Lmao.... I live in reality, you live in a fantasy world that people only buy what they need. were a nation of debtors, guess you never heard how easy bankruptcy is either? after thats all done and said, it only takes a few months for a person to get swamped with credit card offers again. grow up dude or at least open your eyes.
Debt can be accrued through loss of a job that can effect mortgage payments, car payments, tuition payments, new clothes, credit card payments, house repairs, medical bills, etc., etc.
Or were you asleep during the last 30 years of Reaganomics?
Like I said before, "Bottom line: You can produce a product but there is NO guarantee that it will sell....the PUBLIC determines if that product is needed or wanted."
Seems you just can't "bear" reality.
Laugh clown, laugh.