Wrong.
Biden called them "loan guarantees", which means no interest and most of the time they never end up getting paid back.
So it really is more of a bribe than anything else.
And there is no question that Biden is ensuring that the Ukraine illegally fired the head prosecutor Shokin, and later Prosecutor General Iryna Venediktova.
Biden did not have the authority, and it is illegal to fire a Prosecutor General without conviction for a crime, since that is a protected civil service position.
Biden should be prosecuted for that.