/----/ At 62, I ran the numbers and discovered that it would take 11 years of the higher 67 payments just to break even. My wife and I took our SS at 62 and used the $4,000 a month to invest and pay down debt. BTW, if you wait till 67, you miss out on the inflation increases along the way. Take it at 62 and get your initial payments back faster.5 Reasons Taking Social Security at 67 Might Be a No-Brainer | The Motley Fool
There are a number of obvious and under-the-radar advantages of filing for benefits at age 67.www.fool.com
Everyone says you'll make more money if you retire at the max age, 67.
Unless you know for certain you'll die young.