I must admit, (and it was mostly for fun, mind you), that I often argued in favor of Obamacare because I thought that the fear-mongering was mostly nonsense.
Well, most of it is nonsense.
BUTTTT (big butttt, like Suzanne Boyle butttt) -
My wife's Boss, a Dentist (she's a hygienist) pays a (bigger) bulk of our Health Insurance than normal bosses do, which is why we're insured under my wife's office instead of mine.
About three years ago, he stopped paying 100% (which was fuggin awesome) and started making employees contribute some.
That's okay, we're juuUUuust about upper middle class, but not quite. So we're middle class a little higher mebbe.
AAAAaanyhoo - THIS YEAR, the cost is SKYROCKETING. And this is coming from me - the guy who thought this thing would likely work itself out. $85/week MORE. That's per WEEK. And employees are eating the entire cost. Do the math, that's $340 more a month. In perspective, that's 3 more cable/internet bills. That's ANOTHER car payment.
We are not RICH. We do not qualify for subsidies. This HURTS US. This HURTS our spending power, this LESSENS our consumerism. This DECREASES the value of life for my DAUGHTER.
So, ALWAYS devil's advocate what I did was - I assumed the HR/Office Manager was retarded and I hopped onto the exchange to see if she was missing a small-business subsidy or some such thing. NOPE. Any small business where the Average Salary is $55k or higher DOES NOT QUALIFY. Mind you, the DENTISTS working there highly skew the Average, but who's worrying about details.
So, I tried to see how costly it would be to get our OWN insurance, NON employer based. We are not under 4x the poverty level, and so we do not qualify for subsidies either. And the prices?
I-N-S-A-N-E.
So, as soon as you can tell me why it's GOOD thing that A NOT RICH family has their insurance go up an ENTIRE CAR PAYMENT, all at once and WITHOUT RECOURSE, you can defend this law to userhandle GT.
Until then, you are DEAD TO ME, Gangster.
ACA has NO mechanisms that I am aware of to reduce or keep the costs of HC (therefore insurance premiums) down.
This is why the LEFTIES WHO ACTUALLY PAY ATTENTION have been bitching about ACA all along.
Now the idiots on the right truly believe that the insurance companies are distruaght over ACA.
they could not be more wrong.
ACA is the best thing that every happened to the HC insurance industry.
Now
YOU know why.
It is YOU who is the idiot and a LIAR.
Nobody on the right ever thought that insurance companies are 'distraught' or felt sorry for them - as EVERYBODY on the right knew and warned that the law written BY insurance companies and FOR insurance companies is going to benefit ONLY insurance companies and hose the middle class -and that is ALWAYS what the dimocraps do -they benefit big corporations and Wall street and big pockets at the expense of the middle class.
That is the democrat war on middle class core meaning.
And that is what the right ALWAYS warns about.
So stop lying and start listening.
I was in the Insurance Industry for 25 years and I don't like Insurance Companies. At all.
I like lawyers even less. And child molesters less than them. And dimocrap politicians least of all.
You can't hurt Insurance Companies. Not even the Federal Government can hurt Insurance Companies.
The one I worked for wasn't the least bit afraid of the Feds. They took the gubmint to Court and kicked their asses all the time.
They aren't even afraid of State governments.
They'd much rather get along with them than fight them, but they aren't afraid of them.
The ONLY Countries on Earth that don't have or need personal Insurance are communist countries.
Those are the only ones.
In fact, Insurance plays an integral part in history.
In the 1400's and 1500's the Spanish and Portuguese ruled the Oceans and were doing all the discovering and exploring in the World.
Great sailors, good soldiers, dedicated, fearless and committed.
But they didn't understand the theory of "Risk Sharing"
A Portuguese or Spanish Ship gets sunk in a hurricane or gets lost or whatever...
The owner (usually the King or Queen) takes it on the chin. 100%
In fact, legend has it that Queen Isabella had to hock her jewels to finance Chris Columbus. And she kind lost her bloomers on that one anyway.
The British came along and invented Lloyds of London. In Liverpool. In a Coffee Shop. Underwriting.
A ship owner would have a ship going to -- Wherever... The Caribbean for example, and he would list the destination, the Captain, the name of the Ship and the cargo. (there could be thousands of variations of this scenario)
Lloyds would analyze all that and assign a price of (let's say) $1,000 to insure the Ship and her cargo..... At a value of (let's say) $20k.
Men would sit at the Coffee Shop and "Underwrite" how much of the risk they would take.... Let's say 20% and he would put that figure next to his signature
under the paper and sign it.
He would receive $200 (20%) in payment for signing on but..... If the ship went down, he had to come up with 20% of the value of the ship and cargo -- $4k.
I'm sure Lloyds was taking a nominal profit at the outset.
Many people believe it was this system of 'risk sharing' that helped the British become the most dominant explorers, traders and settlers in World History.
You can't hurt Insurance Companies.
The entire World Economy needs them.
Except in stupid-assed Marxist Countries.
And how are they making out these days?
An OBTW.... Even those scumbags need and use them whenever they engage in world trade. But they pay a premium because.... Well, because they're douchebags. Like dimocraps.
Can't hurt Insurance Companies. Get over yourselves
