plus you have to pay 10-30% AFTER the deductible as well.
Sounds like a lot of you are used to having insurance that comes with a $500 deductible and then pays 100% after that. That is the reason insurance policies cost $6000 per year. I've always had a private policy because I'm self-employed, and I've never had a deductible under $2500 per year per family member. My max out of pocket has normally been $5000 for each member of my family. After my deductible, they pay 80%. Some doctors visits are covered with a copay as are prescriptions. That's a normal policy to me, and I pay about $600 per month for myself an my two boys. Every year I have about $1000 to $2000 in out of pocket medical expenses on top of the insurance.
I find it hilarious how so many of you complain about the cost of insurance but then complain if your plan doesn't cover 100% of all your medical bills. This attitude came about because too many people get their insurance through their employer and they have no ******* idea how much it really costs.