuttal is this statement of America’s Creed, which is the opposite of CRT.

…the creed embodies “the political principles of liberty, equality, democracy, individualism, human rights, the rule of law, and private property.” Samuel P. Huntington’s Who Are We? The Challenges to America’s National Identity, p.46





3. A detailed and step-wise dismembering of the aberrant anti-humanity Critical Race Theory, by James A. Lindsay, begins here:

“ Critical Race Theory believes racism is present in every aspect of life, every relationship, and every interaction.
…the usual way society does business, the common, everyday experience of most people of color in this country,”

… what they mean by “racism” isn’t even what most people think racism means. It is not prejudice based upon race or believing some races to be superior or inferior to others that they mean by “racism.” It is, instead, the “system” of everything that happens in the social world and beyond that results in any disparity that works in the favor of “racially privileged” groups (on average) or any “racially oppressed” person claiming they experience racial oppression.

… people who take up Critical Race Theory to look for racism in everything until they find it.



In the workplace that adopts Critical Race Theory, this means that it’s only a matter of time until someone with that worldview finds out how your entire company and its culture is “racist.” At that point, they will cause a meltdown that forces everyone to take sides and demand a reorganization of the entire (now divided) office culture and management.

In schools, it will mean teaching our children to think this way and always be looking for racism in every situation and interaction. In our personal relationships, it means that friends and even family members—especially our kids who have already been educated with Critical Race Theory ideas that have been incorporated in our schools—will eventually call each other out and reject one another, because tolerating racism is also considered a form of racism t
hat would have to be discovered and stopped.”
Eight Big Reasons Critical Race Theory Is Terrible for Dealing with Racism




This is the binary system into which the Left has plunged America: to vote Democrat is to endorse Critical Race Theory....,

.....and vice versa.



The thread I posted earlier.




Remember the last time you were right about anything???





Me neither.
 
OP
PoliticalChic

PoliticalChic

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Every one of your posts is linked to propaganda websites that have no validity or credibility.

You’re incapable of even explaining critical race theory.

You’re in ability to do anything other than cut and paste is pathetic. And all you have is diatribes against liberalism.

You hate freedom. You hate America. You hate other Americans.


"You’re in ability to do anything other than cut and paste."

OMG!!!!


Did you EVER go to school???? Receive any education at all?????


English is my second language......do you have a first.


The sentence should be "Your inability to do anything other than cut and paste blah blah blah....."



Do Democrats start out stupid or do they train you to be such.





Now.....a note:

There is a synonym for “Copy & Paste.” It’s PROOF.

And that’s the reason you try to pretend it’s a pejorative.
 

Dragonlady

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"You’re incapable of even explaining critical race theory."


Let's check.



1. Critical Race Theory, in the definition proposed in the 1993 book Words That Wound, co-authored by Mari Matsuda, Charles Lawrence III, Richard Delgado, and Kimberlè Crenshaw:
"Critical race theory recognizes that racism is endemic to American life. Rather than seeing racism as aberrational, CRT scholars see it as the norm.
Critical race theory expresses skepticism toward dominant legal claims of neutrality, objectivity, color blindness, and meritocracy.

More important, as critical race theorists we adopt a stance that presumes that racism has contributed to all contemporary manifestations of group advantage and disadvantage along racial lines, including differences in income, imprisonment, health, housing, education, political representation, and military service. Our history calls for this presumption….whites must simply defer to the voices of their non-white peers."



2. The simplest rebuttal is this statement of America’s Creed, which is the opposite of CRT.

…the creed embodies “the political principles of liberty, equality, democracy, individualism, human rights, the rule of law, and private property.” Samuel P. Huntington’s Who Are We? The Challenges to America’s National Identity, p.46





3. A detailed and step-wise dismembering of the aberrant anti-humanity Critical Race Theory, by James A. Lindsay, begins here:

“ Critical Race Theory believes racism is present in every aspect of life, every relationship, and every interaction.
…the usual way society does business, the common, everyday experience of most people of color in this country,”

… what they mean by “racism” isn’t even what most people think racism means. It is not prejudice based upon race or believing some races to be superior or inferior to others that they mean by “racism.” It is, instead, the “system” of everything that happens in the social world and beyond that results in any disparity that works in the favor of “racially privileged” groups (on average) or any “racially oppressed” person claiming they experience racial oppression.

… people who take up Critical Race Theory to look for racism in everything until they find it.



In the workplace that adopts Critical Race Theory, this means that it’s only a matter of time until someone with that worldview finds out how your entire company and its culture is “racist.” At that point, they will cause a meltdown that forces everyone to take sides and demand a reorganization of the entire (now divided) office culture and management.

In schools, it will mean teaching our children to think this way and always be looking for racism in every situation and interaction. In our personal relationships, it means that friends and even family members—especially our kids who have already been educated with Critical Race Theory ideas that have been incorporated in our schools—will eventually call each other out and reject one another, because tolerating racism is also considered a form of racism t
hat would have to be discovered and stopped.”
Eight Big Reasons Critical Race Theory Is Terrible for Dealing with Racism




This is the binary system into which the Left has plunged America: to vote Democrat is to endorse Critical Race Theory....,

.....and vice versa.



The thread I posted earlier.




Remember the last time you were right about anything???





Me neither.

Once again you declare yourself the victor in a discussion where you have failed utterly to explain CRT, while claiming that you demonstrated your ability to explain it. Not a single posted in your own words. Do you have any comprehension at all of the words you quote? Who knows?

In the post you just responded to, I said that you were incapable of explaining critical race theory in your own words, and you just proved it by posting yet another string of cut and paste quotes wherein OTHER people give various explanations of critical race theory in their own words without comment from you.

Cutting and pasting the thoughts of others gives absolutely no indication of your ability, or lack thereof, to understand the concept of critical race theory, or your ability to dispute it based on such understanding. But since your "go to" response when people ask you to explain your beliefs, is to quote the explanations of other, mostly questionable sources, what you comprehend of what you post, seems limited, to non-existent.
 
OP
PoliticalChic

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Once again you declare yourself the victor in a discussion where you have failed utterly to explain CRT, while claiming that you demonstrated your ability to explain it. Not a single posted in your own words. Do you have any comprehension at all of the words you quote? Who knows?

In the post you just responded to, I said that you were incapable of explaining critical race theory in your own words, and you just proved it by posting yet another string of cut and paste quotes wherein OTHER people give various explanations of critical race theory in their own words without comment from you.

Cutting and pasting the thoughts of others gives absolutely no indication of your ability, or lack thereof, to understand the concept of critical race theory, or your ability to dispute it based on such understanding. But since your "go to" response when people ask you to explain your beliefs, is to quote the explanations of other, mostly questionable sources, what you comprehend of what you post, seems limited, to non-existent.


Another spanking???

Sure thing.




Third graders reportedly made to ‘deconstruct’ their identities, rank themselves according to power and privilege An elementary school in Cupertino, California was reportedly caught brainwashing its third-grade students with the illiberal, racist doctrines of critical race theory.

Whistleblower documents provided to filmmaker, writer, and researcher Christopher Rufo of the Discovery Institute show that the children were forced to “deconstruct their racial and sexual identities” and “rank themselves according to their ‘power and privilege. “The teacher explained that the students live in a ‘dominant culture’ of ‘white, middle class, cisgender, educated, able-bodied, Christian, English-speaker,’ who, according to the lesson, ‘created and maintained’ this culture in order ‘to hold power and stay in power.' ”The teacher basically taught the children that normal, everyday white people — particularly the ones who are Christian — are bad.'” Third graders reportedly made to ‘deconstruct’ their identities, rank themselves according to power and privilege



“A WA teacher's union president says reopening schools is an example of "white supremacy," concern over a child's mental health or suicide risk is "white privilege," and push to reopen schools is like rioters pushing to enter the U.S. Capitol.”
Rantz: Union head says opening schools is 'white supremacy,' suicide concern 'white privilege' pic.twitter.com/ny50MEZG7p




The Vice President of North Carolina’s largest teachers’ association is a self-avowed Marxist activist linked to Liberation Road – a “revolutionary socialist” group that follows the teachings of Karl Marx and Mao Zedong. The “revolutionary” – Bryan Proffitt – leads the North Carolina Association of Educators (NCAE), which boasts over 43,000 members and revenues of over $8,000,000.” 43,000+ Teacher Association Leader Is "Revolutionary Socialist" Following Mao's Teachings, Weaponizing Schools Into 'Revolutionary' Hotbeds.



“A Philadelphia elementary school recently forced fifth-grade students to celebrate “black communism” and simulate a Black Power rally in honor of political radical Angela Davis.

According to whistleblower documents and a source within the school, a fifth-grade teacher at the inner-city William D. Kelley School designed a social studies curriculum to celebrate Davis, praising the “black communist” for her fight against “injustice and inequality.”

…marched on the stage, holding signs that read “Black Power,” “Jail Trump,” “Free Angela,” and “Black Power Matters.”

Academically, it is one of the worst-performing schools in Pennsylvania. By sixth grade, only 3 percent of students are proficient in math, and 9 percent are proficient in reading. By graduation, only 13 percent of Kelley students will have achieved basic literacy.

Despite this abysmal academic performance, teachers and administrators at William Kelley have gradually abandoned traditional pedagogy in favor of political radicalism.”
wealthandpoverty.center


Bad Education

A Philadelphia elementary school recently forced fifth-grade students to celebrate “black communism” and simulate a Black Power rally in honor of political radical Angela Davis.
wealthandpoverty.center

wealthandpoverty.center



“…the Wake County Public School System, which serves the greater Raleigh, North Carolina area, held an equity-themed teachers’ conference with sessions on “whiteness,” “microaggressions,” “racial mapping,” and “disrupting texts,” encouraging educators to form “equity teams” in schools and push the new party line: “antiracism.” …began with a “land acknowledgement,” a ritual recognition suggesting that white North Carolinians are colonizers on stolen Native American land….claimed that “(white) cultural values” include “denial,” “fear,” “blame,” “control,” “punishment,” “scarcity,” and “one-dimensional thinking.”

Parents, according to the teachers, should be considered an impediment to social justice. When one teacher asked, “How do you deal with parent pushback?” the answer was clear: ignore parental concerns and push the ideology of antiracism directly to students.” Critical Race Theory in Wake County, NC Schools | City Journal




"Florida parents outraged by school's 'White advantage' statement

Florida parents say the board's pledge promotes racism rather than dismantling it

In a mission statement posted to the board’s website, it vowed to eliminate racism and systems of inequity, but Florida parents have argued the statement is at odds with their intended goal.

"Your statement is dividing us, and it incites racism," mother of two, Jessica Martinez, told board members Wednesday, according to The Palm Beach Post.

The statement says the board is committed to "dismantling structures rooted in white advantage and transforming our system by hearing and elevating under-represented voices, sharing power, recognizing and eliminating bias, and redistributing resources to provide equitable outcomes."

"Equity, as you are calling it, is a political view and it is racist," Amanda Silvestri told the board. "None of this despicable, political, racist nonsense should be pushed on innocent children and has absolutely no business being taught in schools," she added."
www.foxnews.com


Florida parents outraged by school's 'White advantage' statement

A Florida county school board could be revamping their core principles after weeks of parental backlash to the boards pledge to dismantle “white advantage” in their school system.
www.foxnews.com

www.foxnews.com



"The American Rescue Plan (ARP) requires school districts to reserve 20 percent of funds for “evidence-based” interventions that “respond to students’ academic, social, and emotional needs”—a very sensible charge. But the devil is in the definition, and the administration’s guidance booklet for spending ARP funds suggests that students’ social and emotional needs include the disruption of “whiteness” and the propagation of Critical Race Theory (CRT) ideology. The “Roadmap to Reopening Safely and Meeting All Students’ Needs” explains that “schools are microcosms of society,” and that therefore “intentional conversations related to race and social emotional learning . . . are the foundation for participating in a democracy and should be anchor tenets in building a schoolwide system of educational opportunity.”



The guidance document links to the Abolitionist Teaching Network’s “Guide for Racial Justice & Abolitionist Social and Emotional Learning.

While parents are still waking up to the reality that Biden’s Department of Education wants to indoctrinate their children, no close observer should be surprised. After all, when Secretary of Education Miguel Cardona served as commissioner of education in Connecticut, he insisted that “we need teachers behind this wave of our curriculum becoming ‘woke.’” When Deputy Secretary of Education Cindy Marten led the San Diego Unified School District, she oversaw teacher training that accused white teachers of “spirit murdering” black students."
www.city-journal.org


Biden Admin Funds Antiracist Therapy for “White Educators”

The American Rescue Plan requires school districts to reserve funds for Critical Race Theory programs.
www.city-journal.org

www.city-journal.org






Minnesota's teacher of the year claims school culture is 'embedded in white supremacy'

Minnesota Teacher of the Year award recipient and “anti-racist” advocate states White Teachers are the reason why “students of color” do not succeed in the classroom.
Minnesota's teacher of the year claims school culture is 'embedded in white supremacy'
33. “Dem Tells High School Grads They’re Entering A World Of “Capitalism” and “White Supremacy,” Encourages Them To Remember “Jihad” And Reject Objectivity A school board member gave a graduation speech in which she told a mainly-immigrant class of high schoolers that they were entering a world filled with “racism, extreme versions of individualism and capitalism, [and] white supremacy,” and encouraged them to remember their “jihad” and reject the concepts of objectivity and neutrality.

Fairfax County school board member Abrar Omeish gave the keynote address at the commencement for Justice High School in Falls Church, Virginia on June 7. “ Dem Tells High School Grads They’re Entering A World Of "Capitalism" and "White Supremacy," Encourages Them To Remember "Jihad" And Reject Objectivity
 

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