I am in my 40s and have never claimed ANYTHING off of insurance... I have never used it. I buy it for my vehicles because it is required by state law again I have never used it.
I have it for my employees because it is required by law but not for myself no I have no insurance of any type never will.
Of course I have zero debt, personal or business I don't have any credit cards or lines of credit... So no insurance on any of those things.
I refuse to pay insurance for me or my family...
And if one of your family members ends up with long term cancer, the taxpaying citizens get to pay the cost. Or the family member gets to die.
One has to draw the line somewhere... Enough is enough, I can and will not be a part of the rat race the federal government tries to force everyone into... It's not natural.
Insurance will not keep me and my family from getting or not getting cancer... And it certainly will not save me and my family from it... I am already dead if think I have depend on the federal government for my own security.
It's an Indian thing you would not understand
By the way buy more guns and ammo...