" Dining Out Highest Class Where Prices Are Not Listed On The Menu "
* A Legal Contest Of Civil Extortion *
The thing about health care bills is that there just isn't "one price". About 15 years ago, I had a valium cardiac stress test done. The bill was for $4500. My insurance pay $570 for the service in full, and the hospital was glad to see the money.
An xray may cost $35 cash to be brought to a chiropractor for an adjustment , but a fee for a radiologist to issue a diagnosis for treatment for some other issue would be relative per practitioner .
Additional fees may surmount quickly for facilities and procedures and may be highly relative claims for reimbursement .
Is it necessary that claims for fees from treatment collected remain wildly unpredictable and relative ?
It would be expected that a claim for fees from treatment collected through cash would be different from a claim for fees from treatment collected through insurance agencies because additional resources are required and available , just as a claim for fees from treatment collected through social services are different because additional resources are required and available .
Yet , medical facilities collect fees for services where funds are available and debts attributable to a failure in collecting fees from poor resources become shifted onto wealthy resources that are most often insurance providers or social services .
It appears that bartering is part of the process as if an entitlement for medical facilities to collect fees are unrealized claims that must be recovered through negotiation or tort .
A presumptive contract exists as an agreement for treatment , yet the contract is without an absolute consensual agreement of price that can be challenged for its legitimacy .
Perhaps it would interesting to evaluate cost schedules that represent reasonable expectations for medical services as too often the claims for fees appear overly boastful and hyper-inflated .
The insurance companies seem to have sufficient funds to pay the fees , but they collect premiums and offset losses with earnings through investment .
Alternatively , social services seems to not have sufficient funds to pay the fees , because it does not collect premiums to offset losses that has remained a significant concern as a major contributor to the national debt .
It is that social services compensates medical facilities directly from collected taxes , and promotes bureaucratic controls as reduced fee schedules and civil servant volunteering as measures of efficient management .
It can be inferred that affordable care act transitioned management of remittance for fees to medical facilities from civil servants in government to agents in insurance agencies .
The affordable care act implemented bureaucratic controls by negotiating for policies in a preferred insurance plan , that were made available to individual citizens , and the premiums go to private insurance companies that follow traditions of investment to reasonably assure earnings .
The affordable care act includes that government compensate those paying premiums on a regressive scale , meaning that it compensates premiums paid by individuals who are at 100% of the poverty line more than it compensates premiums paid by individuals who are at 400% of the poverty line .
A reasoning as to why insurance companies make money is an expectation that debts paid for those who file claims will be less than premiums collected combined with earnings from investment .
It can be inferred that affordable care act transitioned the costs to socialize citizen health care from direct payment from taxes to indirect payment from taxes , that represents a different statistic .
It has been proposed that if the government were to fashion an insurance plan through negotiation that would be affordable and preferable to individuals over plans offered by employers and that also continued to reduce the necessary costs from government for socialized health care for some sectors in the public , then some semblance of universal health care could exist and the plans would also be consistent with free market indicators .
The absurdity of a bs plan is that health care would still be paid directly through taxes , it would include the labor of civil servants , and no investments to offset losses would occur and gawd help us awl if the bs plan for socialism is state capitalism where government makes investments with taxes as would private insurance companies .
What Is the Main Business Model for Insurance Companies?
* Hyperbole About Non Necessary Costs *
Consider differences between automotive businesses that charges a fee to diagnose a mechanical or electrical problem with a vehicle , versus mechanics that do not charge a fee for a diagnosis .
Consider department stores that offer %30 off the price of retail items even though the retail price is marked up thrice a reasonable cost .