The employee pays as well, a good bit. Don't they have a say?
Yes they have a say ... If they don't like what the employer offers ... They can purchase their own healthcare for what they want at their own expense.
I doubt an employer would mind an employee not signing up for their healthcare plan.
As an employer ... My employees can either accept my healthcare benefit options ... Or the money I would spend on the bisuness' part, if they don't like it.
I do that out of kindness ... Not because I am required to ... And if they don't like it, I will help them buy their own ...
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