I've spent the last 40 years of my life repairing storm damage ... intermixed with repairing damage caused by homeowners who think they're smarter than all engineers and construction folk from the past 100 years ...
That's right ... I'm living in a house built in 1895 ... and she's built EXACTLY the same as most any home today ... Western Platform Light Wood Framing ... the materials have changed some, but the structural engineering is the same ... the only major difference over my career is today we nail the roof to the walls ... we learned some valuable lessons from Hurricane Andrew (1992) ...
Roofs are DAMN heavy ... set it on the walls and it won't move ... are you nuts ... it would take a Category 4 wind load to blow the roof off ... and who's STUPID enough to build where there's Category 4 wind loads ... as stupid as building wherr it snows ... mutter mutter bitch bitch ...