Exactly, and now apply your concepts to the government in the same ways of thinking that you have, and we should be getting the same results that you are, but the government couldn't manage thinking like that if it tried to anymore, because it is in a constant struggle always against being led around by the nose by the wrong people. It appears that the wrong people are winning the prize these days (control of our government and the nation also through this control). The problem today is that the wrong people are leading it around by it's nose, and telling it what to do and who to do it to. We are all being abused by this now, so how do the right people take back the government is what this nation needs to wonder about and soon plan to do. People know what is right, but I think monopolizing corporations big part in all of this has made our government vulnerable also, because it has affectively separated it from we the people in that way, and so when you see the government being over generous in certain ways over a feel good issue (or) on programs that it picks to be sensitive upon, it usually does this to show the nation that look we are still the government in which you expect us to be, even though it is not that government we think that it is any longer.
When conservatives, like me, look at these programs our response is, well duh you can't solve poverty by having a guy in DC send out checks. Hand-ups are best done by people who care about and/or at least have an incentive to monitor and mange the person's progress. Hand-ups require "local" management, not remote management.
Take FHA loans, the DC approach to housing is to hand-out loans to everyone. The Habitat approach is to carefully select and manage help to turn deserving families around.
The liberal approach is to just "solve" problems by throwing other people's money at it. Every weather event.. throw a large sum at it to "solve" the problem. Never do we think, maybe they should have to pay for their poor choice to live in a flood plain. Instead, we bail them out rebuild and they get flooded out again, and again, and again, and ... Refuse to fork over what seems to be an undue amount of money, and you get accused of tossing grandma off the cliff.