The very best it can be is repealed. Unless you have a lot of stock in insurance companies. Is that your angle?
Really? And replace it with what? Please enlighten us...
Replace it with nothing. And then start busting up all the ill-conceived tax and regulatory policies that painted us into this corner in the first place.
Seriously, employer-provided health care was a bad idea. The dilemma of being trapped at a job because of the dependency on health insurance isn't an unfortunate side-effect. It's the ******* point. It's why employers and government have colluded to create the system in the first place. We need to tear it down and deal with the fact that we have to provide for our own health care, just like we provide for our other needs. The desperate desire to have someone else pay the bills is turning us into slaves.
A heart/lung transplant costs over $3,000,000. Nine months of fighting leukemia would cost you more than you 30 year mortgage. So will open heart surgery.
Yes. Those are things most of us can't afford. Most of us won't get them. Just like most of us won't own a mansion or a yacht. Your point?
Most people don't think they will be faced with a life threatening medical condition.
I was one of them. I went through most of my life very healthy with very few problems. I broke my ankle a couple time and stuff like that but nothing major.
But anyone can be in a car accident. Anyone can experience any kind of accident that will cause them to have a preexisting condition.
Blink your eyes. That's how fast everything can change. That's how fast you can go from a healthy person to one in a coma. Or to one fighting for their life.
No one knows what will happen tomorrow or even the next hour.
Millions of people have had cancer and either died from it or beat it.
Millions of people have heart disease it's one of the top killers in America.
Millions of people have strokes and many of other problems that we all can have especially when we get past age 50.
Millions of people are born with problems too.
Just saying most won't get them is a cop out and a lie.
Everyone will have a preexisting condition at one point in their lives. Since that decision will be up to the insurance companies again, a sinus infection can be classified as a preexisting condition and the person is kicked off insurance and never is able to get it again because they have a record of being kicked off insurance for a preexisting condition. Or lose their insurance through no fault of their own, like divorce, and no insurance company will cover them again.
That happened to a friend of mine. She had a non cancerous cyst removed from her breast in the 80s. She got divorce in 2005. No insurance company would sell her a policy.
She ended up with diverticulitis in 2010. She nearly died. The only reason why she nearly died is because no one would sell her insurance and she couldn't see a doctor. I got her to an ER in time. She ended up being in the hospital for 2 months with several surgeries. But because of the law at the time all the hospital could do was stabilize her and refer her to a doctor so her problem wasn't fixed. They saved life but didn't fix the problem so for years after that she was in and out of the hospital with the problem. She ended up with a hospital bill in the hundreds of thousands.
When Obamacare made it possible for her to buy insurance. She immediately did.
Republicans want to go back to those days with tens of thousands of Americans dying needless early deaths every year.
Using a lame cop out excuse that not many do is a lie and an excuse to allow people to be discriminated again so that insurance companies can get richer.