I mean yeah! Once upon a time (22 years ago) I was a reasonably healthy single adult, and I didn't even pay that.
I know it's gone up, but I don't believe for a MINUTE it's a thousand bucks worth of gone up!
Hell, $95 a month is about what we were paying for family coverage when my husband and I had the youngest.
I know it's gone up since then, but I KNOW it isn't a thousand. We put only two thousand in the medical savings account for the year to cover prescriptions for the year, and we are still covering the college age kid!
1000 a month? Where does Madelbrain live? MARS???
He was 22 when out of college. Ran cross country, only health issue was 'sports induced asthma', meaning an inhaler needed immediately after race, to avoid vomiting and dry heaves, (non-life threatening).
For $95 a month, he'd have to pay for doctor visits, meds, etc. BUT, if the worst happened and needed hospitalization and perhaps cancer treatments, or etc., he'd have been covered. He opted out. I was upset, but he did get full time job in 9 months.
BTW, he never did go to doctor or hospital. His gamble worked.