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I do not trust the markets anymore, companies inflate earnings and all of a sudden they go bankrupt. The only way to safety invest is an index fund.
I do wish they would raise interest rates and we can start collecting interest from a bank saving again.
Also since the GOP want to get rid of all pensions, and force everyone into 401K's , they will be able to play with your money all that much more.
Be leery of any hedge fund manager, and people like Jim Cramer.