Arianrhod
Gold Member
- Jul 24, 2015
- 11,060
- 1,076
- 255
Kindly present evidence that doctors are refusing to accept insurers such as BC/BS, etc.
Or just do the little speech about your sister again.
High Deductibles Force Many to Opt Out of Obamacare
- Thread starter longknife
- Start date
Kindly present evidence that doctors are refusing to accept insurers such as BC/BS, etc.
Or just do the little speech about your sister again.
If we had a huge hospital bill, we could not afford to pay it anyway. I don't know too many people who can. The $300 a month policy only covers a visit to the doc, why pay that much per year when I only go once a year. If I needed emergency care, Obamacare doesn't cover it.
Arianrhod
Gold Member
- Jul 24, 2015
- 11,060
- 1,076
- 255
Who's your insurer?
I don't have insurance because I cannot afford Obamacare. It costs $300 a month, which does not even cover emergency room visits or tests, just doctor visits. I only see the doc once a year for check ups. Even if I had a huge hospital bill I could not afford to pay the $12,000 deductable.
Arianrhod
Gold Member
- Jul 24, 2015
- 11,060
- 1,076
- 255
Your first mistake is in failing to understand that there is no insurance called Obamacare. What is the source for the rest of the "information" in your post?
Arianrhod
Gold Member
- Jul 24, 2015
- 11,060
- 1,076
- 255
Thanks
Any attempt at an answer would be preferable to all the dodging. I'm not, as you keep saying, of the opinion that all regulation is bad. But I'm asking how this regulation is different than the other regulation that you acknowledged just made things worse. You don't seem to know.
Nope. That's your strawman. The real issue is that we can't agree on what problem needs solving. In my view, the problem with the health care market is that it's wildly distorted and inflated (largely, by too much insurance coverage). Prices are artificially high because of decades of bad policy. The first thing I'd do is correct that problem by remove the incentives and mandates that cause too much reliance on insurance.
I don't feel that way now. My observation is that economic regulation is usually co-opted by the very interests it regulates for their own purposes - usually power and profit. I've held that opinion since the early eighties - and seen very little evidence that contradicts it.
Last edited:
I drive Medicaid and Medicare patients to their doctor appointments.
I make good money doing it.
I have to take dental appointments from Cocoa to Orlando and get paid 60 bucks for doing so because no local Dentist will take the insurances these people have.
I have to take some people as far away as the other coast, in Tampa, or south to Miami because that's the closest doctor they could find that would accept their insurance.
These insurance companies are saving money by being to cheap for the local doctors yet they are willing to pay me over $300 to take a patient to Miami to save a few bucks.
And that's just my cut, my boss gets a cut, my dispatcher gets a cut, everyone gets a cut.
Greenbeard
Gold Member
Your share of that hospital bill would be capped at $6-7K (less if you've already made other out-of-pocket health expenditures). If that's too much, what do you think your share of the expense should be?
It sounds like you want a low or no deductible plan, with low or no premiums. That's the single-payer route. Our system is currently moving more in the market direction, which means greater financial responsibility for the patient at the point of care.
Arianrhod
Gold Member
- Jul 24, 2015
- 11,060
- 1,076
- 255
So you're talking about (A) Medicare/Medicaid and (B) dental insurance.
Certain doctors (particularly in a market like Miami) have always refused Medicare and/or Medicaid patients. That's not the same as refusing private insurance, which was your original claim.
Dental insurance is an add-on to a basic health insurance plan. The patient has to pay an additional premium. Also something that didn't suddenly change effective January 2014.
If there are any problems with the PPACA in Florida, you can look to your governor, who not only refused to set up a state exchange and accept the Medicaid expansion, but who recently gutted services to 9,000 disabled kids.
EdwardBaiamonte
Platinum Member
- Nov 23, 2011
- 34,612
- 2,158
- 1,100
What planet are you on. Obamacommiecare is a massive step toward single payer communism!! Why do you think Republicans oppose it?? Why do you think Carson said it was worst thing since slavery. Do you understand now?
Arianrhod
Gold Member
- Jul 24, 2015
- 11,060
- 1,076
- 255
The planet of facts. You should visit sometime.
EdwardBaiamonte
Platinum Member
- Nov 23, 2011
- 34,612
- 2,158
- 1,100
name the fact or admit you lack the IQ to be here, liberal!!
Arianrhod
Gold Member
- Jul 24, 2015
- 11,060
- 1,076
- 255
There are a multiplicity of facts. Just knowing their names is not helpful.
EdwardBaiamonte
Platinum Member
- Nov 23, 2011
- 34,612
- 2,158
- 1,100
Arianrhod
Gold Member
- Jul 24, 2015
- 11,060
- 1,076
- 255
They say the first step is admitting you have a problem. Since you've been brave, I'll be nice to you. Tell me which fact you were referring to in Post #116 and I'll be happy to help you with it.
Greenbeard
Gold Member
What "single payer communism" system has high deductible plans?
Similar threads
