New student-loan forgiveness under Trump is coming.

[Fort Fun Indiana]

It’s this crazy that others that think they know best want to force everyone else to live the way they do.

Yeah, it's so crazy that they follow the mountains of mutually supportive evidence.

It's like those crazy peole who believe in global warming.

 

[dblack]

Yeah, it's so crazy that they follow the mountains of mutually supportive evidence.

It's like those crazy peole who believe in global warming.

If you're right, fine. If you're wrong, fine. But you need to get over this idea that the government is there to tell people how to live, to force them to agree with you.

 

[dblack]

"My pet solution

It's mine? Strange, I thought it was the effective solution of every other modern economy.

I don't care how many idiots agree with you. That doesn't give you the right to force everyone else to play your game. Is that how you think democracy is supposed to work?

 

[justoffal]

Another similarity between Trump and Biden. Trump has always been left leaning. He's always supported socialism. And now, in less than a year, Trumps support for socialism is shining through, just as it did last time.

He's wasn't really a lesser of two evils. He just pretended to be.

New student-loan forgiveness under Trump is coming. Here's what borrowers should know.​

• The Trump administration said it is processing student-loan forgiveness for some borrowers on income-based repayment.
• Eligible borrowers received emails stating that they are expected to receive relief in the coming months.
• The ongoing government shutdown could cause delays.

Some student-loan borrowers are finally seeing the light at the end of the tunnel after years of payments.


Earlier this month, President Donald Trump's administration began sending emails to some borrowers on income-based repayment plans notifying them that they're eligible to have their loans discharged.

IBR plans give borrowers monthly payments based on their incomes, with the promise of forgiveness of any remaining debt after 20 or 25 years. While the Department of Education did not specify how many borrowers are eligible for this round of forgiveness, 2 million borrowers were enrolled in IBR plans in the second quarter of 2025, according to Federal Student Aid data.

Interesting subject. I do have some quibble with the way the loans were engineered in the first place and some of the straight up bullshit promises made to the borrowers. No loan author should be immune from bankruptcy protections for one thing... Also the unhealthy connection between some of these institutions of higher learning and the financial companies that arrange the loans needs to be looked at more closely I think.

But yes, ultimately a debt created should be honored and paid back and not by someone else.

 

[dblack]

Interesting subject. I do have some quibble with the way the loans were engineered in the first place and some of the straight up bullshit promises made to the borrowers. No loan author should be immune from bankruptcy protections for one thing... Also the unhealthy connection between some of these institutions of higher learning and the financial companies that arrange the loans needs to be looked at more closely I think.

But yes, ultimately a debt created should be honored and paid back and not by someone else.

What I don't get is that everyone seems to acknowledge that kids are getting hoodwinked into debt by the government and the banks. But there's no serious discussion about addressing the program luring them into these loans. Either dismantle it or make serious changes to it. As it is, it's just a money funnel for the banks and the colleges.

 

[Dekster]

What I don't get is that everyone seems to acknowledge that kids are getting hoodwinked into debt by the government and the banks. But there's no serious discussion about addressing the program luring them into these loans. Either dismantle it or make serious changes to it. As it is, it's just a money funnel for the banks and the colleges.

States used to give a lot more aid but they have decided why bother when the kids can just borrow it instead. Some states do a lot better than others. NC actually has done a pretty good job of keeping tuition down for in-state students whereas Virginia kind of sucks. Anyway, the first step has to be lowering the tuition costs. I personally think the federal loans should only be available to students at public colleges and universities to further force them to spend/borrow less.

 

[dblack]

States used to give a lot more aid but they have decided why bother when the kids can just borrow it instead. Some states do a lot better than others. NC actually has done a pretty good job of keeping tuition down for in-state students whereas Virginia kind of sucks. Anyway, the first step has to be lowering the tuition costs. I personally think the federal loans should only be available to students at public colleges and universities to further force them to spend/borrow less.

I also think we need to reconsider the common "wisdom" that everyone should go to college.

 

[Dekster]

I also think we need to reconsider the common "wisdom" that everyone should go to college.

I haven't seen anyone suggest we mandate college, but a lot of trades depend at least on community colleges now that those programs have been removed from a lot of high schools. I mean I personally would put them back in high schools, but that is a different topic altogether.

 

[Fort Fun Indiana]

If you're right, fine. If you're wrong, fine. But you need to get over this idea that the government is there to tell people how to live, to force them to agree with you.

The government, in our self governing society, is there to do exactly what we ask them to do, within the bounds of the Constitution.

So yes, if enough people say you have to pay a wheel tax so that we can all have roads, then that is what you will ******* do, no matter how much you cry about it.

I hope that was clear enough.

Your hyperbole and edge lord impression don't faze or impress me. Would i have you forced to pay into single payer? Yep.

You can thank me later.

 

[Fort Fun Indiana]

I also think we need to reconsider the common "wisdom" that everyone should go to college.

Of course, nobody thinks that, and it is not common wisdom.

The common wisdom is that everyone shoild have ACCESS to college.

 

[dblack]

The government, in our self governing society, is there to do exactly what we ask them to do, within the bounds of the Constitution.

As long as you're not try to distort the meaning of the Constitution, we're good. But ...

So yes, if enough people say you have to pay a wheel tax so that we can all have roads, then that is what you will ******* do, no matter how much you cry about it.

Nope. We don't have to roll over take it. Sorry.

I hope that's clear enough.

Your hyperbole and edge lord impression don't faze or impress me.

Is that what you're calling all the points I'm making that you afraid to address?

Would i have you forced to pay into single payer? Yep.

Then you can **** right off. You're the problem.

 

[dblack]

Of course, nobody thinks that, and it is not common wisdom.

The common wisdom is that everyone shoild have ACCESS to college.

"Access" - dem code for "free shit".

 

[Fort Fun Indiana]

Nope. We don't have to roll over take it.

Right, you can lobby to have the tax repealed.

Until then, you will pay it. Because -- get this -- in a democratic system, we dont all get what we want, exactly as we want it.

I see you're all caught up. Next discussion, we will jump way ahead and start in the year 1900.

 

[dblack]

Right, you can lobby to have the tax repealed.

Or we can challenge the overreach in court. Or, we can engage in civil disobedience. Lots of options. We don't have to eat your shit.