Suppose the WORST Sky-is-Falling Prediction about Losing Obamacare Subsidies Comes True

[Concerned American]

Both of my Senators voted to fund the CR, so I'd need to call blue Senators.

Sniff, sniff, neither of mine did, wish we could get rid of both of them.

 

[debbiedowner]

As your car gets older, it is cheaper to insure.

As YOU get older, your health is more expensive to insure.

It's 2.5 years old.

 

[debbiedowner]

Both of my Senators voted to fund the CR, so I'd need to call blue Senators.

Don't get your panties in a wad about the subsidies. The insurance companies are not going to immediately receive the part of premium the govt is going to eventually pay.

This is the way it works when someone signs up on healthcare.gov and picks a company and plan. It's not sent to the insurance for 7-10 days, insurance company sets it up to be effective Jan 1 and the first month premium has to be paid by Jan 1, although sometimes companies will extend that until about the 10th of January.

So insurance companies are betting the shut down will be over by Jan 1 and either subsides will remain what they have been or going back before biden sign the bill in 2021.

 

[Admiral Rockwell Tory]

Both of my Senators voted to fund the CR, so I'd need to call blue Senators.

They have no need to listen to you.

 

[Admiral Rockwell Tory]

It's 2.5 years old.

Makes no difference. How much did it devalue when you drove it off the lot?

 

[debbiedowner]

Makes no difference. How much did it devalue when you drove it off the lot?

I did not calculate as I paid cash.

 

[Admiral Rockwell Tory]

I did not calculate as I paid cash.

For insurance purposes! Financing doesn't matter.

 

[Seymour Flops]

I did not calculate as I paid cash.

For insurance purposes! Financing doesn't matter.

I think your leg is being gently pulled, there Admiral . . .

 

[Admiral Rockwell Tory]

I think your leg is being gently pulled, there Admiral . . .

Oh, I know. I just wanted him to know I recognized his BS! Thanks anyway!

 

[debbiedowner]

I think your leg is being gently pulled, there Admiral . . .

What, that I didn't pay cash. I certainly did and that was first time in my life and probably last time.

 

[Seymour Flops]

What, that I didn't pay cash. I certainly did and that was first time in my life and probably last time.

It won't work on me, Deb.

 

[Admiral Rockwell Tory]

What, that I didn't pay cash. I certainly did and that was first time in my life and probably last time.

That has nothing to do with the depreciation of your car, dumbass!

 

[debbiedowner]

That has nothing to do with the depreciation of your car, dumbass!

I'll tell you what dumbass I can sell my car today and get more than I paid so fuckoff mr know it all.

 

[Admiral Rockwell Tory]

I'll tell you what dumbass I can sell my car today and get more than I paid so fuckoff mr know it all.

Good for you! You are literally one in a ******* million. You are still a dumbass!

 

[Lisa558]

How many people could not get insurance if we went before obamacare.

My auto insurance has gone down twice in the past year and doesn't have a damn thing to do with this discussion.

Millions of people had good health insurance before Obamacare and were forced onto more expensive Obamacare that had high deductibles and limited networks.

 

[Lisa558]

The Dems are ignoring two things:

1) What they call “slashing subsidies” is letting the temporary COVID subsidies expire, as planned.

2) The fact that people are bemoaning that Obamacare is unaffordable for middle class people without heavy government assistance shows what a disaster it was from the start.

 

[debbiedowner]

Millions of people had good health insurance before Obamacare and were forced onto more expensive Obamacare that had high deductibles and limited networks.

NO ONE was forced to do anything as you could have gone without or insurance company at the time decided not to grandfather plans. There are still grandfathered plans today with certain insurance companies.

High deductibles? Depends on the plan you or your employer picked.

 

[Lisa558]

NO ONE was forced to do anything as you could have gone without or insurance company at the time decided not to grandfather plans. There are still grandfathered plans today with certain insurance companies.

High deductibles? Depends on the plan you or your employer picked.

So I wasn’t FORCED to leave my good pre-Obamacare plan and go onto the expensive Obamacare plan? I was free to go without health insurance completely? Oh yippie. I thought Obamacare was supposed to get MORE people on insurance, not drive them off it.

No, they weren’t grandfathered. The entire individual marketplace dried up.

Yes, high deductible because the plans with moderate deductibles were even more unaffordable. My bronze plan with the $6000 deductible was already almost $900 a month!

You leftards defending Obamacare have no idea how bad it was.

 

[the other mike]

Here Jeffries predicts disaster:



He gives several examples of plans that will go from costing the consumer three to five hundred dollars per mont to two to three thousand per month.

True?

Doubtful, especially since those are prices under the "Affordable Care Act." We didnt get the subsidies until COVID. Prices were not that high then without the subsidies.

But lets pretend it is true:

What happens then?

Families won't have the money. It's too much. Insurance companies will quickly lose their customer base, starting with the healthiest consumers. So they will have only their most costly clients and not the ones who pay mandated premiums but never file claims.

They will have to raise their premiums which will drive away custmers who only occasionally use their insurance. Now they only have heavy users.

Unless they lower their prices in order to keep their base. They RAISED rates when government started picking up everyone's tab. Why wouldnt they? Now they will lower them or go out of bid'ness..

Jeffries is concerned about hard-working Americans - NOT. Because that is who pays taxes to fund these subdidies thst line the pockets of the indurance industry.

I'm a 64 year old white American ......but even if I wasn't in close contact with black people all the time, I would have a gut feeling that 90% of them know this guy is at best, a Communist who hates America .

 

[debbiedowner]

So I wasn’t FORCED to leave my good pre-Obamacare plan and go onto the expensive Obamacare plan? I was free to go without health insurance completely? Oh yippie. I thought Obamacare was supposed to get MORE people on insurance, not drive them off it.

No, they weren’t grandfathered. The entire individual marketplace dried up.

Yes, high deductible because the plans with moderate deductibles were even more unaffordable. My bronze plan with the $6000 deductible was already almost $900 a month!

You leftards defending Obamacare have no idea how bad it was.

Would you like to make a little or big bet there are not grandfathered plans? I still have many clients on them. They are paying through the nose now but they swear off any ACA plans. Since those people are getting older sooner than later there will not be anyone left or very few on those plans and that block of business will finally be phased out.

You don't seem to understand the bronze plans have and still are not all that good. I never have disputed that. The best were platinum (with a price) but now it seems to be gold. In the past couple of years the deductibles and co pays have gone up. The people you heard or here about without a low deductible are on silver plans and most are at about 100% to 200% of FPL.

The plans that everyone is yelling about that went away after obamacare was implemented was up to the insurance companies and not much about obamacare as they could have kept them.

Oh, not a lefttard Ms everyday being persecuted.